HomeMy WebLinkAboutPacific Forest 2022-23 Ins CertadQo'oATE (Xtr/OITYYYY)
1112912022
THIS CERNFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY ANO CONFERS NO RIGHTS UPON THE CERTIFICATE HOLOER. THIS
CERTIFICATE OOES NOT AFFIRMATIVELY OR I{EGATIVELY AMEI{0, EXTEID OR ALTER THE COVERAGE AFFOROED BY THE POLICIES
BELOW TH|S CERTIFTCATE OF TNSURANCE OOES NOT CONSnTUTE A CONTRACT BETWEEN THE tSSUTNG TNSURER(S), AUTHORIZEO
REPRESEI{TANVE OR PRODUCE& At{D THE CERTIFICATE HOLDER.
IT PORTANT: l, the cortificats holdor i3 an ADDITIONAL INSUREO, tho policy(ies) mu3t have AOOITIONAL INSURED provislona or b€ endotsed.
It SUBROGATION lS WAIVED, sublect to the term! 6nd conditiona ot tho policy, cartain policiss mry requiro an endoEsment A statomont on
thia cedificato dooa not contur rlghts to tho cortlflcato holdor in lleu ofsuch endoBomont(s).
PRODUCER
Tolem Agenoes, lnc
P O Box 1554
Buckley wA 98321
CONTACI Diann6 Dain6s
(360) 829-9400 (360) 829-940s
AODRESS:ddaines@tolemagencres com
INSURERIS) AFFORDING COVERAGE NAIC 'tNsuRERA. Ohio Casualty lnsurance Company 24074
INSURED
Paciic Forest Resources lnc
PO gox 395
Enumclaw wA 98022
INSURER B
INSURER C
INSURER O
INSURERE
INSURERF
CERTIFICATE OF LIABILITY INSURANCE
CERTIFICATENUMBER: 2021 LiabilityCOVERAGES REVISION NUMBER:
THIS ISTO CERTIFYTHATTHE POLICIES OF INSURANCE LISTED BELOWHAVE BEEN ISSUEO TO THE INSUREO NAMEOABOVE FOR THE POLICY PERIOD
INDICATED. NOTWTHSTANDING ANY REQUIREMENT, TERM OR CONDIIION OF ANY CONTRACT OR OTHER OOCUMENT WTH RESPECT TO V'/tiICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFOROEO BYTHE POLICIES OESCRIBED HEREIN IS SUBJECT TOALLTHETERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOW! MAY HAVE BEEN REOUCEO 8Y PAIO CLAIMS,
POUCYEXP UMITSPOUCY NUMAER POLICY EFF(MiI/DOYYYY)lirsR
LTR TYPE OF II{SURANCE
r r,000,000EACH OCCIJRRENCE
DAMAGE TO RENIEDPRFMISES IEa @ra6l r 1,000,000
MED EilP (anv ono peM)r 15,000
t 1,000,000PERSONAL A AOV INJURY
GENEFALAGGREGATE r 2,000,000
PRODUCTS - COMP/OPAGG $ 2,000,000
s
0i,21t2022 022112023
COIIMERCIAL GEIIERAL LIABIUTY
cLArrs-uAoE El o""u"
GEN'LAGGREGATE LIMIT APPLIES PER
Log Broad Fom PD
LOCPOLICY
OTHER
8KO60493787
SINGLE LIMIT I 1,000,000
AOOILY INJURY (P'peBo)3
5BOoILY INJURY (Pd a@id€n0
I
0212112022 0?,2112023
Underinsured motorisl t 1,000,000
OV\AIED
AUTOSONLYHIRED
AUTOS ONLY
SCHEOIJLEO
AUTOS
NON.OVINEO
AUTOSONLY
AUIOXOSILE UAEIUTY
8AO504937E7
51,000,000EACH OCCURRENCEx
AGGREGATE r 1,000,000xUTERELLA UAB
EXCESS LIAB
OCCUR
02'/21t2023
0RETEI.iIION $
ES060493767 o2t21DO22
OED
STATUTE
OTH
ER
$E,L EACH ACCIOENT
E L. OISEASE. EAEMPLOYEE I
E L, OISE'.SE . POLICYLIMIT I
WORKERS COMPEIISA'ION
AND EIIPLOYER]B' UAEIUTY
ANY PROPRIEIOfu PARTNER/EXECUTIVE
OFF'CER,/iIEMEER EXCLUDEO'
OESCRIPTION OF OPERATIONS bal
DESCAPnOI| OF OP€RAnONS / LOCATIOMi / vEHlcLEs (AcoRD lol, Addltion.l R.mrrt Sch.dulq my b..tLch.d |l mE tp.c. l. ,!qult!d)
Certifcato holder is nsmed additional insured as respecls operalions ot lho nemed insured Addilional insured is primary per the attached endo6ement
cG8810-0413.
III
EI
E
CERTIFICATE LOER CANCELLATION
@ 1988-2015 ACORD CORPORATION. All rights rosorvod.
Tho ACORD namo and logo a.o registercd arks of ACORD
SIIOULDANYOF THE ABOVE DESCRIEEO POLICIES SE CANCELLED BEFORE
AUTBORIZEO E
THEREOF, t'lOTlCE wlTHE EXPIRA
THE POLICY PRACCOROANCE
LL BE D+TVERED lN
s.City ol Bremerton Attn: Risk Managemenl
345 6th Street *600
wA 98337Bromerton
ACORD 25 (20r6103)
Erg E
COMMERCIAL GENERAL LIABILITY
cG 88 10 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULL\.
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
INDEX
SUBJECT
NONOWNED AIRCRAFT
NON.oWNED WATERCRAFT
PROPERTY DAMAGE LIABILITY - ELEVATORS
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's ProPerty Damago)
MEDICAL PAYMENTS EXTENSION
EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B
ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
PRIMARY AND NON€ONTRIBUTORY - ADDITIONAL INSURED EXTENSION
ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
VVHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN INSURED -
FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
NEWLY FORMED OR AODITIONALLY ACQUIRED ENTITIES
FAILURE TO DISCLOSE HAZARDS ANO PRIOR OCCURRENCES
KNOWLEDGE OF OCCURRENCE, OFFENSE, CI-AIM OR SUIT
LIBERALIZATION CLAUSE
BODILY INJURY REDEFINED
EXTENDED PROPERTY DAMAGE
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US -
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
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With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modmed by the
endorsement.
A. NON.OWNED AIRCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily lnjury And Property Damage Liability,
exclusion g. Aircraft, Auto Or WatercEft does not apply to an aircraft provided:
1. lt is not owned by any insured;
2. lt is hired, chartered or loaned with a trained paid crew;
3. The pilot in command hotds a currently effective certificate, issued by the duly constituted authority ofthe
United States of America or Canada, designating her or him a commercial or airline Pilot; and
4. lt is not being used to carry persons or property for a charge.
However, the insurance afforded by this provision does not apply if there is available to the insured other valid and
collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this
policy), contingent or on any other basis, that would also apply to the loss covered under this provision.
B. NON-OWNEDWATERCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily lnjury And Prope y Damage Liability,
Subparagraph (2) of exclusion g, Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(21 A watercraft you do not own that is:
(a) Less than 52 feel long; and
(b) Not being used to carry Persons or property for a charge.
C. PROPERry DAMAGE LIABILITY - ELEVATORS
1. Under Para$aph 2. Exclusions of Section I - Coverage A - Bodily lnjury And ProPerty Damage
Liability, Subparagraphs (3), (4) and (6) of exclusion i' Damage To Property do not apPly if such
'property damage" results from the use of elevators. For the purpose of this provision, elevators do not
include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The fotto/ving is added to Sectlon lV - Commercial General Liability Conditions, Condilion 4. Other
lnsurance, Paragraph b. Excess lnsurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance,
whether primary, excess, contingent or on any other basis.
D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's ProPerty Damage)
lf Damage To Premises Rented To You is not otherwise excluded from this Coverage Part:
1. Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily lnjury and Property Oamage
Liability:
a. The fourth from the last paragraph of exclusion j, Damage To Property is replaced by the
following:
Paragraphs (11, (3) and (4) of this exclusion do not aPPly to "property damage" (other than
damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system)
to:
(i)
(ii)
Premises rented lo you for a period of 7 or fewer consecutive days; or
Contents that you rent or lease as part of a premises rental or lease agreement for a
period of more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "proPerty damage" to contents of
premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section lll - Limits of
lnsurance.
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E
b, The last paragraph of subsection 2. Exclusions is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage
from automatic flre protection systems to premises while rented to you or temporarily occupied by
you with permission of the owner. A separate limit of insurance applies to Damage To Premises
Rented To You as described in Section lll - Limlts Of lnsurance.
2. Paragraph 6. under Section lll - Limits Of lnsurance is replaced by the following:
6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will
pay under Coverage A for damages because of "property damage" to:
a. Any one premise:
(1) While rented to You; or
l2l While rented to you or temporarily occupied by you with permission of the owner' for damage by fire, lightning, explosion, smoke or leakage from automatic
Protection systems; or
b. Contents that you rent or lease as part of a premises rental or lease agreement'
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO
yOU (Tenant's Property Damage) - Paragraph 9.a. of Definitions is replaced with the following:
9,a. A contract for a lease of premises. However, that portion of the contract for a lease of premises
that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or
leakage from automitic fire protection systems to premises while rented to you or temporarily
occupied by you with the permission of the owner, or for damage to conlents of such premises
that ire incluied in your premises rental or lease agreement, is not an "insured contract".
MEDICAL PAYiIENTS EXTENSION
lf Coverage C Medical Payments is not otheMise excluded, the Medical Payments provided by this policy are
amended as follows:
Under Paragraph 1. lnsuring Agreement of Section I - Coverage C - Medical Payments,
Subparagraph (b) of Paragraph a. is replaced by the following:
(b) The expenses are incurred and reported within three years of the date of the accident; and
EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B
L Under Supplementary Payments - Coverages A and B, Paragraph 1.b. is replaced by the following:
b. Up to $3,OOO for cost of bail bonds required because of accidents or traffic law violations arising
out of the use of any vehicle to which the Bodily lnjury Liability Coverage applies. We do not have
to fumish these bonds,
2. Paru$aph'1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or
defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time
off from work.
ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
1. Paragraph 2. under Section ll -Who ls An lnsured is amended to include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agieement or permit. Such person or organization is an additional insured but only with respect to liability
toi'UoOily inluy, 'property damage' or 'personal and advertising injurl/ caused in whole or in part by:
a. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the
performance of your on going operations for the additional insured that are the subject of the
written conlract or written agreement provided that the 'bodily injuq/ or "property damage" occurs,
or the 'personal and advertising injuD/ is committed, subsequent to the signing of such written
contract or written agreement; or
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F
cG 88 10 04 13 Page 3 of I
Premises or facilities rented by you or used by you; or
The maintenance, operation or use by you of equipment rented or leased to you by such person
or organization; or
Operations performed by you or on your behalf for which the state or political subdivision has
issued a permit subject to the following additional provisions:
(1) This insurance does not apply to 'bodily injury', 'property damage", or "personaland
advertising injury" arising out of the operations performed for the state or political
subdivision;
l2l This insurance does not aPply to "bodily injuq/ or "property damage' included within the
'completed operations hazard".
(3) lnsurance applies to premises you own, rent, or control but only with resPect to the
following hazards:
a) The existence, maintenance, repair, construction, erection, or removal of
advertising signs, awnings, canopies, cellar entrances, coal holes, driveways'
manholes, marquees, hoist away openings, sidewalk vaults, street banners, or
decorations and similar exposures; or
(b) The construction, ereclion, or removalof elevators: or
(c) The ownership, maintenance, or use of any elevators covered by this insurance
However:
1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
2, lf coverage provided to the additional insured is required by a contract or agreement, the insurance
afforded io such additional insured will not be broader than that which you are required by the contract or
agreement to provide for such additional insured.
With respect to Paragraph 1,a. above, a person's or organization's status as an additional insured under this
endorsement ends when:
b
c
d
(1) All work, including materials, parts or equipment fumished in connection with such work,
on the project (other than service, maintenance or repairs) to be performed by or on
behalf of the additional insured(s) at the location of the covered operations has been
completed; or
That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project
(21
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured under this
endorsement ends when their written contract or written agreement with you for such premises or facilities ends.
With respects to Paragraph 1.c, above, this insurance does not apply to any 'occurrence' which takes place afler
the equipment rental or lease agreement has expired or you have returned such equipment to the lessor.
The insurance provided by this endorsement applies only if the written contract or written agreement is signed
prior to the "bodily injury' or "property damage".
We have no duty to defend an additional insured under this endorsement until we receive wriften notice of a "suit"
by the additional insured as required in Paragraph b. of Condition 2. Duties ln the Event Of Occurrence,
Offense, Clalm Or Suit under Section lV - Commercial General Liability Conditions.
cG 88 10 04 13
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2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2.
Exclusions under Section I - Coverage A - Bodily lnjury And ProPerty Damage Liability:
This insurance does not apply to:
a. "Bodily injury' or'property damage" arising from the sole negligence of the additional insured.
b. 'Bodily iniury' or'property damage' that occurs prior to you commencing operations at the
location where such "bodily injury' or "property damage' occurs.
c. "Bodily injury', "property damage" or "personal and advertising injury' arising out of the rendering
of, or the failure to render, any professional architectural, engineering or surveying services,
including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings,
opinions, reports, surveys, field orders, change orders or drawings and specifications; or
l2l Supervisory, inspection, architectural or engineering activities
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the
supervision, hirinj, employment, training or monitoring of others by that insured, if the 'occurrence" which
caused the "bodit iniury" or'property damage', or the offense which caused the 'personal and advertising
injuq/, involved the rendering of, or the failure to render, any professional archilectural, engineering or
surveying services.
d. "Bodily injury'or "property damage" occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work,
on the project (other than service, maintenance or repairs) to be performed by or on
behaf df the additional insured(s) at the localion of the covered operations has been
compleled; or
(21 That portion of "your work" out of which the injury or damage arises has been put to its
intended use by iny person or organization other than another contractor or subconlractor
engaged in performing oPerations for a principal as a part of the same project.
e. Any person or organization speciflcally designated as an additional insured for ongoing operations
by a separate ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS
endorsement issued by us and made a part of this policy.
3. With respect to the insurance afforded to these additional insureds, lhe following is added to Section lll -
Limits Of lnsuranca:
lf coverage provided to the additional insured is required by a contract or agreement, the most we will pay
on behalf of the additional insured is the amount of insurance:
a, Required by the contract or agreement; or
b. Available under the applicable Limits of lnsurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of lnsurance shown in the Declarations.
PRIMARY AND NON.CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under this policy.
Condition 4. Other lnsurance of SECTION lV - COMMERCIAL GENERAL LIABILITY CONOITIONS is
amended as follows:
a. The following is added to Paragraph a. Primary lnsurance:
lf an additional insured's policy has an Other lnsurance provision making its policy excess, and
you have agreed in a written contract or written agreement to provide the additional insured
coverage on a primary and noncontributory basis, this policy shall be primary and we will not seek
contribution from the additional insured's policy for damages we cover.
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b. The following is added to Paragraph b. Excess lnsurance:
When a written contract or written agreement, other than a premises lease, facilities rental
contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a
state or political subdivision between you and an additional insured does not requile this insurance
to be primary or primary and non-contributory, this insurance is excess over any other insurance
for which the add'rtional insured is designated as a Named lnsured.
Regardless of the written agreement between you and an additional insured, this insurance is
excess over any other insurance whether primary, excess, contingent or on any other basis for
which the additional insured has been added as an additional insured on other policies.
ADDITIONAL INSUREDS . EXTENDED PROTECTION OF YOUR'LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form or
endorsement under lhis policy.
1. The following is added to Condition 2. Duties ln The Event Of Occurrenco, Offense, Claim or Suit:
An additional insured under this endorsement will as soon as practicable:
Give wriften notice of an "occurrence" or an offense that may result in a claim or "suit' Under this
insurance lo us;
Tender the defense and indemntty of any claim or'suit" to all insurers whom also have insurance
available to the additional insured; and
Agree to make available any other insurance which the additional insured has for a loss we cover
under this Coverage Part.
We have no duty to defend or indemnify an additional insured under this endorsement until we
receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract or
written agreement or the limits of insurance as stated in the Declarations of this policy and defined in
Section ill - Limits of lnsurance of this policy, whichever are less. These limits are inclusive of and not
in addition to the limits of insurance available under this policy.
WHO IS AN INSURED . INCIDENTAL MEDICAL ERRORS
'
MALPRACTICE
WHO IS AN INSUREO . FELLOW EMPLOYEE EXTENSION . MANAGEMENT EMPLOYEES
Paragraph z.a.(l) of Section ll - Who ls An lnsured is replaced with the following:
(1) "Bodily injury'or "personal and advertising injury':
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members
(if you are a limited liability company), to a co-"employee" while in the course of his or her
employment or performing duties related to the conduct of your business, or to your other
"volunteer workers" while performing duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunleer workei' as a
consequence of Paragraph (1) (a) above;
(c) For which there is any obligation to share damages with or repay someone else who must pay
damages because of lhe iniury described in Paragraphs (l) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide professional health care services. However,
if you are nol in the business of providing professional health care services or providing
professional health care personnelto others, or if coverage for providing professional health care
services is not otherwise excluded by separate endorsement, this provision (Paragraph (d)) does
not aPPlY.
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a
b
c.
d
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t.
K.
Paragraphs (a) and (b) above do not apply to "bodlly injuq/ or "personal and advertising inju4r caused by an
"employee" who is acting in a supervisory capacity for you. Superyisory capacity as used herein means the
'employee's" job responiibilities assigned by you, includes the direct supervision of other 'employees' of yours.
However, none of these "employees' are insureds for'bodily injury" or'personal and advertising injury' arising out
of their willful conduct, which is defined as the purposeful or willful intent to cause "bodily iniuq/ or'personal and
advertising injuq/, or caused in whole or in part by their intoxication by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to your
'employee'.
NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of Section ll - Who ls An lnsured is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority interest,
wili quitify as a Nimed lnsured if there is no other similar insurance available to that organization.
However:
a. Coverage under this provision is afforded only until the expiration of the policy period in which the
entity was acquired or formed by you;
b. Coverage A does not apply to "bodily iniury' or "Property damage" that occurred before you
acquired or formed the organization; and
c. Coverage B does not apply to "personal and advertising injury' arising out of an offense
committed before you acquired or formed the organization.
d. Records and descriptions of operations must be maintained by the first Named lnsured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture
or ti'nriteO tiaUititicompany that is not shown as a Named lnsured in the Declarations or qualifies as an insured
under this provision.
FAILURE TO DISCLOSE HAZARDS ANO PRIOR OCCURRENCES
Under Section lV - Commercial General Liability Conditions, the following is added to Condition 6'
Represontations:
Your failure to disclose all hazards or prior 'occurrences" existing as of the inception date of the policy
shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or
prior "occurrences' is not intentional.
KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Sectlon lV - Commercial Gen6ral Llability Conditions, the following is added to Condition 2. Duties ln
The Event of Occurrence, Offense, Claim Or Suit:
Knowledge of an 'occurrence", offense, claim or'suit" by an agent, servant or'employee' of any insured
shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph 1. of
Section ll - Who ls An lnsured or a person who has been designated by them to receive reports of
"occurrences', offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
LIBERALIZATION CLAUSE
lf we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional
premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your
state.
BODILY INJURY REDEFINED
Under Section V - Definitions, Definition 3. is replaced by the following
L.
N
M
o
3.'Bodily lnjury' means physical injury, sickness or disease sustained by a person. This includes mental
anguish, mental injury, shock, fright or death that results from such physical injury, sickness or disease
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P EXTENDED PROPERTY DAMAGE
Exctusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced bythe
following:
a.Expocted Or lntended lnJury
"Bodily injury'' or "property damage" expected or intended from the standpoint of the insured. This
excluaion does not apply to "bodily injury' or'property damage" resulting from the use of
reasonable force to protect persons or property.
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A
CONTRACT OR AGREEMENT WITH YOU
Under Section lV - Commercial General Liability Conditions, the following is added to Condition 8. Transfel
Of Rights Of Recovery Against Others To Us:
We waive any right of recovery we may have against a person or organization because of payments we make for
injury or damlge arising out of your ongoing operations or "your work" done under a conlract with that person or
organization and included in the "products-completed operations hazard" provided:
1. You and that person or organzation have agreed in writing in a contract or agreement that you waive such
rights against that porson or organization; and
2, The injury or damago occurs subsequent to the execution of the written contract or written agreement.
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