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4052
WESTSTAR ESCROW INC
Loan Servicing - Block Grant
CDBG
LEG 12--,1
01/04/2000
06/15/2010
Termination w/90 day written notice
Review date for tracking only
LOAN SERVICING AGREEMENT
This Loan Servicing Agreement ( Agreement ) made as of ~, fi_ ~
("Effective Date") between the City of Bremerton, Department of ~ommuni~y Development,
("City") and Weststar Escrow Inc., a Washington corporation ("Weststar").
WHEREAS, Weststar is engaged in the business activity of servicing loans;
WHEREAS, Weststar has represented that it has the capacity and the ability to service
such loans; and
WHEREAS, City, in reliance upon Weststar's representation, desires to retain Weststar
and Weststar desires to accept City's engagement to perform the services as further described in
this Agreement upon the terms and conditions set forth in this Agreement and attachments;
NOW, THEREFORE, in consideration of the mutual covenants, recitals and convenants
set forth herein, and for good and valuable consideration as recited herein, the parties hereby
warrant, covenant and agree as follows:
ARTICLE I
APPOINTMENT OF WESTSTAR
City hereby retains Weststar for the sole purpose of performing the services described in
this Agreement and Weststar hereby agrees to perform such services on the terms and conditions
set forth below.
ARTICLE II
TERM OF AGREEMENT
2.1 This Agreement shall be ongoing subject to the termination provisions of 2.2
2.2 Termination. Weststar shall have the right to terminate this agreement for any or
no reason by giving to the City, ninety (90) days prior written notice of
termination. The City shall have the right to terminate this agreement for any or
no reason by giving Weststar ninety (90) days prior written notice of termination.
In the event of termination under this section, City shall pay Weststar for loans
serviced to the effective date of termination for which Weststar has not previously
been paid a fee relating to that loan for that month. If the reason for termination
by City is due to an increase in service fees, then during the ninety (90) day notice
period, the City shall only be subject to the then current fee structure and not the
proposed increased fee amount.
ARTICLE III
TERMS AND DEFINITIONS
For purposes of this Agreement, each of the following terms shall have the meaning
specified with respect thereto:
Aereement shall mean this Agreement as the same may be from time to time amended.
Borrower shall mean the obligor, guarantor, or surety of, or any party liable for, the
performance ora loan.
Business Day shall mean any day other than Saturdays, Sundays, national holidays or
state holidays.
Lender shall mean City as the original lender or as the successor to the original lender.
Loan or Loans shall mean the loans, the servicing of which are the subject of this
Agreement.
NSF shall mean nonsufficient funds.
Term: As defined in Article II.
ARTICLE IV
LOANS SUBJECT TO AGREEMENT
4.1 Delivery of Loans. City initially will deliver to Weststar those Loans listed on Exhibit A,
made a part hereof by this reference.
ARTICLE V
CONVERSION AND TRANSFER OF CONSUMER LOANS TO WESTSTAR
5.1 General Scope of Duties. Weststar shall diligently convert all Loans to Weststar's
accounting system. Said conversion of loans shall be completed no more than thirty (30)
calendar days from the date the Loans are delivered to Weststar. The data shall be maintained,
preserved and kept available to City so that the same is transferable back to City, in the event of
default, in a manner and form immediately useable by City.
5.2 Notice and Other Requirements for Transfer will be effected by City.
5.3 Endorsements. City agrees that it shall, from time to time hereafter, execute and
promptly deliver to Weststar such documents, assignments, endorsements, applications or other
instruments necessary or reasonably proper or convenient to effectuate the assignments and
transfers contemplated by this Agreement. Those instruments shall include limited powers-of-
attorney to endorse checks and other insmnnents of payment with respect to the Loans.
ARTICLE VI
PERFORMANCE AND DUTIES OF WESTSTAR
6.1 General Requirements of Weststar. Weststar shall maintain facilities and use
its best efforts to collect all sums payable and shall service each Loan in accordance with
generally accepted loan-servicing practices. In the performance of its loan servicing duties,
unless otherwise specifically provided herein, Weststar shall comply with the terms of the note
signed by a Borrower. Weststar shall furnish all labor and supervision, supplies, materials,
tools, equipment, appliances, transportation software, and services necessary to or used in the
performance of its obligations hereunder.
6.2 Weststar as Independent Contractor. Weststar shall have the status of
independent contractor. Nothing herein contained shall be considered to create a partnership,
joint venture, or any other form of business organization, between City and Weststar. Weststar
and its employees and subcontractors are not and shall not act or represent themselves to be
employees, of City. City will not withhold taxes of any kind from Weststar's compensation, will
not secure workers' compensation or pay unemployment insurance to, for or on Weststar's behalf,
and will not provide any usual and customary rights, benefits or privileges of City's employees.
6.3 Standard of Performance. Weststar shall at all times act in good faith and in the
best interest of City, and use its best efforts and sound business judgment in performing its duties
under this Agreement.
6.4 Deposit Account. Weststar shall deposit into a bank account (the "Account") all
payments received from Borrowers within one business day following receipt thereof. The
Account shall be specifically designated as a trust account for the benefit of clients and be
maintained by Weststar at such financial institution whose deposits are insured by the Federal
Deposit Insurance Corporation. All payments received hereunder by Weststar will be deposited
in a master cleating account in the name of Weststar, which account is clearly identified as a
trust account. All payments deposited to said trust account will be disbursed via ACH to the
City's designated bank account within one business day of deposit to Weststar's trust account.
6.5 Description of Reports. Weststar shall prepare the following standard industry
reports for each Loan portfolio being serviced and submit them, consolidated by Loan portfolio,
to the City as indicated below:
Contract Transaction Report
Delinquency/Aging Report
Payment and Disbursement Report
ARTICLE VII
BOOKS AND RECORDS
7.1 Books and Records.
7.1.1 General. At all times during the term of this Agreement, Weststar shall
maintain complete and accurate files and records pertaining to each Loan and all business
activities and operations conducted by Weststar in connection with Weststar's performance under
this Agreement.
7.1.2 Generally Accepted Accounting Principles. Weststar shall maintain and
prepare all accounts required under this Agreement in accordance with current generally
accepted accounting principles consistently applied.
7.1.3 Records Pertaining to Particular Loans.
(a) Collateral Documents. Weststar shall keep and securely maintain
photo copies of all original documents in each Loan file. The City
shall maintain all original documents.
(b) Loan Files. Weststar shall maintain a file containing all
information relating to a Loan, including current tax and insurance
documentation if applicable, correspondence, telephone collection
logs, and all other materials and reports applicable to the Loan.
ARTICLE VIII
CONFiDENTIAL INFORMATION
8.1 Confidentiality of Confidential Information.
8.1.1 Definition of Confidential Information. For purposes of this Agreement,
all information that City provides or caused to be provided to Weststar in connection with its
duties under this Agreement shall be deemed to be confidential information ("Confidential
Information"). Confidential Information shall include (a) any specifications, strategies or
technical data, business documents or information, marketing research and other data, customer
or client lists or sources of information which are owned, possessed or used exclusively by or for
the benefit of City; and (b) all Confidential Information or materials obtained by Weststar from
City or a third party in connection with this Agreement.
8.1.2 Duty to Maintain Confidentiality of Confidential Information. Weststar
shall strictly maintain the confidentiality of all Confidential Information it obtains in connection
with its performance under this Agreement, and, except as required by any law, court order,
subpoena or by City, neither Weststar, nor its agents or representatives, shall disclose
Confidential Information to anyone, nor shall they use or allow the use of any Confidential
Information to further any private interest other than as contemplated by this Agreement,
including, without limitation, selling the names of borrowers of the Loans as a marketing list.
This duty shall survive the expiration or termination of this Agreement.
In the event Weststar receives an inquiry, request, order, subpoena or other demand for
confidential information, Weststar shall promptly advise City in a writing, both faxed and mailed
by first class mail, of such inquiry and shall provide City copies of all documents Weststar has
received in support of the requestor inquiry.
ARTICLE IX
USE OF ATTORNEYS
9.1 Legal Services. Weststar shall not be obligated or required to institute any legal
action pertaining to the Loans. Unless otherwise agreed to by City and Weststar, it shall be the
sole obligation of City to retain the services of an attorney for any legal matter pertaining to the
Loans, including, but not limited to, replevin, repossessions, judgments, garnishments,
bankruptcies, collections, adverse matters and any other legal matters.
ARTICLE X
COMPENSATION
10.1 Consideration. City shall pay to Weststar, in consideration for the services
performed hereunder, the fees identified in Weststar's proposal letter dated October 4, 1999,
attached hereto. Weststar will invoice the City monthly for the fees incurred since the last
invoice.
ARTICLE XI
REPRESENTATIONS, WARRANTIES AND COVENANTS
OF CITY AND WESTSTAR
11.1 Representations and Warranties of City. City represents and warrants as follows:
11.1.1 City has all power and authority required to execute, deliver and perform
this Agreement.
11.1.2 City's execution, delivery and performance of this Agreement have been
duly authorized by all necessary action.
11.1.3 This Agreement constitutes a legal, valid and binding agreement of City,
enforceable against City in accordance with its terms.
11.2 Representations and Warranties of Weststar. Weststar represents and warrants as
follows:
11.2.1 It is a corporation duly organized, validly existing and in good standing
under the laws of the State of Washington and with full corporate power and authority to
execute, deliver and perform this Agreement.
11.2.2 The execution, delivery and performance of this Agreement have been
duly authorized by all necessary corporate action of Weststar.
11.2.3 This Agreement constitutes a legal, valid and binding agreement of
Weststar, enforceable against Weststar in accordance with its terms.
11.2.4 Weststar currently possesses all necessary licenses, permits and approvals
required to validly execute, deliver and perform its duties under this Agreement and will be
qualified to do business in all jurisdictions where such qualification is required for Weststar's
performance of its duties under this Agreement.
11.2.5 Weststar and none of its employees, owners, consultants, contractors,
subcontractors are presently under investigation, or are being prosecuted for, either criminally or
civilly, crimes or causes of action having as an element of such action, allegations of
untruthfulness, misappropriation of trust funds, embezzlement or similar failures to properly
manage the funds of others.
ARTICLE XII
iNDEMNIFICATION
12.1 Agreement to Indemnify and Provide Insurance.
12.1.1 Weststar Indemnity. Weststar shall indemnify, defend, and hold harmless
City, and all of its officers, directors and employees, against any and all claims, losses, penalties,
fines, forfeitures, amounts paid in settlement, judgments, reasonable attorneys' fees and related
litigation costs, fees and expenses which result from any act or omission constituting negligence
or willful misconduct by any officer, director, agent or employee of Weststar in connection with
Weststar's performance under this Agreement.
12.1.2 City Indemnity. City shall indemnify,defend, and hold harmless Weststar
and all of its officers, directors and employees, against any and all claims, losses, penalties, fines,
forfeitures, amounts paid in settlement, judgments, reasonable attorneys' fees and related
litigation costs, fees and expenses which result from any act or omission taken in connection
with the Loans which constitutes negligence or willful misconduct by any officer, director, agent
or employee of City.
12.1.2 Insurance: Prior to and during the performance of the work covered by
this Agreement, Weststar shall provide the Risk Manager for the City of Bremerton with
evidence that it has obtained and maintains in full force and effect during the term of this
Agreement a policy of professional liability insurance, providing coverage of at least $500,000
against professional liability for errors and omissions in connection with the work to be
performed by Weststar under this Agreement. Risk Manager shall be provided thirty (30) days
written notice of any cancellation of said professional liability insurance.
12.2 Notice of Claims. Each party shall immediately notify the other party if it
receives a complaint, claim or other notice of any loss, claim damage or liability giving rise to a
claim for indemnification, but failure to provide such notice shall not relieve the party from any
duty to indemnify unless the party which was not notified is materially prejudiced by such failure
and has no actual knowledge of such complaint, claim or other notice.
ARTICLE XIII
TERMiNATION OF AGREEMENT
13.1 Effect of Termination. The termination of this Agreement for any reason shall not
affect any right, obligation or liability that has accrued under this Agreement as of the date of
termination. Upon any termination of this Agreement, Weststar shall charge a termination fee to
cover the cost of transferring the accounts back to the City. Said fee shall not exceed $15.00 per
account maintained and serviced by Weststar and is payable upon such termination.
13.2 Duty of Cooperation. Upon the expiration or termination of this Agreement,
Weststar will cooperate with City to effect an efficient and smooth transition of responsibility
with respect to the Loans. Such duty shall specifically include turning over all Loan files,
documents and materials, and shall be delivered within a mutually acceptable time period after
any termination of this Agreement.
ARTICLE XIV
MISCELLANEOUS
14.1 Notices. All notices under this Agreement shall be in writing and shall be deemed
duly given when delivered, if personally delivered, or three (3) days after the date mailed, if sent
by registered or certified mail, return receipt requested and postage prepaid, and addressed to the
parties at the following addresses:
If to City to:
City of Bremerton
Department of Community Development
239 4th Street
Bremerton, WA 98337
Attn: Marylyn Waibel
and if to Weststar to:
Weststar Escrow, Inc.
12121 E. Mission Avenue
Spokane, Washington 99206
Attention: Manager
Each party shall be responsible for notifying the other of any change of address.
14.2 Severability. If any provision of this Agreement shall be determined to be invalid
or unenforceable, the remaining provisions of this Agreement shall not be affected thereby, and
every provision of this Agreement shall remain in full force and effect and enforceable to the
fullest extent permitted by law.
14.3 Heading. The headings appearing in this Agreement are inserted only as a matter
of convenience and in no way define, limit, construe or describe the scope or intent of any article
or section of this Agreement.
14.4 Survival. The covenants contained in this Agreement which by their terms
require performance after the expiration or termination of this Agreement shall be enforceable
notwithstanding the expiration or other termination of this Agreement.
14.5 Duplicate Originals. This Agreement may be executed in one or more duplicate
originals, each of which shall be deemed an original, but all of which together shall constitute
one and the same instrument.
14.6 Governing Law. This Agreement shall be governed by and construed in
accordance with the laws of the State of Washington. Venue for any action arising out of this
Agreement shall be in the County of Kitsap, the State of Washington.
14.7 Entire Agreement; Modification. This Agreement and the materials incorporated
herein by reference constitute the entire agreement between the parties. There are no promises or
other agreements, oral or written, express or implied, between them other than as set forth in this
Agreement. No change or modification of, or waiver under, this Agreement shall be valid unless
it is in writing and signed by duly authorized representatives of City and Weststar.
14.8 Waivers. Either City or Weststar may, subsequent to obtaining the written
consent of the other:
(a) Extend the time for the performance of any of the obligations or other
transactions of the other party; and
(b) Waive compliance with any of the terms, conditions or covenants required
to be complied with by the other party.
The waiver by either party hereto of a breach of any provision of this Agreement shall not
operate or be construed as a waiver of any subsequent breach.
14.9 Cooperation. To extent reasonably practicable, the parties hereto shall cooperate
with and assist each other in carrying out their respective obligations hereunder and in
connection therewith shall execute and deliver such documents and instruments and shall take
such action as may be necessary or appropriate in furtherance thereof.
14.10 Nondiscrimination. In connection with performance of this Agreement and
subject to applicable rules and regulations, Weststar shall not discriminate against any employee
or applicant for employment because of race, religion, national origin, color, age, sex, sexual
orientation, AIDS, AIDS related condition, handicap, disability, or Vietnam Era veteran
status. Weststar shall ensure that applicants are employed, and that employees are treated during
their employment, without regard to these factors. Such actions shall include, but not be limited
to, the following: Employment, upgrading, demotion or transfer, recruitment or recruitment
advertising, layoff or termination, rates of pay or other forms of compensation, and selection for
training, including apprenticeship.
1N WITNESS WHEREOF, each of the undersigned parties to this Loan Servicing
Agreement has caused this Agreement to be duly executed by one of its duly authorized officers,
all as of the date first above written.
"WESTSTAR" "CITY"
Weststar Escrow, Inc., City of Bremerton
a Washington Corporation
~y:~/~4~ ~-~f-/,~7 By: ~
Title: c__~"/b/ Title: Mayor
By:
Title: City Clerk
Title: City Attorney
EXHIBIT A
Loans to be Serviced by Westar
LOAN
NUMBER LOAN NAME
CDBG
167 WILLIS, JERRY
272 VIEWCREST
203K4 ALEXANDER, ANN
203K5 B1L~SSFIELD, BRYAN
203K3 EDENSHAW, AIMEE
203K1 HUNT, E./CASTER, M.
203K20ZBURN, JAMES
203K7 SNYDER, TODD
94DLA JACKSON, HERBERT/RUTH
94DL6 CASSEL, RONALD
94DL90TANEZ, ENRIQUE
95DL 15 STANSBERRY, BEVERLY
95DL16 BORBON, APRIL & TOMAS
95DL19 HANSEN, HOWARD
95DL21 MAIN, ALAYNE
95DL23 MEFFORD, MICHAEL
95DL24 JASSO, OSCAR
95DL29 TUCKER, GEORGE
95DL32 CROSBY, KRISTINE
96DL5 NESHEM, SANDRA
96DL12 SULLIVAN, LYNNWOOD
97DL10 TORR.ELLA, PABLO
97DL11 MORAN, GENE
97DL12 NELSON, LOWELL M.
97DL 13 ASHENBERG, LOUISE
97DL14 KELLEY, BRUCE
97DL16 HARWOOD, WILLIAM
97DL17 PURVIS, MARGARET
97DL18 MATRONIC, JOHN
97DL5 BUTLER, MARVIN
97DL6 LUTHER, ROBERT
97DL7 WRIGHT, RUTH
97DL9 SINK, CLAIRE
98DL3 THOMAS, DAVID
98DL5 JETT, CHARLES
98DL8 BITTLE, GARY
98DL9 STONE, JILL
99DL2 MONIZ, EMELITA
99DL28 STANTON, ELIZABETH
99DL34 YOUNG, JOHN CHARLES
99DIA HYDE,MARY G
KCAP KITSAP COMMUNITY ACTION PROGRAM
ItOME
203K971 BASELT, WILLIAM
96DL 1 ROBINSON, BILL
96DL3 SCHEER, KAREN
96DL4 MANLEY, ROBERT
96DL8 MATRONIC, JAMES
96DL9 BURDUE, SHERI
97203K2 K1RKLAND, CURTIS
97203K4 JOHNSON, HEATHER
HB99-1 CRAIG, MICHELLE
HB96-2 ELSEN, PICKY
HB971 KINZEL, DEANNE
HB97-10 DINDLEBECK, JOSEPH
HB97-11 SMITH, MARCELLA
HB97-12 STAPLETON, MICHAEL
HB97-13 MORTENSEN, ANNETTE
HB97-14 COLGAN, TIMOTHY
HB97-15 BOEWE, TODD
HB97-16 ILARRAZA, EDUARDO
HB97-17 HOWLE, RACHAEL
HB97-18 FANG, GREGORIA
HB97-19 HONRADA, RAYMUNDO
HB97-2 BERGESON, ERIC
ITB97-21 KAOPUIKI, ROBERT
HB97-22 SMITH, DONALD
I-1~97-23 CHIPMAN, JAMES
HB97-24 ENGSTROM, THOMAS
HB97-28 FALK, MARY
HB97-3 LILES, CHARLENE
HB97-30 MORPIS/BARR
HB97-33 WAINWRIGHT (PAGE)
HB97-34 VEREEN, HOWARD
HB97-35 BANKOSH, JENNIFER
HB97-36 CARTER~ SARAH
HB97-37 GINGREY, RONALD
HB97-38 DAMEWOOD, RANDALL
HB97-4 WICKMAN, BARBARA
HB97-40 MARCHAND, ROBERT
HB97-42 WHITE, CRAIG
I~B97-43 DINGLE, BOBBY
I-IB97-45 QUINN, JEFFREY
HB97-47 SINCLAIR, TANYA
I-~97-48 RUDOLPH, CHAR_MAINE
HB97-49 ALCORN, SCOTT
I~97-5 KNEIB, SANDRA
I-1B97-50 CHPISTIANSEN, VIVIAN
HB97-51 VIGIL/ESKEW
HB97-52 LILLEY, PEGGY
HB97-53 GABAGAT, FELICIANO
HB97-54 JOH2qSON, JAMIE
HB97-57 SWANSON, MATTHEW
HB97-58 JONES, DEANNA
HB97-59 COX, EDWARD
HB97-6 FREDRICKSON, CARL
HB97-7 SMITH, ERIC/WENDI
HB97-9 CARTER, MICHAEL
HB98-1 COLE, JEANNE
HB98-10 DAINS, SHARON
HB98-11 GUSTAFSON, NORMA
HB98-12 PATTON, NIKOLE
HB98-13 HOWGATE, ELIZABETH
HB98-14 PETERSON, DELWIN
HB98-35 BALTER' KATHLEEN
HB98-15 LOPEZ, SHARON
HB98-16 JOSE, ROLAND
HB98-17 JOHNSTON, RENDA
FIB98-18 BESSENT, SANDRA
ffB98-19 MAYES, KIM
HB98-2 ELKINS, AARON
HB98-20 HODGINS, ARTHUR
HB98-21 MORFIN, VIDAL
HB98-22 SCHOFIELD, STACY
HB98-23 STEVENS, TONY
HB98-24 WHITE, ROBERT
ffB98-25 STUART, BROCK
HB98-26 OL1VERIA, GARTH
HB98-27 BUKREY, LOUISE
HB98-28 BEDSAUL, ROCHELLE
HB98-29 GREEN, LORI
HB98-3 BRANDENBURG, ROY
HB98-30 SUNKEL, EDWARD
HB98-31 HAM, JAMIE
HB98-32 ANDERSON, GARY
IQB98-33 WILLIAMS, CAROL
HB98-34 MCCULLOUGH, DAYDRA
HB98-36 LANHAM, JACK
I-IB98-37 STANFEL, ANGELA
HB98-38 TASKER, TAMMY
HB98-39 FRIANEZA, EFREN
HB98-4 HUBBELL, DUANE
HB98-4 QUENGA, FRANK
FIB98-40 SHELTON, TERRENCE
I-IB98-41 MEJIA, I.
HB98-42 SWEET, TERRY
HB98-43 ROD1LIQUEZ, LUIS
HB98-44 FAULKNER, VIRGINIA
HB98-45 TIEMEYER, C.
HB98-46 SAAVEDRA, SANTIAGO
HB98-48 VAAL, BRIAN
HB98-49 WALLACE, JULIEN
HB98-5 ARNOLD, BEVERLY
HB98-50 BENNETT, ADONIS
HB98-51 MARCELINO, JAMES
HB98-52 DELOS SNATOS, R.
HB98-53 ANTRIM, MATTHEW
HB98-54 TILLSON, HELEN
HB98-55 NORGAARD, CAROL
HB98-56 GALINATO, F.
HB98-6 ALBERTSEN, SANDRA
I-IB99-7 CAMPBELL, KRIS
HB98-7 HERZOG, TODD
I-tB98-9 DOWNING, DAVID
HB99-10 ANDERSEN, ALBERT
FIB99-11 ROSENQUIST, MICHAEL
HB99-12 SONSTENG, KRISTIN
HB99-13 BOLLINGER, MARGARET
HB99-14 BUSH, GERALD
FIB99-15 HENDRICKSON, TODD
I-IB99-16 WEBSTER, LONNIE
HB99-17 PATIK, KATHI
HB99-18 RAGSDALE, KIM
I-IB99-19 PODESTA, GARY
HB99-2 COOPER, BROOKE
I-IB99-20 GRANDE, RAMON
HB99-21 HENDRICKS, DONALD
I-[B99-22 SCHAUER, JAMES
HB99-23 DALRYMPLE, PAUL
HB99-24 BLAIR, EULA
HB99-25 HUGHES, RODNEY
HB99-26 KAAUKAI, THOMAS
HB99-27 KELLY, DANNET fE
HB99-28 BUDD, BRENT
HB99-29 PETERSON, MELANIE
HB99-3 ENCARNACION, ROY
HB99-30 GAZDA, STEPHEN
HB99-31 HOGGINS, MATTHEW
HB99-32 SCHULTZ, TIMOTHY
HB99-33 MORGEN, MICHELLE
HB99-34 LAGMAN, RONALD
HB99-36 MALANE, MICHAEL
HB99-5 HIDALGO, LOLITA
HB99-6 CARSON, TROY
HB99-8 FRASER, DONNA
HB99-9 BROWN, TIMOTHY
LOANS TO BE TRANSFERRED AT A LATER DATE ( NO SERVICING FEE)
66 EIDE, K.G.
68 BRANCH (TAPPE), V.
69 THOMAS, EMMA
72 PHINNEY, R. E.
80 ROBB, D. B.
86 CROOVER, KEITH
97 LUNDBERG (SKJETE), B.
110 MARSHALL, GREGORY
112 HOCKER, R.R.
119 YWCA CHILD
131 WHALLON, W.R.
132 LEDBETTER, M.C.
135 BURDITT, E.
143 GILMORE (KULIGOWSKI), F.
146 BABBITT, MARYELLEN
153 WARREN, R. J.
139 SAULSBERRY, BETTY
149 SUTTON, P.N.
150 GABEL, J. L.
152 OSBORNE, D. W.
160 O'NEIL, R.D.
164 WARREN, R. J.
165 SIMPSON, C. D.
168 KERRY INVESTMENT
176 WALKER, C.L.
184 COOK/HARMON
191 GEGNER, N.G.
192 COOK/HARMON
194 FORDAHL, T.J.
197 ROUSSE, J.K.
206 KILIZ, KENNETH
207 SWEITZER, JEAN
213 WARREN, R.L
214 OVERSON, A.R.
217 SPAULDIN, CAROLE
221 CARLSON, R.C.
226 PIGATO, N.F.
230 STEGMAN, $.A.
234 MATTHES, THELMA
238 REYNOLDS, $ONA
241 PH1NNEY, ELIZABETH
248 RAPP, LILLIAN
249 HARRIS, MARLYS
258 FLOYD, HELEN
268 SAN AGUSTIN, E & M
203K GODDARD, HEIDI
203K HARRIS, TOM
203K HARRIS, TOM
94DL1 SHOEMAKE, MYRTLE
94DL11 KRESSIN, MYRTLE
94DL12 NELSON, MARJORIE
94DL3 SNELL, JOHN
94DL5 SETTEN, RICHARD
94DL7 GRAYSON, MARY
95DL13 MEJIA, RAUL & ELIZABETH
95DL18 NEWBREY, IMOGENE
95DL20 MENDIOLA, ROY & ANNETTE
95DL22 ADAMS, DONNA
95DL25 SIMPSON, ROBERT
95DL30 VOORE, MARGARET
95DL31 MCPHERSON, SHARI
95DL34 CLINE, DANA
95DL35 AL1NA, SALVADOR
96DL10 SILVER, JACK
96DLll MOLIEN, TONYA
96DL6 FABELLANO, VIRGINIA
96DL7 PRICE, CARI
97DL1 LOWREY, FRED
97DL2 HICKERNELL, ROBERT
97DL3 ROSE, GREG
97DL8 MILLER/OGNIBENE
98DL10 MOSSYROCK, KARL
98DIA GREGG, EVERITTE
98DL6 STANART, SHERRY
99DL1 PARKHILL, ANITA
99DL3 CARSON, VICKIE
SEA1 ST MCDOLE, LEWIS
98DL2 CORKE, BARBARA
HB1 ERICKSON, BEAU
HB3 HARRIS, ROGER
203K6 SLEEPER, MARGARET
203K8 WATSON, MICHELLE
95DL33 CANCINO, GRENDA
HB97-29 JAMES, CRYSTAL