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6170 - Holt Services Inc.
DATE (MMlDD/YYYY) 'ORD® CERTIFICATE OF LIABILITY INSURANCE � 3/16/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CQNFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subJect to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In Ileu of such endorsementfs). PRODUCER Arthur J. Gallagher Risk Management Services, Inc. 1501 Market Street Suite 250 Tacoma WA 98401-2925 INSURED Holt Services Inc. dba: Holt Drilling Services 10621 Todd Road East Edgewood, WA 98371 COVERAGES CERTIFICATE N �MI��R � 8 202� Debra Powell ,n. 253-627-7183 INsuRERa: Alaska National Insurance INsuRER B :AXIS Surplus Insurance C INSURERc: BCS Insurance Compal� INSURER D INSURER E REVISION NUMBER: 253-572-1430 38733 26620 38245 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, E AND CONDITIONS OF SUCH LIMITS SHOWN MAY RAVE BEEN REDUCED BY PAID CLAIMS. IXCLUSIONS (POLICIES. ILTR I TYPE OF INSURANCE I N6D WVD I POLICY NUMBER MM/DD YYYY I MMi•DD/YYYY LIMITS A C X COMMERCIAL GENERAL LIABILITY - CLAIMS�MADE X OCCUR Y 22CPS1009ti RPSP50228707M 311812022 3118/2022 311812023 311812023 EACH OCCURRENCE $1,000,000 — DA AGE TO RENTED PREMISES (Ea occurrence) _ $ 500,000 MED EXP (Any ono person) $ 15,000 PERSONAL & ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: AGGREGATE $2,000,000 X POLICY u jECT u LOC _GENERAL PRODUCTS •COMP/OP AGG $ 2,000,000 X OTHER: C ber Llabili C ber Llabllit $$1,000,000 A AUTOMOBILE LIABILITY __ 21 CAS10096 3118l2022 3118/2023 COMBINED SINGLE LIMIT (Ea acddenQ _ $ 1,000,000 X ANY AUTO BODILY INJURY (Per person) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Par accidont) $ PROPERTY DAMAGE (Per arcl en0 $ HIRED NON -OWNED AUTOS ONLY AUTUS ONLY $ A X UMBRELLA LIAB X OCCUR 22CLU10096 3118/2022 3l18/2023 EACH OCCURRENCE $10,000,000 EXCESS LIAB CLAIMS -MADE AGGREGATE $10,000,000 DED X RETENTION $ $ q WORKERSCOMPENSATION AND EMPLOYERS' LIABILITY Y / N ANYPROPRIETOR/PARTNER/EXECUTIVE � OFFICERiMEMBEREXCLUDED? N!A 22CWS10096 3118/2022 3/18l2023 X PER STATUTE X OTH• ER CA/ORINMANA E.L. EACH ACCIDENT — —" -- -"" $1,000,000 (Mandatory In NH) E.L. DISEASE � EA EMPLOYEE $ 1,000,000 II yes, desrribo undor DESCRIPTION OF OPERATIONS bebw E.L. DISEASE •POLICY LIMIT $ 1,000,000 e Pollution Liability CP0045B8-01-2021 8/412021 3118I2023 Each Claim $5,000,000 Professional Liability Aggregate Each ClaimlAggregate $10,000,000 $2,000,000 DESCRIPTION OF OPERATIONS /LOCATIONS! VEHICLES (ACORD 101, Additional Remarks Schedule, maybe attached II more space Is required) *10 days cancellation notice for nonpayment of premium130 days cancellation notice for all other reasons. Project: Weil 2R & 7 Rehab RE: The City of Bremerton is named as an additional insured with respects to the work performed by the named insured per a written contract agreement. Endts attached. Explosion, Collapse and Underground perils are included. USL&H is Included under the Workers Compensation policy. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of Bremerton ACCORDANCE WITH THE POLICY PROVISIONS. 345 6th St., Suite 100 Bremerton WA 98337 AUTHORIZED REPRESENTATIVE USA ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD 2' of 59 241 Tl�tt� �Ni�Ut���tVI�N'1" CI-tAlV�tr� THE t�®L3GY. t�t,�As� i���Ea I'i C,4f��R~Ut,l-.Y. This dndnrsemant madifles insurance provided Grader thc� fallowlny; COMMC;i��fAt. t�CN�RAI., I,tAt311,ITY Ct7V�tZft�� PAR"f' 1Nl-tn IS AN iNSUi��I� �Seatian il) la amended to Include as an insured Any parson or organtzotlan (harcaln refc�rrod to as an rrdditianrri 67surod}, but only if you Arcs rc,quirad to add that pQrsan ar argar,iration as ai, instaract to this pallcy by rt writtcrn aonfract that Is h7 affQct prior to rho "badlly Injury", "property d�,n,aga", car "pQrsanal and advortisinc� Injury" The Insttranao providaci to thA additional insured is litnitect as fellows: �1. That porsan at' orgt�hlzation is arty an raddlttanai Insured far Its vioorious ilahitfly for yattr acre ar omissions in fhe pallormanoa of "yotu'warit". 2. The insurance pravidari to the adctitlonal lnsurect dcas not apply to "t�adlly injury°, "propetty damage", or "paraanul end odvortlstn� Injury" rarisfnc� out of an arch{toct's, onftir,ac�r's, ar surVayar's rendering of ar failu►'a to render any prafoss(anal services tncitrdlncd; a. tt,o pr4parin�, Approvincf, ai' falling la propara ar apprbva maps, drawings, apinions, reports, surveys, 4hange orders, design ar spar,.. 6tiaattans; and b, suparvlsary, Inspeatiar,, or anginearing 88r- vieas. 'ihis andarsatYtani ohangc�s tht3 policy to whirh It lg attaahad anc{, unless otherwise stated, is effective ar, the date issued at 92:�1 A.M. standard lima at year mailing address shown ht the policy, The infcsrmA�fan taelaw is raquir�ect enly when phis ar,darsemar,f is issued subsoctuc:nt to ratr�rnertoeuta�t�af the pattay. i"ndarsetnUnt �ffactive 3/18/2Q22 Policy No. 22CF��� Q496 Inaurad k�ott Ser�rtces, tnc. �ndarsamettt No. t�ountPr, ig►,ed try ANIC GL. 749 u7 U� 3' of 59 � � w Thls ondaraarriel7t nlgrliklss insururt4e t7rUvltlrad rand�r t11a iCYktOWl;tg, f�USIN�a�l�UT4 �Qv��Ac�c �c7�� i/F�rtaus prnv§dons fn th[s endarryol�tent reskrint ccvaraga. Ftnad the entire po►►r.,y carefully to ctc�terrrtu�e rights, duties, and whaf is and is Hat caverc��t. Throughout this policy, fife wards "'yu�si' and "your" refer to the f�iamed insured shown In tho k7aclat•atlont�, The wards "Wks°, "lr$",aktcl "acrr" ref01' tC1 fife campuny pruvidht� tllir3 Inaurnnao, r~7litar Wordu al�d phr;�se� that appear In cyuo�tAtlon rrl�rks Ptr�v® speaial rtt�aning, f�efor t�i ���i°l�r� V -� C��f;1NSTIr�N in ihr313usinass Auto Cavorrlge l�at'►t�, 'i'ha aelveragas provfcted by tttls c�ndorsamertt 1�pply per "�accldant" anct, tlnlr�aa otharwi� spaaltlocl, are sutajaat t�> III of tha terms, canciitlans, ©xolusiona and detlurt11710 provisions aC the poltcty, to wYtleh It is r�ktanh®d. ��t�il4�hi II -� GC?V��.�� �,U'r'+� LIP�Bi1WITY ��V�rtAt��, f aragraph A,'1, Wt►o !s An hieurod Is arrrendeci tc� i17c:1ucla; d. Any "ampioyc�a" of yotrrs while operating an "quip" hired or rented under o Contl'act 41' agreorrtnttt 111 >:111 "en7playme's" nt�rno, whit ypur permisslpn, while petfcal'rttUtg dutlos relatAd tc� the randuct of your businae�. e. Any poraan or orpattl�:atton for �vharTt yea have agrer�d in writing In prsvide inr�uranac� rJuah ns la afforded by thl� Coverage 1'orrn, but only with respcat to Ilai7111ty arising aut of t§ta ownUrstdp, rnalntanance ar rasa of "autcas" covorad by this pgli�y, tf such parsari c1r urc�arrkzakion has ether Jnaurance thr�rt this Insurance Is prGti�ry to and wc� wilt Hat seek conkrlbution front than nfhor Insuranoca. ANI� CA '11 Go '10 � � �t�CtTlt�t� III � �usirxesa Aura �a�nctiilons, �arar�raplr A. �. �� Tr�kt�fsr of �idhfe �f" �eoovery Against t�tlter� Ta tle t� �tn>3a>;d�d to Itbnhrcle; ti. Trar7sfer e�f M�I{tt1t� of t�ecovery A�;alteei; C�t4jer�a to Us this condition class Hal appiy to sany person{s) ar orpani;r�tlan(s) ka #hn extent kh'at aui�roc�aklon againsk klrst persan 4r arpanlratic�n is w��lved prior to tits "ac�aidr�nt° ar thc� "Ivet.�'' under r� cantraet avlth that naraan ar argr�nlzrafian, ��tsTkCthd ii - Ct]VC�Cb AtJT'c� LrA�IL,ITY �aV���, i�eragraph A,2.a, (2) �, psi f�ptentesttaru r�aytmoi�f� Is replaced try thQ ioHowing; (�) Up to �10,g00 far' Host of hull bands (Inc{uding i�ttti>s far ratted traffic law viatatltrne) I'equlrod bt�aausa of nn °��niciant" we aovor", Wca da naf h�tvc� to furnt$h khoso bands, S�G�"1Qt� II Gt�VC►�b �:UiC� k-.1Ia�iLt�'Y r14�V�I�A,��, f'arugra�h A.2.a. (�) .�, �ul,pkern�nfury E��ytt�ant� Is replala�id by the folbWing: (+�) All raasonabh5 axpensea inaurre�d ay khe "Insured" r�k our request, Inaludlrrc� �ctlral lass ref sernincJs ula to $Crud a clay 6ocwusa at kimc� off Pram warlc. Payo 'i of 4 A` of 59 241 S��TIt�i� ii .., cc�v�l��� AU't'� {�tA�►LITY �C?V�FiA,C7, �aractraph A,Z,c�. �-Voirerttat•y t�ropeety Gtetnrt��T is r�ddttci ar, feAows: r, Voluntary PrUi7farty i�urnago At yrarar written rc��ueaf, wo may rTt�lae a vcalalrrtary p�tylt't�nt fiat 1}roperty [tarrtn{fin caused by an "insurer!°, but w(tl�out Ileb(1(ly to E, titlrcl party, up to ��t�,OQt), We will nak mrtk� a Voluntary Pre(»i�.y Llarnage payment to rtnyorro vita is ran "insatred° under this i�alicy. ��C1'Iaid 1[i �-- PNYSi�A� b,�IVIA�ft� CC�V�t�A��, Para;:�rapit A.�. -� Towing Is t'�plared by the fullcswing: Towlny We will pay alp to $6q0 for tcawin� ansl labor actsts� (ncalrr®d each time a �,ver�� "auto° thak is a: a. Private p�;�sett�er; b. Tntaic; c. !'�IcK�up trarnl<; d. I'anQl ; or e. van type vehlcia under 2a,000 It7s, a>f gross Voiticlo tNelght is dlnaFiled. f-iawaver, tits 1:rtlTo►' moat bm perfctttgtad nt piece of cllsablernent. ��CTIc�� ill .-, F'HYSICAI� �1�MAi�t' �t�VPFt,�c��, Paragraph A,3, �, �I{tss �reaka.ge �, ¢�ittilic� a bird er �nirnnl �� Palitr7g Uh�erka oa �ifa �tte�s is ropinced try the failowing: C,'ste5 »roaka�e � t§iiting €r bird err ArtisTtrti ,� t�ailitt� t�kt�e�ct� or Niistttlee tf you a�rry cotnprahot7slve Covarcagcs for the dan'tac�ed aavoruai "auto°, wc� will pay the fnllowino irrldtar C;amprahensive Ccrvett'agol ' n. Grans (�rnolce�a; b, "L,4ur�" orausPd by hitthty a bird or enintal; �tttd ��lu c� •1��ta'Sa �� c. "l.oae" caaised try faliinc� ttbjacks or rnlsslles� l�lewevc�r, yr�r.l have lha �apk(on of hr�vlhy glass #treak�ac�e r�aused by a nnvere� "ar�io's" ooil(slctn or ovaTturtr cr�nnlderad � "long° under Cnilisian �overa�e. ralase {�opair �., t�nivar of t7edrrcft�lrr t�lo daduotible applies to glc�rls braak��e, if rho c,�lasr� is r�palred rcathvl' than replacad, ���i'147N Ui '., pkiY�l�,44� Lid�I��,Ca� CCrv�RA�;~, k`'aragr�ptt A,A,ra, �° 'ft°attsportaklcvn �xpQnnes is replaced by the fo(icTwirid, n. `i'r�nn�ewtati�n �xpenaes We will pay up to �2Qq per day tcz a maximum of $c•1,6gq far tc�rnporary trattnportation exften as incurred by you boaause of lhc; torts! (heft crf a severed "aura" that is a' c� i Pdvatr� pa�aar•rgor; (2� T'ruck; (3j Pialc�up trucid; 1:�1 i�anel; ar {�) Van type vehiciv antler 2r7,400 lkre, ofi GrUse Vohlole Wr�ic�ht, VVe will Pay ottiy far those cavr�rrti "auEos" for which you carry eithor Gont(tiQhatn�lV�� or Specified Causog of l,osn �:ov+�rage, 1Nc wiH pay fiat tenlpar�try trattepertation axpensea inaurrerl rlur(ng 4(tri pr3riod bo�lnning �Ft hourfa aikor the tNaft end 9neiind, ra�erdlenn of the polioy'n oxp(rafion, when rho cc�verecl "auto' is roturnod tct one r�r wc� pay for It$ "Iona". f'aga �. of � 5' of 59 241 SFC'1'ION III -- PI-IY�IC�4L. IaAI�AC�� UQVCt�,D�, Paragraph A.•4.b. ... Laett of tJsa ��tpertsGs Is repltared by the fr�llawittg: tt. I�asi� cif U�� �xpt�tr;tr�ln •-, Wlrad, €anted, ar t�orrnwatt Autcrntataile� Wc� will faay trxi,sttsr3s tar whlah ail "Insuraci" ie,aamc�s legally rt�gpanafblo to pCty for Ictss tart tree of rt vcatticle hlrctd, rented or barrCaw©d witticut a driver uhdal' a written rental ai�nfract ar �1ar$strtsnt, Wta wlll pay for foes of ttse expanses, if caused by: {�i � other than raiilslon, nnly If the 17rtGlaratlan4 indlcrate that i;%amprehensiva Cnvcarege Is provided far tho vehfrla withdrawn from eeivir:r�, g2� 5pcx.tfled t✓nugea of Logs only it Ilte l�aalarationg ind►bnte that �peclti�d �ause:� of Loss Cavaragd Is pravlded fnr the vahlate w(thdr;�wn ft'ctt� uetvir;tt. (3j Colliaiart crniy if Iha I�eclerationa Indicate that ColAslon �avar�ttla Is provided for thn vehicle withdrawn froth sc�rviae, I�iowaver, iha mast we wlli pay tar any expenses for lags of uao it $�Og �r defy, to a m�xiit'Iut�R of $1,Cab0, ���'TIG1N IiI � Pi�lY1��L �A�AC3� �����+���, 1'aragra;}h �1,4.n. •., Nlttt�•irarlspartatiatR L.a�ss of lase Pxparteag !s atldad as fatlaws; c. IVran��°t'�thieportaftan Las;c oi' Use �xpt�nsea Wo wlli pay up fn $2,OQt) tar none trr�nsporiatbn eXpensct (ncurrerl ny yt�u, beGataae of "loss" to a ccavttred °auto", if oeu�Qd hy: (•t) other ttlan Cailisian, anly if the k7eciarafians irtdlnato that Caittproh�,nglva c�avararje i� provid®d far tho "'sUlo" wltitdrawn fratn servloe; �NI� u1t�ltaU 1t1 i3 {�) �paGltfed �atis�s at Laus only If tits CSeclnratlans Indlcr�te that Spt�citlt�d Causos of Loea Caverage Is pravldc�d tnr the "uukn° withdrawn tram setvlce; tar (3j t�alii6ic,rt nnly it' the pe::laratit�ne Indicate that Colllslon Caver€1�e is provided far tho "seta" wltltdrawn frarrt 3c1`vlra. ���i'ICRt� Itt �• PhlY�l��al, �AiVl�4�� CbVPC��(}�, Waragr�sph �.4.C1. •-- A:irb€t{t �overtrrtU Is rldrttad as fatlaws: d. Kitbag �avoraga Wa will pay for the cost tCs repair, raplace, ar I'esat �n alrl�t�g khak Inflates ter any t•eaaott nttu�i than a$ � resuit at c� eallislan, It the•L7eciar�etlaltc trtdicata ti7at the cavarad "auto" has �alnprah�ansivo Covarat#e or 5pecilled {;Austas of t_bas goVr�rr�ge� �Iv�'1'ICtI� III �• Ph�Y-SICl1f, CtAtV1A.�� CCtV�F2�C3�, Paragraph f�.•d,e, � kentat t�mklttlauraerrt©rti �ovt3rcago is added as fatlaws; a. Ftvittu) f�.eyntbur:icnteni �wctr'pif+� Ilya wlli pay up to $7r; par day far rental rein�Uursvnraitt exp©n$es tncurrart by you far the rerRtai of rtn "auto" i'aar,rausa cat "kyss" t4 a cavnrnrk "aufo" ihat Is a: j`t} Private Pesuvngor; (2) 't�rut;k; (3� t�ICi<�lRll I.1"UGIi; taj i�'anel; or {�) Van ty}te vahlcly under 2U,o0� Ilys. Caf Qross Vehlala Walght, Payrnaltt Fappiiat; in addltlan to the+ otherwlsta applle:aule amaurrt of each ccavttrage yata have on a coVc�rad "auto". Na dec4tastlhlas apply tct thts caveraga. F'uga � of � 6" of 59 241 (4} Wa wlll prry only far thasca c�xpensas Incurred during tho policy perlad beginning 24 hours aftor the "iaga" and endinfl, reE#ardlabs at the policy's oxplratton, with the 105SAr of tho failowincd numbc►r of days; (u} Tha number of days reasanubly required to ►'©pair ar replare thQ covered "auto", (b) SQ days, (zj This coverage does net apply whi{e khera era spare ar reserve "autos" ravnilable la yvu far your opQr�tlans. (S} '{'i7e Rental Reltnburaar�tvnt Caveraga desorlbed above does not aplafy to a covored "auto" that Is doscrlfaed or d4rlgnated as a caysrad ";auto" att Rontal Raimbursament Coverage Porm CA eft 2�. �CTtS�N tV -� f3U�tPt��� AUT+C� GQNt�tTI�t�S F'aragreph u3,�, -� Canvealment, M{srepresehtatlon car 4�rraud Is urn©ndod qy adding tlnttatent{anai hatiure to Cliactose NaxaYds at fhe enc{ of C"ar'agraph F3,?.., as follows; tJttintentiana( t~attlsr�a to t]Isrlase t-tazarda If you uninlantianaiiy fall to disclv;ae any hazards exlstiny at the inaaptlan date of your policy, we will not deny aavaraye under Phis Cavdrag® term beaause� of sua{7 fallura. i�{oweuer, this provision does not. affect our right to oolleat addlUanal premlur� or exorcise our rfEtht of cancellation ar nan��rE3nc�wet, ��c'r{c�td Iv .- �ust�c�a AtiTo c�®rtr�rrlo�� Paragraph L�,6.b. � Other tn5urartce la rep{aced by the following; ta. hot' Nlred Auto Physical Ct�rt7raye Coverage, tPia following nre deor�etl to be caverad "antes" you awn; (`f} Any avverar# "auto" you lease, hire, rant, or barrow; and (�} Any anvorod "auto"" 171rod ar rented by yrattr "emplayea"' under a contract In that Individual "emplayaa's"' tra�7te, with your pertnisstan, whl(e parforrt�ing dutlr;s rc�latad to ilia conduct of your bttslnc�ss. Howover, any aufo that is leased, hired, n �� rented ar borl'owed with a driver is not a avvered "auto". �CGTIQPt V �- t��PINITIC►NS -- f aracdraph C. �- "Rodity injury" is repl��tc�aci by the fallowing: C, "gadfly injury" moans bodily it►jury, sicknoss or dlaartsa sustained by ra parson fnoluding dQattt yr mental anguish resu[th�tg frarn any of these, Mental anyrltsh moans ahy type of mental yr etnotlonai illness ar disoasr� `T'his andorsernent changes the pclicy to which It is attached r�n+.t, unless otharwisa staEac{, Is effec:tivc� an the dato isauod ut 'f2;�1 A.M, standard time at your' r��ailing address sttawrt its the policy, The infarnlatl4n fietouv is radulrad only wt�ton this endorsomettt t� isuued subsequent to comrrianaantcrnt ofth� i�oHay, Gndorsorrrant L":tfective 3/18/2022 tootle%Y Ho� 2ZC�`'� 1009C Insured zlalt Se►:vices, Inc, �ndt�rsement No. 2 countQrsigned 8y Cad (ttsurance SerV(aes Offlae, Ina., 2q�g fliJ1C �A 1 �i60 �013 Pagv d of d �•orss 24t ��I��i;iit",.IAL, t��iN�IaAL L!A>�ItwiTY GCtU�i2,�Ql:, �htHl.�htt�Ci��N't' �t�lL��l��l~Ntt�N_ 't'WI� I=,NI��f�.9�I��NT Ci�iAhdt�i~5� i'HC~ 1'r�LiCY. Pl..�i��G ��A� i`i' G,Ar���uLLY. This oncEr,rsomon# modifies Insttrrtrtca pravldad under thm tttilctU,�nq: Ct�MMENFi�IAL C3WhJF�l�AL LIAi31l.iTY �;C)VGIZ11Ctw PAI�"f' Various provl9lons in lhls end�rgemonf restrict cov�arag®, r�toad fhe nnlira pnllcy carefully to detormittr3 riCihts, elutkes, and wtt�t le and is not aaverad. • �"hrotigl7aut this poliny, thc� wards "ydu" grid "yortr" refer to the Namaci insured shown in tht3 I�ecfara#ions, 'i'he wards "we", "us", end "our" refer is the oomptttty laroviding this Insurance. ether words and iyhrasea that appear in gtin#Milan rnarl4s havQ ;;laanfel meaning, ftnfer to S�GT[�i\i if �- k��pit�11'i`i�h�� in th® �arnmerciaf t�enc�raf Llnljllity Coveragct i=anil. The caysracies i>rovided by this candarsnmc�nt arrplY par "occurr�noe° attd, unless «fherwisn spociflt�d, aro subf eat to all +)f the iern7s, cnntililnits, caxoluslarls c�nd t3etivatif)lo previsions of tho {ao4cy, fo which It Is aifarhed. A. If endaraernant GCS 2� osa, C� 2't 'I a, �� �� 6U, ar �� D9 is attmched to titt� policy, I'ar�grr3lah !�, �, �, (2) {b} Is refal�creti fay the following; (t�} !� WAternr'aft that .you do ttnt nv� that is: ti) f ?ss than a(l fctat long: and jil) iyat fading used to carry persons or rroporty far a charge. �, It I�ar�graph A, etaes not apply, i�aragrctplt g. (�) of 2. �'XGf.U�it�hf under SIGTI�hd i G€)VFt��c�WS, t✓����AC� i� w. i��JI�IfAY l�iJUf�.•1' �N17 ['R.gt'�Ft`!`Y tt1�.tVIAi�� LiA�fLtiY' f� ropiacc�d fay lho fallawing: t2) A �t�atorarvrft Thal yutl do not ewer that Is: (n} Lnss than 5o font land; c�ttd AfV lC Ci_, 'f 'i t32 'I � � � jt}j I�at l�elrcg used to aerry perrane or property far a cltarge. �Ur�f�L�Mi�TN�Y �AY�111f���"� � G�VGI�At��� A .4�dC5 �, f�aragraf�h 'f.i�. in r©p{aced try th�fallowing: b. Uka to $10,40p far nest of hall kroncis raqulred ttscauso ref �naldonis ar iraffin !aw vl�afatf�an$ adsfng out Uf tft® tt9r� of any vehicft� tc5 witinh iha �odfly Injury l„lablilfy Coverage apEtllss. W�� do not have to furnfsit, ti�esa bonds, �tJl'PL�MWN`rAi2Y p�4YlUi��lT� � CObt�t�ArC�� A AIVS� �, Faragrnph �.d. Is replrtaatt fay the following: d. Alf r4rr:�t�naf�ia axpQrcaes Incirrrcrcl 4ay the instated at aur ra�uost la �tsriist us In ttte fnvestlgatlatt ar da€ense of Efts clr�lm or suit, Ittaludlitg �cttlr�l lass of oatrnings up to �:�Ot1 a clay becauac� of tune Gaff fl�vtr► work, �C't'ttJi� ii -� Wl�� i5 �1� Ihi�iJf��ca, narayraph '�.e. It► c-ttidati as foilnws_ e, /1ny i7ersort(s) or a•ganlzation(s} (refarred to thr•aughata# this opv©raga faran as vandar} for wham you hove actr�aci to Wl�ting ko pruvfda fnattrc�nca srtgit as fs afford©ct try thin aavaraga form f,u# a►tly with rospesct to "ftadlly Injury" or "hraparfy daniaga" errfsht{! out of "ypur pr�7dualo° which era dfslrihutQd or aalci in the r©cfulsr ratrsn of lhs v�►tder'3 business. i�9WUVHi'; {'1) Ttre (nsuranan affardeci to such vpndcar only apples la the c�xtanl porntittpd fay few; end I''apn'f nf4 8" of 59 241 (�) If rovnr�tye prov(dac� to the vr�ndar is �'i} 'flta exnc�f}tiorra Contuitted In �ub- re�ulred by a notttracf or ayropntoni, tiro paragraphs d> or f,; ar lrt�ul'anre affardarl to suah vandor will clot iaa brnadc�►' fttan tltat wl;lclt you era (2) Suc:h ins}aactlrsnD, adjustrnants, tests or t`aqulred iay the t;gl5traaf ar actream©nt fa satvl�U�y as the vondor flea agrc�od to pl'ovido for such vendor, tnakc� ar normally uttdertr�ltrss to nt;�lae II; thca uauai caur�o of buslnoss, In Wlth r4spr�at to the 1nsUt'at;eo afforded ttt nnnn©riian wtih thc� dlstrlbuUnn ar Baia of Ihosa vondnrs, t}Ye taliowing catddlilonal tine products, exnlusirana apply; Thla fnsura»rao does net aplaly to r�ny htsured 'I"ho in�t.trance uffardod tine vencic�r does not apply porcon or orc#anizailor,, f3'atPl whan7 ya+a huvo to, acqulracl such products, or Arty Incdrsdi©nt, pert or aanl4inor, otitartnfj lntc�, uaaot�slaanying or �, "t3odlly Injury„ at' "}�raperiy demaye" far wl;lch ctantalntny such taro�tuots, the vendor Ir1 oFailyated to pay +iz,l�rnges by rt:asorr of tits �tsgumpllon of ilr�billfy Ina 5CCTI�td II � VV�3G� 15 A.1� i�E6�E���, pnragr�plt �,.f, cohtru,ci nr ugrooittetlt� This oxaluslan tinnrr (s addQd us fca[Inws; net apply to tiabllity for darnayes t17ai iho � f. An organ s or organlx�kian(s) #ar whom vandor would hove h`► tt;o o}asence of tttb yeti pitave {agroed to writt►t� to provide utaYrtt'acl or ayrr3antent; inrtu•anno �:� is afiordetl by this aoveraye la, Any oxptoss v,rarrmnty unsutitarl�eci by yotr farm but anlY with rasp®o[ to iiglaillty carisirtg plat taf the ownorshifa, ttl+�lnta►;anct� or ttso of o. Arty pftyaioral or ohamioa9 ah®t�t#o In ISie slush persons)®r ot�aintx�til�,(s�d to you ray pt'aduot ntaclo tntettllanaUy by the vandor; rt. I�olaacicayUt�, exoapi wtton uripacittad soiely 'his insurc�nno does not t�i�ply to; fot' rho purpose of Inspaotlorr, dento►'tstraflon, � Att "Ucrurrofic%e" which talons piece after tet�tiny, car #h� subslitutlr�n of faarts uncial' {) Y Instruttttons frost; iho manufacttn�or, a►ttt than you cease to kao u tenant in that rep�tokayotl in thc� orf�hlal cott#ainnr; pr�rnic�'as, e, Any faltu►'n to rit�ke such inspeallnrts, {�) Struaturel eltsratic�hs, r;aw nanr3truaitnr; r�r �tclJuaiirlc�nts, seats of servlaincl us ihr� vendor damolitican r�porratlnns parffartttnd by ar an hct� eyroe<i to ntalcca or nat'ttt�tliy undertaftea faohalf of such porenn{s) pr to tttr�ke in thr� usual course of businoss, in pl'yani��tlon{tt), connectton wiiJt the di;�iributipn or sale of Iha I-{owaVew products; f. {�errtanataallon, Instaliatlott, sorvlalttg Ur rop�lr nparr�tinnr, axpopt such ol�erration�s pdrforrrlr3d at fhe vendor`s ptx�rnisea its t�ot�nealfan with alto sale of the prociunt; g, ��odhuva t�lo►t leheladlorireltahealari o�lttsacl Hs a conictinor, part ar inc�rodlant UP any other thinca or subst�nae by orior the vandor; or h, "edgily injury" ar "property damapc" arislny out of thQ snla negiitaeracn of the vendor for Its own acts car ontlsslon� or tito�a of ilrl nn`tpioyeFas or anyono 'efse aatttly on Us lac:hralf, f-{owover, Ehis exoluelan dads not apply io1 ANIG �L. 'f'tG2.121 ti (1) The ittsurrtrtcr� �ff�rdbd to ;�uoh aciditict��! Ineurad only npplles ire the c3xtertt parti�it#od by (aW; anti {�} The coverpga is the rtdditionai Ittsur�,d will not ba iaroactt�r than that whlclt ycau ar4 t'equirod by the conirao# or a�reetttertt to prnvldo for sut:h additional insured, Ways � of 4 9` of 59 241 ,��CTlt31�f III �-� lal�li�i't3 a� IN>�uf�laNc�, Nr�ragrapit ti. is rdplrac,c�d by the following: �, k�uhjf�ct to I�aragraph 5. attave, ills tJr�tttsget tct Prerttiaos i�enked to You t.lrnil la fire meat we will pay under �avara.t�o fi for tlarnages becaGr:ta of "properly damag®" to sny ans� t�rantisas, whl(o I'otttod to ynu, ar in the araso �f damage 17y flro, Witile rent®d to yau or tnmporarliy 6rcupied by you with permissinn of th®owner, if a liirt{t Is shown for C�anta�n to t�ramisns f�anted to You tYte tttoet wa will pay under C:avaraye A for damages booarrse tar "propr�rty damafi�s" to any onn prorni:tps ir°. the L�Nttlt shown in the i�aaluratians ar $Gnn,00t), whichever Is greater; S��TIC�N Ut .-, k,IN€iTv c]� 1NSURP.iJ.GC, Paragraph 7, I9 i'oplaced by the tt;ilowing: 7. Subjeal to t'aranraplt �, aktovo, the Madiarti faxpenoQ t_ltttit is rho rr,trttt we w€() pay rtrtdor G�7voraga G for ail medical t�xpstt:aas heaauso of "bodily €njury"sustained uy any one parson. if a litr►il la Shawn for Mecii4�tl ttixponso in tho Dsrlaratlons ttta rrtoot wa wiii pay Unbar Coverago � far all mEdloal axl'fonaaa Wacattset of "iaadlly Injury" sustalncad by any onto poreott Is $ho t-41ttjf stravfit in the tteclaratlune ar $'1 ta,noo, whichever fa groalar. �t4:�"I�� III W 4.1111j1`f"S C5p" ltJSllI�A�N��> tho tollawing 14 added; With rospact to the Instfranae affard�od to the ittsurr�tts drscribecf In Parngraphs 2,e, a►�d �,f. ot" Section tl -` V11ha Is err Cnattreti, if covarar�e provldetl to such insured {� I'equlred ny a conitank or s�grHetnent, kho rtto�t wa 4v(II pay on behralf of t5uelt insured is thtt at17ow7t bf insuranao: (�f j Required by Iho c¢ntract or �clreat>tent; OY (2j Av�li�blo urt�ier the x�Itplioabla �imita of Insuranoo �Itawn In the iteclarratiana; wittohevor is lass, `l`hfs prov€aiott eftall not increase the appii�aable limits of lttsui'anca Rlwwrt In the kiecial�ttion, ANIG �1.. `l'iC2 �2 `lG S�it'I'Mt�Pt ItI -- C�t'��NN�C�RGIAk. {��PJ�R�i, k.11�r31L1'i`Y c:�iNi�I'1'I�►NS — Paragra.ph �t, — �thp�' tn�ru'snaa la antendQd to add: � d. t'ritttrtr,� ®nd hioncetrifrlbutory htertrattcct "this IrtaurnnGe is primftry to and will trot ateeSc ronkrit�utlon tram any afh��r in�urttttc�a avaiiaV�ia to an r�dciltlanal insured �tndor your ttalicy provided that, (1} 7ho addltianal Insured Is rt tJcantetd IrtbuYed ut}der suat� outer btsurance; anti (xr: Qor�� o �t®rnttothtttnfhialtineurancaawauld ha pt'Imary attd wartld not sc�aK cotttributtan fi•am any other inaurando mvgllable to the additional ln:turetd, `t'his t'aragrapit d, supar;tedes any provislot't tct lhs aanirrary in f�aregrapttt� s. through u. above, 8�C'iICtN Ilt �, �'t�CUIIYI���IA,L Gihd�k��k. fa.t�;�1LtTY Ct�NFJIT'iLliV� -� k'aragralah �, .., t'epr��antatiotts Is t'opfrtCed by rho following: 5. f�mpre�entt�tiotrs ray arrnptirig this pplioy, you ogres. a, Tt7e statamartts In thc� Daclar�attonc at'�a aaaurata end notttplott•5; h. "those strttert�toryts aro based upon repreoetttatione you ttilrtde to us; and �:, uvo hrtvE issuod this policy in roiianoc upah your rept�santatinns, �°lio unintatttional omiaalatt uP, nr unintantloiul error tn, any irtforrnatlon you provldect to us which wt� retied rtpon fn issuing thin I'tolle:y wiii net pr'oSudicr; your rights undor this hta4u'anco, h{ovJavor, this 17ruvtsian does net affeot Qur rlc�ht to aoi[eoi add{tic�nal pretttlum or to aXot'cts�t our rights of aurtc:allatlan or nuirt>1t�nrai in rtocordance wlttt rtppllcak�l� laws end raqulatic�n5, t'age 3 of � 10` of 59 2A9 �GTIC�N IV � C(�lUiNt�RCIAL t�}~N�RAI, L.t�G3lf�IrY CC�N�►ITltahl � is amt�ilded to a<id �'raragraph �i o, 10, �ianket Waiver of irc�naigr of ti9ghta of C�gcaova�y Ayainai; othara We walvo arn� righk of recovery wee rrtray h�avo agr3lnst any person or organlxattan as roquirbd ha a w►'itten cantraot bocause of payrrter�ta we mako far in}4ary br darr�aya arising out of "your +r'tork" dnna u►7der a vrr►tten rantract, The waivor aplaliPa only to thc� parson or arganlzntion rpquirod by writtbn contract and then only If ttin aontraat rbqu8`ba you to obtain thla agrenmQnt from us, S��Tlt�N v -- pG�INI�'ItlN� �- �farnyraph 3, m "�adtiy Injury" is replaced key tho fallowN�g: "�or1By in)ury" mnnnrz Iaodlly In]ury, sloinaoa$ ar dlaeasb suatalnf✓d by �� parson including death ar t'nental anguish resttiting from zany of tlyoae, Mentai anguish mUans .any typo of ►Tina►'►tc►I ar emot(onr�l illne55 or disease 't'tals endarsranaent changes tits policy fa which it Is attaahcd a►ad, unless atherwiaer stated, is affc�ctivo on the date issued nt 12:n4 A,M, atandrard firtae ak your rnaiiiny address shown in the policy, The Uat'rrrmation tablow is requtrod only whon this endarsomQnt is iasubd atrbaf3qua►if. i« cammancrarr�Qnt a� the pcaNuy. i�ndorssmant Cffoctivc� 3/1 �/2022 Insured ]3ott5ervtces, fz1c, Gountcarslgned [3y Policy Nn. 22CP`.1° 1 U096 �;ndo►'se►'Wont No, Includes oapyrlyl'�ted rn�rl��i1�1 of Inst�irancar: 9arvices offira, hoc., with Ito porm(ssian ANI� �1.. 'i't �a2121 a Page � of 4 11" of 59 241 _ _ .�.y._.,.-- __� . AU(JI'i1CiN,AI. iN�UR)ir �- L�5S01� CIF ��A1~C� �C�UI�I�>wNT w At1iOMA'if� �+i'A'T118 VIlH1✓N f���Ulk��t� IN l�AS AGR��M�Ni' VUI'i'F1 YOU _--.---- THIS GNC�t�1�5h1�N�' �htAPIC� TM� I�pL,I�Y. PL.��h�� Cr�At� !i' �'A1�t.;FUI�LY. `t"his ondarsc�ment madlfles insurance prevldracl under the faliawlnct; Uc7MM�t�C;lAt. GfaN�RAL I.IAC�iL17Y GOV�I�,�ty >'AI2T A. Section li �- Wha 1s Art insu>"t�d is amended ko h�alude eta an addltfonal insured any raers�>n(a) ar organlzalton(s) fram whom you lease equl�mbnt whcan you and such peraaan(s} or cr�anlza lan(s} blue agreed in wrikit7g in a eontraat or agreement thrtt such persan(s} or arganlzatlon(s) Yea added as an addlklanal insurod an yaur paltry, ;such persan(9) ar organlzation(s) is an insured only with respeck to tlaf�l111y for "bodily Injury,, "property damage" ar "personal and ttdvortisincd fnJury" odusajd, in whale ar In part, by your maintenanac�, operatlon or uaa at squlpmrant leased to you by such persaa7(s) or arganl�rttlon(s), Hawavar, the Insuranae afforded to sualt additional insured; 1, only applies lathe �axtant permitted ny Iraw; and 2. Will net be broader tltran that Which you tiro required uy the cantraat ar agroement to larovidt� for such addlkianal insttrcd. A porson's or arganlzutlan's status as Etta ndd(tfanal Insured under this c3ndarssirient oncts when their contract ar acdreet�ncant with ycu far such taasod eg�dprnant eatds. �. With respt�ct to fha Insurance affordacl to these additlar�aal Insureds, fltls It�suranco daas not apply to any °oacurronca" which taltc�s place aft©a' the octulpment lasts® oxplras, �, With res a©ct to the Insuranae afforded to tltesa addltlona� Insureds, thc� fallawing 15 added to �ecfion Ilt � �,lrnits Ot Inscrrancec Thca most we will pay an behalf pf the additlanfll Instaroct is the amaunt of insurance; 1. i�aqult'od by the cantraat or acre®rnent you havo ontercad Into with the addltfonal Insurod; ar �. Avallaiyle under #laa appilcahiQ Liaraits of Insurranco shown In the paclaratlotts; • whtcheuor is lass. `ihls ondnrs©meat sftall net increase thq appticaule L.imit>~ Qf Ensuranca sftown in the Qoclaratlans, 'this endorsamcnt cftangea the policy to which Ii is sattaa#tod and, uninss atherwiso sfrated, is affact(vc� nn the data issued >�t �2;0� A,M, stnndt�rcl time at your ra7alllnfl addr�st; spawn !tt thc� paltay. Tl�e� in�armatlon below to re+:tuired only wlaan this antiarsement i:a issued sutascaqucant to carntraranLeanent of the p�aifcy. Gndarsement �tfactive 3/1$/�022 Polley l+lo. 22CF'� 10096 Inetared k c�tt Seru►ces, znc• �'ndor>;emant No. Gountorslc�ned lay ��,�,�.,� �,�.�--- t� Infiurrance 5c�rv(acas, attice, htc,, 20'i:� GG 2.t� ,��% t74 'f3 12" of 59 241 .._.. _T. t��r�r�AT�� �ptasTtaU�'i'I�N ��..��f�crJs� r�����,1. �e��1���A•f� �.tnn 'l'I-II� ��aara��l��►�T CHAt���� TFi ppLl�Ye PL�A�k� R.P.,Af� ii' �ARC�uI�t�Y. 'ihls enclaraernonE n��cdif(r�s Inqurenna provleled under the faliawing: [;�3�I�iF�.R�IAI, rl"hJftZAL (..IA�tU'1'Y CCJV�II�AGR I'AR`i' A. P{yr all :sums vrhich tl5e Insured hacomss legally �t. Any payrnanfu rnatiH undar Covet'a +� for olallgat�d to prey aF c3ameges c�tt:�ecl Uy dam�Hs ar undar Covaragr� � far n�edinai "occurrencert° under 6aatl«rr I �� Uaver�ge A, and expenses shall t'educn the L���ign�fad for all rnc�dlcirl axpsnsas amused by accidents �onstruarlart f'rc}act c�ai`�t�r�al Aggregafa r,lmit undar vecllon i � �avc�raga �, wtt[c;h oan laa for thai desigrtuted constrrroticn pr'oJeak. Surh atkribulc�d only fs� ongolntl op�rr�tiony at a singia t,ayf��ente shall not rc�rttice ih« �c�ner�i cic�signaEed contttruatlan I�ro}et;t :�howr� in tl�o Agc�regafc� i~imit Rhown ih the l��cl�ratlons nor �iohedula �iaave; shall they retrace any ether f�eslgnratE)ci Conslructlon r'rojncf C�c�t7eral /1gJtegafe Limit �, A ae�paraic lrasigitatart uanslruafioi� l'rr�jecf far any other dc�algn�tt®d Qonstructlan pro}ncl �aneral Arggregata Llrnit applies to e�roh ahawn rn the �c�hodule aiaave. da�lgnatett oarlatructlpn praJort, and that iUtt11 Is equal ka thc� amount of fire t�encral d� The lin7its ra1rawn in tha b®clai'trtla�ts for i;acls Aggr��yate LirYrlt ghuwn In the f�aclQrtxtlonn. dGcurrence, i��arnacta `t'n t'r©mise:t l�c:nteci To Yotr �ttci Mc3dical Expanse cantin►ie i� apply. �. Thp I7eelgnated Con:�h'uatlatl PI'oject C�r�nsra) Howavrar, h7atead of haing subj�act la tha Aggrc�guta 1_trnil Is tha r�r4et +Na wlil pay fpr the �r,nerai A#iffregate I.In'rit shown in tP►e sure of ail darnr+ges utttler CQveragc� A, except boalar�tiona, such IirYAks will be subject to ihc� damag©s bemuse of "hadPly in}ury" nr al,piinnhla 1�esrgn�tad Ca�i�tructic�n Projagt "prcrperiy cl€�rnatle'' Includod En tho "praducts�' �®natal Ac�grogrtira Llrt�il. co�npl�:tcd aperallans hazard", a►td far tr�edlcul uYpc�nses undar' Cavaraf�e � ra�urclles,5 of tlt� nurrrl�nr af; a� Irtsltr'ads; b� Clalms meda ar "suits" brought; ar ue 1'mrccng ar arganlzalians i�laldng ulahnq or hringittig "s�_iitc"� CG 2� q� aia [i� Napa '1 Af 2 13` of 59 241 �. Far all sums whicj� tiro htsurrd pec.omes legally C. UVhan covc�rz�g�t for liabiilty arising out of kho ahlicdated to pay as damages oausead by "pioduots�cantpleked c�ptr►'alfans Ita�arcl" is "occ;urrerrcas" under' Section 1 -- Cavarage A, and p►bvidefi, any pay►nonts far damages bocauss of for all ►�todlcal expensss reused fay accldettts bodily in}ury or praiac�rty damage" included in tiro undor SPrtian i -- Cevaraga G, which cannot las "praducts�rontplc�fed oparattons hazard" will attributed aniy to ongolnd oporations at a singie reduce rho Products-campfatect C)parr�tionrl dosignatod construction protect shown In tiro Aggregate Limit, and not raduoe thn Usneral Sahadula above: Aggregate Limit nor tho C)asignated Qortst►'uctlon 9. Any pay►nonta rmade under (�nvcarago A for ProJoct �encar'al Agc#rogato Limit, damages ar undor Gaver�ge G far medical �. If the alaplioabfe dQsignated construction prat©oE caxpenses shah reducr� the amount availabis }tas Uoen ahandoncad, delayed, or abandonod rind andor rho Udnsral Ayt�rec�ato t.lmlt or tits then restarted, car if the autharizad aonU'aoting Produrts�completed Utaerations Aggrogats par(iera daviatn from pions, blueprinis, dosigtts, Limit, whichever Is applfcabfa; and specifications or tintetrtbles, rho proJoct wili still be ?., 3uch paymonts shah rrot reduce any daerttod to ho the aarne construction protect. gaslgnrated canstrurtion Project Gonaral , Thc: provisions of section ►it -- Lirrdts Uf insuranrp Aggre�ato Limit, net otherwise modffiod by this endorsornent shah cantinas to apply as atil5ulated. This andorNsmant rhang4s Iho laoltcy to which fk is attached and, unless otherwise stated, Is effeutive an rite data rec aired i ly wl>sra�thtaaondoreemant f� Issued Is bssqusnt totocnrndiriasrtt;ort efnt f fi<to laort Gytnation below is i k�ndarsernent �ffectivo 3/1 �/�022 I'a11cy t�lcy, �2CP�100�6 insured T-tort Scrvtces, Irtc. Countorglancd �y <4� Inrturanca services gff(oo, inc,, �QPt3 C;(� 2G b3 OG b� Ertdarsement No, C'agu 2 of 2 14` of 59 241 Ct�SIG�lAT�C7 Lt�CATlC1id(a} G�iWCt�AL AC3t�t��t�A'i� LI�II`[' This andcrsomc�nt madiflcab ineuranae pravideci under the iallcrwinc�, (rp�M�RCIP,t, G�hl�f7AL LtA�ii_I'I'Y COVi":{=tAC]� PAI�'T BCN�pl1L� A, for ail gums dvhiah tho inspired t�aaar�trls legally nhlig�atmd to pay �t� ctamngr's c�tlsed try "ocaurre�naeti" un�tar Section i -� Cluverag� ,4, and Par all m�dic�l expenses caused by aoaldants under 5artiotr J �• Govoraga �, wJtfah can i�o attributed only tc, alaaratlbns at a single c#r�elgnated "looatiol'i"shown In the Sahcadufe aiyaVa', 9, A sc�p�tix�ke C7�osignated Lnoatlan �enoral Ays#r��ato >alrnik s�ppifos to eeoh dosign�ttati "loaatian", and that Iln•tit is a�ual to iho amount aP the Gc�n®rat Ac�fJ►'egatc� Limit shown In tha i}ernl�lrr�tions. �. Th�a (7esignatcrrl Lcacakfon General Agc�ro�{ate Llrnit is the most we vdQl pay i'or kly� sum of aH damages Urtttar [;crvarag�r A, oxar�pt d�tttt�tges t�erauee� of "I�odlly injuryy" t71' "property damage" included in the "pi'er#ua#s�aarnpfeteci operations heard", and for i�tr�dicat axpanses under �avai'aga 4% 1'oge+"dlr�ss of thn nttmYaer ot°; u, htaureds, b, G[aJm� rv�adc; ar "suits" fyrought; ar c. t'c�rsans yr orgranizatlons tttalciYtg claUrts ar Cringing "stalls". CCU 2Ei {7� Ota Cib 3„ Any payment. ntado under C;ovt�rtat�o A fat datnrtgt�s or untl�r Ctrvera�n � for modicai expenses "shall recluse the Declgnated t.aaatlbn Gtrneral At#�9regate Lirnil far that designatt�t[ "looailon'`, Such i�wyn�enks shall not roduccr the G4noinl Fl�grca�ake Limit Shawn in thcl C�actar4lticrna nor stt�tJl they reduce any miler i�o�slcdnratec# I,csogtlort Gonerai Apc�ra�ate Limit far any other ciestgnated "location" 5hourn in tha Schedule ui�r�va, �, Ttla lin�its shown in the Daclnrr�tions for Faah C�ecurronoa, Clamage To Prtrmise9 t�ontad �'o �'ou and Niectlo�tl �xpans® c;ontlnue to a}�151y. t-foweVer, Inste��rt of halttg sut�ject to the c�enerat ,q�grectata t.imlt shown in the taoalarattvns, ouch IJmlt� will ba sut�je�t to tits appllcaiala Dt�si�natatl Laucttfon t�allarel Ac�grc�gakcr Limit Page 'i of 15" o(59 241 E�, por all sumo whlcit the Insctred heaotrtos legally •c�blfgated to pay ae damages caused by aacurrencres under Sc�atlart 1 � CaveragA �, c�nd far all medical expanses caused by acaldents under' Se�talotl I �- Cavora{ici C, Which aannat ba aih�lbuked only to opermflans uE a single designated "loaalicn"shown In the Schedule above; 1. Any payments mad® under Gt�vr7rage A far clamaclas ar under Goveragra � far ntc�dlcal expanses shall rc�duae the amaunt cavaliablo under the Cken�,rai Agyrec�aie Limit or the ('raducls-campiated Uperatlon� f�gc�regata LItt71t, whlchevar is applicable; and 2. Such payments shall not r'ectuaa any C7eslgnatad Location Danerai A�gragate Lintll G. When covarago for Ilabllity arlaing out of the "produot;r-car'nl�leted oporaticns f7azard" Is providod, any payments for damages because of "bodily Injury" or "propai4y damage" included In thcr "pradcrats-complat©d operailans hr�xard" wlli reduce iitrr l'roduct:3�•completod Qperations Ac,Igragato limit, and net reduce the Uenera) Aflgregute limit nar the Roslgnatr�d Loaatlan t3an�lral Aggregate Limif. ta, t~or ih© purposes of tl�ls endarsatnank, the Definit3or►s Secdlan is amartcled by the additian of the fallawing def(nitlon; "Lacaiton" itlf�ails premisos tnvolving tho eamo or cnnnectinc� lots, ar prem{saa whnsn aonncaotian is interrut�tod only by a its"set, rattdway, Wet©Tway ar r•Ight-of-way of a railraact, C. The l�ravts(ons cf t3ectlan ill -� Limbs Ut fnsut'r�nac� not othort�ulsa modltlad by this endorsement shall conthttle tv:=ipp(y as stlpulatQd, � his endorsement cltancjes the policy to wftlah it Is attaehod and, tutiess athorwlso stated, Is offective an thcr date Issued at 12:#�1 �,M, standard tlrna at your mailing addrerys shown Ut the galiay. The tnfarrrtation below is roqut►^od Drily whoa thts errdaraoment t� i;�aued subsegrtetlt to aomtnancarncnt of ii�© policy, C'ndarsc�ment t;;ffectly© 3/1 �/2(��2 I�atlay Na, 2�CP� 10096 Insured Hatt Services, Inc, indorsement No Gauntarsigned Sy Q Insurance servlcas t�fftco, Ina,, ?003 ac za ua �� oa �n`t`� � tat � 16" of 59 241 hi � - � 1 �. e , .. � � , . ',. Various provlstans Itt tt►ib i�a(Iey restrict aoverat3o, head Pia a#her obllc�allon crr Ilaiallily to pny sums ar lh� enllru poNcy carefully to deterrnlna rights, ciuucas 17erfantt cats ar :rervices fs covered anises and what la anti la nol c:overeti. raxpllcitly prcvided far under �uppletr►ontary 'I'ftrougttout this pnlioy the words "you" raltd "your" refot' payn'18nis -� �over�gbs A and + � to lire Named insrirod Shawn to tits C�etalar.�tinns, and b. This Insurance applie€ kc� I�adgy injury' or �t1y o#hQr peraan ar aryertizaflan ttttallfyhtg as rt "property �9amapo" #hat ig subje�et Eca an N�rmntl inaurod un<tnr' this poiiay. Thca wnrds we , us appllaa�Ce retainod limit . If ring other illnit, sr►ah z�ntl "our" refer ko the company providlttg thlo as a subllrrrlt, is speaffiod In thH �ndoriying Inburartce, lnsprance", this htstu'annQ door hot apply fcs `i'ho word "Instrred" means any pcarsQn or car anlxetlt}n "taodiiy Injury" or "faro�or#y damage" arising nut of ihnl axpoaurQ titnic�ss titat Ilrnit Is spec(fied in nuralifylnq as suoh under �cofi4it 11 � W�o 9s An rho crooiarakianrr under khe �ahedulo of insured. "underlying insurance". Qtitar words and phrases that appear In quotatiorr o, Thia Cnsurenoa apphets to "bocllly Injury" artd rr►arits Itavrr r,jar�alat meaning, Rofor #o section V � ultropc�rty damage" only if: Gefinitiatts' (1j 'C'Ite "hQdily injury„ ar "prapr�rty damage" ly ��Cilt�Pd I �- ��'���� Gausect by ran "ocourroncto" the# takes pleas ��V�C�AC� A � �QT�iLY IfdJUi�Y ANC i��tJ�l�'1'`l In the "Gaverago territory"; t�AI�At�fw l.lA�l1.l'TY {2} Tho "iaodUy injury" or "proper�iy darnaga° 'l. Insr�rtrrr� Aftraorttent ooaurs during tPte policy pet~1nd, and . a. We will pa on iadhalf of lire 111a+.rred rho (�} f'r'lor' to the trctlicy poriod, no in$urnd listed "ulkirrrate net loss" ht exooss of tyre "rofafnod under i,aragi'aC�h �.g. of 5etation It � Who Is ilrttlt" heoauso 4f "i�odlly Injury" or "propcariy An inured and no "ernployaa" authorised by dutttage" #a which this Ittauranae appites. We will �atrl to giver nr receive natloe of un have the rlghi arrd fluky to defend the Insured 'occurranoo" or claim, knew that the "fyodlly agalnsi any "suit" seeking ti�trnaaas {or such Injury" of "proporty damage" itad acaurrad, ltt "favdily injury" or` "praporty datrtagc�" when the whol® or In parE, If �srtah a listed insured or "rindc�rlying InsurAttoc�" flees not provide rtukht�riz®d "employee" Icnew, prior to the covnrapre ar the limits of "undortying hrsur'anca" policy pirl�ui, that the "iaoctlly Injury" or have been Axhausled, When we }rave tto duty to °pinptlrty damage" ncaurrt�d, then any defend, wb will tlrava the right #n dcafend, or to conkinuatlon, change or rc��umptian of such participern In tho rtofertse of, fhb insured against "badlly InJttry" or'yaropcarty damage" during ar' arty oihar "cull" snalslnct dsrmagas to which this after tl'ra pnitcy period will tao deetrted la insuranoo mr�y ap}tiy. Hawover, we will have no have base known prior ko tits pralloy faoriad. duly to defend khe Insut�rl agalnsi any "sail'° ri. "podily h7jury" ar "prope:rly darnay�" which sec�king dtrrtrc�ges for "%atilly injury" or "i'aropdrty occurs during lire g�olloy period and was not, damage" to which tills Insurance ddo�s not apply, prier t4 the policy pyrled, Icnnwn to {lava At cur eilscretinn, we may Investi9ptn shy oaourred by �rny Insured ilskt�tt and®r Para�trai7h oacurrenGe il'rat tray involve tills Insurance anti soul® any resultant aialrn or "earl" for which � •a• of Sea#tart it �� Who Is Art Insured ar any wo have the duty to defend. i3ut; "orttplraYec�" autltoi'►�ed by you to dive or rocc�lve nntine of an "t�courrance" or cfalrt'i, Ittciudac� any (�(} iho amraunl we wl€I pay far the "ultlrriatts eel Gcanpnuc�tian, citattyo ar rosumptlon of #heat loss" is liipltgd as deacrli�bd itt Soctiolt III �- "iaaciily injury" car "prap4rty damage" attar khe I..lirrlts Cif Insurance; and c:nd of the prtllcy pr�rioct. (2) Uur riclht and fluky to defend ends wean wo have cisad Up rho applfctzbla Ilntit t�i insurance Irr the paymont of jutigrnr�nts or araktlamontc antler �avergyes A ur �, �U 00 tt1 0�q 'i � f�age 'i Af 1 Q r�^ores zap o, "43netily Injury" or "proprarty d�nnac�ss" wiil iar3 dc�emorl to tttave bean itnown to ttav�a ooct.u'red at ths� earliest lirttA when any insure<I listed under ['al�grr�ph 4.a. of Snotlon II � Uvhs Is An insured nr Hey "etrrpioyso" aukhorizsd by ynu to glvr� or receive rtcrt4o� pf att "arcurrencs" or ctain't; Ili q�p'p opelrty tdattia�e'rt�taf uhs n'bnranyylnother Insurer; (2} Fi�luelvas a written ar vorbe.l damdrtd or alalm far damages brjaau•sb oP khn "bodily Injury" tlr "properly ttarnage,`; or (3) i3eaomos awt3r+a by any stPtor means that "i�adlly injury" crr "properly da�rtage" has ocrsurred nr has begun to aoottr, g, Darnacic�s bocausta of "bodily htjury" inaludn damaclas e(allnad by any p�5►'stsn or organization for Dare, itles of setvirt�a ar do��tth rasultirig at r�ny time from tits "bodily Injury" �. Lxclualraris T4►is lnsui'atice daaa eat apply to; a, l�xpsoivti pr intandaci litjtlry "I3adliy Utj>.►ry" ar "I�roiak+tty damage" expet"tod cr inttirtdcad frntt'i rho standllolrrt of !ie Insuratl. ibis raxclusian does itol apply ka "bodily injury" restalting frsm the use at raaaanable force ko protect p®rsona or property. b, �engrcotuall�la4ailiky "Ro�iliy €niurY" or "property daYrtaye" far which 4ha Insured is obligate{i to pap danragos by roasan of tltd assumption of IlabiHty in a cdntraot nr agreatt►enk, This oxaiusion does ►7ok appty to IlalSiliky fordamagQa; {�} �P the contraetaar >�gr�lr�ment; o►r tins �lhsgncb (?,) Ass�rrt7ed In a ca►ttrack ar ragrselr'nenl that Is an ")nsured contrasE", pr8vidad Ehe "17otiily Injury" ar °praporty <iam�tge" occurs subsactuank is the c�xectuttott oaf the contact or agreemont� Gnloly far the purposes of liability agsurned In an "insuraci ao►ttrru�t", rarasanable attorne. s' le�:s and n©roseni`y litigs►tlan s�xpenses incurred by or for �t ianrky other #ban ern insured ors daerrrad to bo dfarnacaas bac€tuse of "bodily Injury" or "iarbpe►4y darnape", provlded� {�) i..I�+hilliy to suoh party for, or fa,r the cost of, that parry's f�orcanse has r�{so been rassw�7ed in the snitila "Insuraci cc>i�trant"; �rrd ot� qt) n'1 0� '13 {b} such attarneys' Peas and litic�ollan oxpansoa are far dofanse of that party �1g�tlnst a cU�ll ar aitarnative dispute rsealuilart procesdinc� in which elaittttTas to whloh this irtsuranco applfas are allc�e�od. s, �tctuar Ll�blll€y "Bodily injury'" or "prnporty damage" fbr vrhlah any fttaurod may kio held liable by rorx:�orr c�i, (�) t�ausittg or rontrikuling to the lntax4aatlon og any parean; {�) The furnishing of talcohallc iaeverages to >� tires hltiuencotc�f aicoSrciii;Iairiking pyo or undor (S} Any statuko, orrlhtanoa of nagulatlait rclating ka tiirr Salo, gift, t#lalrlbution ar use of alrohoile k3everag©s, �hls exoluefon applies even If 14to cialrns a��irrst rrrty Insured allr;y�; nagllgc�nca or other wrongdoing In. {a} Th�a suparvt;�lan, hiring, ®triploymr�nt, training nr ntsnitonlntt Qf otiaers key ti7at Insured; cr (ka) t�ravlctlttg or failing to provitla transprart�illcrn v�ith r�poak to arty pars�att that tray bo ands►' ihs Influenc® of Talc®hsl; ii k4te "occurrence" which caused the "bttdllyy Injury„ ar "property damage" involved that vvhlrait is dc�ecrlbed Cn Paragraph (�}, {�) or (�) ei74va, However, fttis axr..lusian applies onky if you �tre 1n ttte business of rsranuf�tcturinq, dlvtriitttl►1g� sailkrtg, serving nr fur'nlshkr►g alaaltolio brvar�aya®. f'ar the taul'posas of this euclusian, pc�n1't9tting a parson► to br(rtg alcahr�llc bovara�oa on yeas' premisar�, for consumptimn an year prerrrises, whether ar eat a fec� is oharged ar e llconss iR rsciuired For such eollvity, Is not by itself cansidareci the business of solllttg, sorving ar furnls4ting aivahsilc bavor�iges. 'ibis �xolusion daas eat apply to lh$ extent #€arrt vallcl "undsrlying it►suranoa" far' the ilguor liability r{sits tiasorib�rti �athtrve exists ar v�oUld it�tvo sxlstad btrf For the exhaustion of uttdsrlyln� limits for "badlky Injury" and °�7 ropUrty ciarnege'. '►'c� the r�xtent this taxelusin►� dat�g eat apply, tkrs insunanc;o i7t_ovldad un<4ar this CovoragH Part Par this liquor It;xbliity risks degarih�ad shave will frrlltrw tint same pravislans, axclusiar►s and Ilntit7tiorts thak �rrc� coniainc�d in the appitca43ia "und�nrlying Inauransa", unkess otitQrwise dlrr�cted by Ittia h7:�urr�itce. pegs 2 of 1�J 18' of 59 241 d, Workor'a' �nittp®nsrrticart A►tcl �imilnr ipaws Any atagyation ra# the Inuur®d under a worlcc:rs' compansstian, dl�rtbillty i7enefi#s ar �nlompioymant catnpensarinn laud ar any ahnilar taw, a, lnr�.I �A Any o4�ligatlon of iha In;surrsd uttdar ttte �rnpi0 eca Ftotlr+amQr►t inaomr� �ecE►rl#y Act of 1�'7� (�i�i�A), anti any amendments thereto pr Any simllrtr federal, stato nr IgCal slalE►te� f. Aut4 �ravaragas 1� } "�odity Injury" ar "pres;toriy damage" arlsing nut �t the ownershtly, Ittatntanartaes car use at any "�tEdo" which is not a "actuated ttutra"; ar jay Any lass, oosl or sKpenba payable under ar resu{tin� from any fret -party' pltysioal r�smaga 4avarage; ►ta»fault law; t5ersanal irr}Jury pt'ataotlUn at' �ulo m©diaai ppayrrtenis caveraga; car unins�urad ar underinsured t>lotot'Ist taw. �, �mptayer'a t,3rstalllty "C�odfly injury" ka; (�� and In tlto Uc+Ei►'sefnP�e insured �rlsing out of tnj t~mployment }�y khc� iitsure�d; ar (�y i�atformitttd dulls& t'etAtN7d to the canduci. of Iha lnsured's business; ar (2) Ttta spouse, rthlld, parartt, braiktor r�r nister of that "empinyeo" as a rgnsaquenre of i'aratlraph ('I;; ahavA, 'I`hls axcluslon >rtppllcas whether the Insured play bra llrtteb as an ramplayer ar in any other a�Jaaclty, and to sty alaligakion to shots rjciltic�,6fi'Nlktl tar Y©pay SUlt9t?gllta t'13r; Wtta rYfElst pay darnndaa I�©aauEte of the lnlury, 'i'hia oxcluslart clams nqk aZ�aply to liabllily neeumcd by kite Insured under rtr► "Insured rontrark", Wlkl� ro$pact tv injury arising out of � "covered auto", thus cxolEtsian does not apply to "i}odliy IrtJury°' td damraskic "employees" not entltied tra workers' carTtpetisatlon bonail(s, f'nr ttte purporas of tk11s lnsurcrnoe, a clatttestic "arnpioyc:e" Ie a per�rrtrt rangagod In hauaettold nr domestla work perft,rrttetl pprinaipaiiy In c:onrteukiun with a rrasldenarr pramisos, Cl) pQ 01 t7� `i� 't'Itis c�xalUslan tiucas• nit �-tp�aly kn the raxt�nt that VrtliGl "ul'►deriylltg Insursanc�' for the omplayer'u Ilafaillty rlsics described above exists or would ktave existed fyuk fdr' thrt oxhaustlon of undariyUtg iimiks for iaodfly injury , 'Ta ttte r�xkenl #hl:t �� �� €sttclustoii cJdas not rtppty, thr� insurattc� pravicit�d u►tder this E;rtvr�raga Pratt Fo►' ttte cntployor's ilaktlllty ►'i61ts described above will fallow tl7ca same provlslons, ox4lugict�s end limitations that at'o gontetned in kitr� �ipplicabia "ultder;ying insuranc�a", unless othervdisrs direct©d try this Insurana�, }t, Cmplaymr�nt�rnlataci (�rnotico� "f;odlly Injury" ta: (1) �1 person arlsing out of any; (A} E�efusrtl tc� ernpicty that pel'eatt; (tt} 'f'rsrli7inatlran of fltf�t pcsrsan's emplaytttottt; ar (ct} �mployrttant�related praatlaos, laallc:les, ants at' antlsslnno, sash as r;acsrcictn, demotion, cvatuatiott, raas9ignmont, disc€pline, dct#ttttt�ition, hrarAssment, itumllitalitan, tllr�orjrninatian or malicious praseaullon difoctod ek that parson; ar (2} The spuusa, rthiid, paranl, brnthar ar alstr�r of tital persaan as a aanarltjuertc:e of "laadily injury" to that parson Ott Wham nny of hte emptrayrttent�ralr►lad pt'aailces deascri}aad in Par�gr�t�ah (�), {�), or (c) al)ovts la dlreated, iltls excluafoh sppites whetiter thc� Injury- raE�sitrfl event dssaCll�cd In paragraph (nj, (ia) or elnpltay►t1QrEt ar ra##orbe►ttpleyrnentaa� tttak�pacrEsnn� T}tls e+xahsslort epplles whothor that: insured meY i,e liable as art employer or llt sny atltrar etapaa(ky, and to any ul3Jiciation to share damages with or ralt€ay ;ran�eana alert who ►trust pay damages beoause of thr� Injury. I, �'rallutiart (•1 j "E3adlly injury" ar "pPaperty dal�tage" which ��dauid ttnt floes acou►'red In whole ar pari but for the �rotuttl, rallerded or threukeltcsd cflschrarge, disparsai, seQtaage, migration, ralaasa ctr aEtaal��t of "polltaka►tts" at at'r1 time; ctr (zj "f'aliutton cast ar expense", P�ga3of�g 19" of 59 241 �"hls rsxoiusion dcres eat apply If valid "uttdariylnc� insurance" for the poilutlan liability risks dcasarlbad above exists or waulci have existed but for tho exhau:atian of underlying {Irnits far "bodily injury" and "property damage", 7a the extent this �Xalusion dais nal apply, the (nsuranaa provided under thic Coverage Part for thc� p411ution risks desaribsd 9ltapve w11i fallow the same provision, exoluslrans anc► limttatians that taro ct�ntalnod in khra afapllGaiala "underlying insurance", ttnl�ss otherv�iso cilreoteci try this insurance. j, .�irrrafit 4r VVa(c�rGraft "i3ocitiy Injury" or °property damage" rtrisUtg aut of the ownership, malt�ten>:tnca, use ar bnU'ustrtiant to others of any aaircraft ar watarorait awned ar aperatsti (yy or rented or It�ranmd to any insured, tlse Incluciee operratiurt and "loading ar unloading"� This exclusion applies avern if the claims ageless any Ittaured allege negll;tc�nr3c3 nr okhsr wrongdaing b� the t;upsi�vislan, hiring, emptrayrnent, training ar manitoring taf oth>arb by that insured, If the "nccurrence" which cartssd tl�o "hadliy injury" ar "property dartlage" involved IhE. ownership, mainte►7ance, use ar enh'ustmont Ia atizc�rs ai any altcraft ar watercraft that is owned ar npc�rrated by oP r�antad ar lar�ned to any insured. This axulueion does net apply to; (7) A wratercraff white ashara on pretnlaG� you own or rErnt; �,�) � we3ierrt'af! you da net awn thrat is; Sa) faces than t�U fret Icng, and (ia) Not being usod to carry persona or properly for a charge; (aj l..iability �ssunlod under any "Insured aarrtruut" fret' ttto awnprahlp, malntu�nanac� ar use of aircraft ar wcrteraraft; {�) 'I"ht� c�xfant the! Valid "uncierlyfng Insuranro" fear the aircraft or wrrtcarrrtaft IIahllliy rizilcs ciesaribad labave exists car would have existed but for !ha exhaustion ai underlying limits for "bedsit' injury" ar "properly cian'tage", `ire thc� r�Xtent this oxclusian dads eat piapiy, thr� in�urranco prvvfcied under th{s �averag® i'art lot' tlao aircraft ar watprart�it risks described abavQ will follow the same iaE'ovlsions, c�xciushans zed Ilrrrltctflans that era eonkalnad hn thc� "underlying Insurernse", cmlaGs uthprwisra directed by tills 111auranca; ar CU q0 tJ� Ct4 �9 (g) AirGrafl that is: (a} chartarcrd irf, Ic�aned to, nr hiracl tay yore wlfh �t paid crew; and (b) Prlat owned Yay any Insured. Ir. t�achtg Ar:ttvitfes "dodily injury" or " roparty r:lan�ago" atrising out of the use o "mebi�e aetuipment" or "r�utat�" In, pr whllc� in practice for, ar while iaeln£t prepared far, any preerrrant�ed prt7faspionai car or£tranlxod raaiirg, rtpavd, derrraiiklon, ar r�tunting aotivlty or contest, I, trU:rr "Podity Iniury" or "proi�E�rty damagE", ixawevar carasad, arising, directiy or Irtdlre4thy, out af: t1) War, Including undaalaretl ar civil war; t�j Wnrilke aatlor� by a rnllltery focus, Irtalucling action Ire hindertnr� or dntonding again»t en aaiuHl or expected �ttaok, by any gavernmr�rtt, sovr�relcjn or athpr aulharity using rT1111t€rry personnel or Qther �ry�+lttB; or (�� tn;�UPrt�Ctit7n, Ybh0111Qit, revolutl❑n, uaGlrped power, ar actian t:akr;n key cdovernmrantah authorlky in iNnder'Ing ar dafcanding ragalnst any of the:sa. n�, CJamags °�o Pr"caporEy °t=r'opariy <t�r�agA" to: >;9) l�raparty: (a) Yau owr3, rant, ar oacupy, including any casks or expenses hacurrad by yau, ar rant' other parsan, orgarriz�ttivn ar ontily, for repair, relalacamertt, enhanuratrront, rc��sloratlan ar mcairttonanua of suuh property for any rt�asan, including prevention of injury to a parsan ar dernaga tea �anotf7car's larnperty; or �h) Clwnad or trnnsporkad by the Insured �tnd arising attt of the ownershlp, m�tintnncance dr user of a "cavertad auto". (`�) Premises you Deli, glue away of abandon, {f the "property damage" ari;,er, out of any p�rrl ref tttase premises; r;3} Praporty taanarl trj you; (q) Personal �raperty fn the ual'a, custa<ty ar contras cal the Int'�uratl; {6) "i"hak pcaritcular pa1't of real property an which you ur rant' caniraGlars ar aubccntraotrrr's worl<Ing dH'ectly ar indlrcaatfy on your iaett��if are perforrYdng operatiana, if thc� "property draniag©"arises out of Phase apes#IAns; ar Pac1e ri of ifl 20" of 59 24'I (i�j 't'hert parllattiar port of any i7rU>aerty th,�t musk (3) "I►gtpalrod properly"; be restarAd, ranelrc�d ar replaced hcoauso lF such product, wpric, ar prairarty la withdrawn trr "your warlc" wus inaarraciiy r}atformed o►t It, roarllied 4rom the market ar from use try any C=��trrxgraph (2) of tttia oxcluslon tfoes net apply it perean o►' ar��tllzatlan because tyf a known or the pr+�rntses ar4 "your work" and wt�re never su5peatcd defect, dofiric�r7cy, Inad®e;uacy oi' ocqupleti, rtlnirrd ar hold frrr rental by you, dart�arrrus earrdltlotr fn It. Paragrapit� (4}(bj, (�), [�), S�} and (6j aF ibis r, Paretrnaf P;nd �,r.�ver'iirrinc� injury s�xcluskrn do not eppfY to ilabi ity Erssurriod utydar "kradily In)l3ry" arising aut of "personal and a sldotrarlc agreement. �advarlistng in)uty" (�e►ragrttphs ((3} and {�} of this ax4iuelan do flat e. €�r•oFc�seianal �ervires appi'y try IlabiMiky a�atrtt7ed under � wrltterr Traliar "t�adily IrtJury" ar "praporky damage" due to ittterrhende agreement, rendering o€ or failure to rorrder any prafosslanai f�aragrapit (�j of title pxcluetan does pal amply tb service, `i'his h�Lludea taut lc not limited to; "pro►�erty damacga" Ettaludod in ti® "products" (1 } Lags�i, aacaunting or ativndisinq starvlaes; aorxtplatcad aporatiarts hazard", ►t. �an�aga'To Your pr��duct � (�j pt'c�i�aring, appraving, or fal{Ing to prepare ar approve, trtapa, chap drawinc3y, o�a►nlone, "}property dam�tte" to "yattr product" arlslna out reports, surveys, flerld ot'dars, change arder� of It tit' eny part t�P it. or drawir'rgs er sprclflaaticris; a, C?am:�c�o Ta Y'oarr Vycrrk (�} Inspnottan, sup€arvislPn, quailky central, "prape►ty clamp e" to "your waric" arising alrt aF' architectural or anglneerlrtg aativltles Bono !t or eny pars trf�t and inoludrad In khe "products- by c1r far you an a i�t�jeat on whlGlt you s$tve aampletad afaorakkons hazard". � ate consfruotic�n rnatta��►; This exa(uslan daea not apply if the r1�.►�►sged (4j �nginaerinc,� services, lnaluding rolaEed work r�r• ills work out of whloh the demaf�e arises supervisory or i►tapnation setvfaas; was parFarmad on your' bt3h�tlf lay a (�j Me7cilar�i, qurgie.ai, deniAl, X-ray or nursDrg subrontractnr, sc�rvicar; treatment, advise ar Instruction; p, i�ama�e To i►►tpalraet >�rotreriy �r �a'crpr'rky (�j pt7y health or tlr�rc�p�utitt service treatment, htok l�hyaicsily 1nJttred advise a' lntEructlott; "t'ropprty datrt�tga" to "unpaired property" or (�} �,ny r3erviae, treatment, advloe ar ittatruolinn praporty fhak has not been phyaiaalty injured, Far kite purpasa of appaar�ance or akin r�dsing nut of; entrancerannt, herb rc�rrtoVai ar raplacet>irHnt, (1 } A dnFaot, deficlenay, Enadcaquaay ar ar persanal yrann�intg or therapy; drangat'aus aonditian in "your product" or (g} /1ny trervfoe, iroErt►rtrant, t�dvicc3 or iltstructlbit "yaul' wnrlc"; or rc�loting to pi7ysloal fltnr.;rs, inclttdinc� sorvfcc�, (�) /1 delay ar falfuro by You or anyan� acting un treatment, advtco o►' {nstruotkon In connnotlan your i�eh�tif to pnrForm a ooni►'act ar wttl� filet, carcflovasau{r�r flknesc, bndyt�ttilding ar pit glctrl tt-airring prac�rama; ayreatnerrt (tr aco4rdanro with its karnts, y ,i Ills raxolusinrt does Wok apply to area O�t3s cat use i�l �ptomeiry or optical or Itsaring old sarviu�as of otitor property arising cut of sucldsn and includituf kite prescribing, �reparation, ffttfng, acaid�zntal pltyslcai Injury to "your pradttcl" ar cif3manstratlon Qt' tf3t�frlbrttion of aphthahtirfe "your work" offer it. hats been prat ka Its Irtlrndad fahoa3 n,nd Blrrrller praduete car hearing aid use. devises; r{, C�ecsati 4�f PraduoFe,l�aek fit' 1 mpaired (1 cij t3ady pit3roitrg trervfaea; pr'aparty ('t�j Beefless In the pracilce of t7iarnrac�y; G�amr�(jos cla(mnd for any loss, anal r�r �Y,17r3nsn (dZj Law enForcortrtrnt nr ftratlgirEing services; and inaurrad by you nr crthert3 for the loss of lisp, (,t�} dandling, snthal►rring, ttishosai, burial, wittrdrawal, recall, ingpnctlan, roprtir, arnmakio►b or rElylni:nrl>7ont of tioad bndles. replacernont, ettJr.rgt►Went, removal ar' dlcl�asai �f. (-ij "Your pradtu-C'; (2} "Yaurwark"; ar t;t! pp cr1 tl�l '1,3 C'acda � of 1� 21" of 59 241 Thfs �xciusipn applies avet7 if lho claims against any If7sureci allog4 n®gilgeftca ar athar wrorrct,dafng In the supervision, hirintt, arYtpiayment, tralrting or manitoring of okt�ers by that insured, If the "acourrcynoo" whtoh creased fho "iaodily btJuiy" Qr '"property damHgF3", involved the rendering Uf or #ral(urc� to rernder any profesc�icmei service. k, �ir;oiranic �}aiu pat�ag�,z a1'islnp out of the loss of, foss of ust� of, tltamage tv, ca►'rupliryn of, Ina}y81ty fo acaewa or inability tc tz7anipulato cieatt'or�ic dale, However, this ext;lustan floes nal apply to 1{abtllty fat dc�rneges becdtfar� of "laadily injury" As used in this ext+lusfdn, eieotronlG dataa moans infarrnetklof�, facts ar progranla stal'ad as or on, are�at®d or' used op, or transrrtilt®d ka ar 9ram r:Arraputer saftwar4, Inafuding systems and c�pfilicattons software, hard tyr fipppY diskn, ���. kZC1Ms, tapes, drives, cells, daka prat®ssiity deavlrzec; syr any ether madira whtcli are triad with elec:kronlcalty cor►trolled equipment, `ibis axcluslala dates net apply If v�ild "underlying insurance" for the olectronla data traits desoribed ttbovo exists or v�roulti haute existed but fctr the exh�tustic�n of underlying limits for "badily tnJury" and "Iyraperty demuge", Tire insuraance provided under tttls Coverage part will ft�liow the earns �►rovisions, oXoluslons snd iirnlkations that are ecn�tained in th4 applicable "uncieriying ingutyanou", unless cthorwise directed by this instfranca, u, �r3cartlirtg And �latrtbukion Cif {viuku�rial C}r Inf+ortnr+tton to V'tolattion Af haw "f�adliy injury" t5r "prop4rky tlait�ac�e° �'islsyg directly tyr Ittdlreotiy aut of any aaticyn ar omiaeton that violates arts rellegod try vialafc; ('ij 't"he Teiapllone censumer @I'Uteatlofl 11at ('Tci�A), inafuding zany airrendmont oP or �ddltlon kq suoh law; (2) late CAN-tSPAM /1ct of 2003, lnoiuding any z�ntondntent of of �rddltlon to such Icyw; (3) The fair Grtyt#It repotting Act (FCI�Aj, rynd orgy amendn7ent of ar addlticn to sur:ta law, h'tnluding ihc� F'alr and Accctrato r-rottit Tr'ansactlons Ask (f�ACiA); ar (4j Any fedo�l, atgte ryr focal statute, ordlntane�e cyr ragulcatlan, oth�ar titttf7 khe "i'Cl'A, CAtJ� �PAM Aot of 2t103 cyr i~CrA and their amendments anti a�dltions, that addrosats, i7rohibiks, or limits the printing, dlaEeminatlryn, dis}�osai, oolleating, rewarding, sanding, kratysn�ltih�p, aomnaunic�ting ar distribution of rrtatc�rial ur It'iftyrn7atlon, cu ao o� cad �� ��rv�i�Ac�� � ,-. Ptt��t�%iAf� Arty �p��r�'rislev� It`9JUf�Y LIltt3iL,i'i'Y �, ir��uo�trrg Agroor+r�rrL a, Wo will pay on behalf of the Insured rite "u111117a1e nr�t ley8r3" in oxcasr3 of they "rot�rined limit" latwaaUso of "personal and advortisin� (nJrrry" to whlcia this insurance applies, Wa wi I have the rirlht and dutyy to de#end tPtty Insr.tred against any "suit" soekinft dai�7ages ftyr such "perst3rial and attve,rtisinr� inJuty" when th® "undertying Insuranoa does not fyrovitlr� oavorat�e or Iha Ifmlts of "undariying insurance have been exhausted. Witan we have no dirty to ciPfc-�rcd, wa wil6 hav�i rho righk to tiefetltl, or ko participate In the det'ense of, fhb Insured against any of}aer "suit" aoe�inc� da�mag©s ko which title insurance rrtay ai�laly, Howcvor, wry will have f�a duty to tlefond the insured agakl:�t any "suit" sacal<inp r{arris0en fbr "porsanal anti adver(taing InJury" to which this iiastlr�nca does not a�ypiy, At our clist.rr�finn, we mu lnveatigalr� any offense that rrray lrtvalve trris ii�starancA anti settle any rr�srritant claim dr °cult" ter whloh we have the duty to defend, hut: (�1 lo�s"�io IimlE d asliel©soribedilfei seat nQlltet l.irnits O# Insuratyce; and {zJ t7ur right and duty to defc�iyti cynd whert we have ust�d up the appilo�tbla Ilrnit cyf Insurance fn rho priyinar7t o� Jutir�mants or :3�ttlani�;f'its tlnti�r Qoverages A or �.. tVo ether obllgatiot� or liability to pay sums qr pvrft�rn`r acts or services Is covered unless expiloltly provided for under Supplorrtei�rttary i='ayrtients �, Caveragt�s A anti �. b. ibis insuranac applies to "porsanat �tnd adverttging fnJttf'y" that is subJAct to an appplicah3e "retained lirnik", if any afi or limik, such eo � euhllnait, is speollied M the "underlyln� ifataurattao", khis lnsurrance does not a1�151y to "fyei'senal rand advertising InJtary" arising cut of that exposure unions tit�tt limit i9 sped#led In ti'irs k�eoiarc�tic�ns under fife Sclledul® of "underlying il7si.trenre", c, `Phis insurance apptims ko "pereof7ol end advetilsing InJury" caused by an offen9c aristny out tyf your buelnes� but Qn{y I# the offence was aonrtttltftad in the "nrwerr�rge torrllryry° during the policy perfoti, Pegs G of •ig 22`or59 241 2, 1�xGi�tr�ic�n� 't"17ts insuranct� daas not apply kfx a "t c�raanat and acivnrtis(ng Injury". (•1 j E{nt7wtn� Vtf>tHttan Cat' R's�ttt� +�f At�ofttar CduseCt icy or at kht: direclian or thc� insured with ihq knaWladgb that iha ac:t wautct vlolrttct tl�te rigtrtrs ctf another rind would Inflict „personal anti advertising injury", (�} �l�tkerlai Publlghecl Whit {Cnowladkfa C2f Fai�tty Aristng Uut at oral ar wrillc�n publication, in any manner, cif material, If dens fay or €tk khe direction aF the insatrt�d with knowladg® of Its €alslty, (3) tVinterirtl PuUtished RYlrat` To Ppttc�r parted Art>31r►td aut nF oral or vrrlften puEallcation (rt artyy manner, of material whaefl ire# puY�ticatlan tonic plant bafbre ftte brglnning at the policy period, (�} t�rirrt'Inai Aats Arislttg eut pF a criminal ar.# aomtxtittcd by ar at the dirat%iibrt aF the insured, (t�} ��ntractaaall,latritlt,Y f=ar Witfr`dr She Insured has asettntnd liability (n a cahtraci or agraoment. This exaluslon titres nok apply to: {a} t,labllity for dalttages that 1ha insured wau►d havo Itt the abaurfoa'af the cortlracl o►' rtgraamont, tl�} k.labfilty Far false an•eat, detention ar Irttp!'leanmctni assumed In a oontr;�t;t rrr agreernettt. (�) I�rarach t�Y �antraGl Arising otrt of a hl'oarh of conit�ot, axccpt rrn IrYtptled oantract #a use anather's advertising idea In your "odvrartls®merit", (7) Gturtlity CDr I'erfcrrrrrarrae cif C�nortr �, f�ailuro io Catttarm �'r� Statemcants I' -.rising out of rho f'ktliuro caf goads, produotc car satvlaos la a�onfarm with trey stcttentent of c�u�t(tly ar perfarmanro made in your ��tdvarflaomank , (U} prong I�esartpitott CiP pr=icaa flrislrfq cut oP the wrong dascriptlan of trte price of gaada, products ar sei�IlUos stated in ,your "adv©ttisvntranl'', CU Qg Ct`( (►A '13 (9) irtfringtatrrent tJE%ttltyric�itt., Pateatk, Traelatvtar{e fir Tt'ade nc:roe Arising auf of the Infringetr�4nt of copyrighk, �ntt3nt, trademari�, trade searek ar athpr ntoilaatuat praporty rights. Under Iltfs exclusion, rratrat ether Inked®ritual property rights do eat inaltad« rite use of anotlte�s advertising Idea in your "advortisArrrent", However, this mxalugfan daas no# apply to irtfringemeltk, In yaur "�advo!-tisement", of copyrEght, tr�Cta drese or slagnn, (7g} UtSuretis Slit (tliadia And tntatnrttTypa E�uslttsssae Ganuttiftod by an inKarraci wirase buuiness le; {aj Adverttsink�, broadcasting, publl©Itittg or telBCcts3tln�J� r<b} l)asignlnti ar doE®rminittg content r�F web sites far others; or (c) An Inkernet search, ar:caSs, aontc�nt or aorvlcr3 pravidar, I�awovor, tltls c�xclusibn dons trot apply to F�aragraptts 9A,a,, b, �11d C, aF "personal and adverfislrt� injury" tinder the tjc�finitiarts sectfart, far thti iaur'17ases of this exclusion, #ire plrtaing of frarnaa, bardets or (A�i<e, ar advcrtiGintt, fnr yc�at or akhers �anywltaro on rho Iltkerne#, in trot by itselt, considered the IaUslrlcasS of advertising, ht'aadoastlrly, pubilslting ar tQlacastltttt. (�t'i} i?IeCtranlc Cttatroc�trts �r l�atltet(n Beards Arising oast of nn efec;#rbttlo ahafracm or buileiln board thc� insured I•rosts, owns, ar aver which kh�a Insur'f":d excrcisea car►krnl, (t�) Unattthortzed Uaa �t Anather"s �lantm �r i�raduct Arising out of the unauthorized use aF >:rnathor's name or product in yaur e-mall address, dantaln nerve ar t�retatag, ar any other ;timi(ar tactics 10 m141ead artother's potentla! cuaEc>rnyrs• (4�) f�ailuEiort Arlsin,t out of the actual, 711cgs�l ar titt'eataned disaharcte, �;tlsperaal, seepage, migration, t'eleast? or escFape ut "pollutants" at any time, I"acle 7 of �I � 23' of 59 241 t1�) �►rrpiaymeY�ttwralatect Practices T'a: (u} A person orlelnq cut aP any, (f) l�eyfusal to employ that laorseyn; (li) Tonnlnatic�n ref that perspn`a oltyployment; or {Ili} �mplaytnenkPrslatad prgctla�, paliclea, cote or �rnirslons, :tunh as cc�ercinn, demotion, c3urthiatlon, raasul�nmont, disriplin�+, defamatlbt�, hnraa9ment, hurniliatlan, ciiscrirninaklbn or t�anliclout3 pr'asecutlon dlraoiad r��t th>:a( person; or (ta) `fhe cppu�, nlallei, parent, hrotltol° ar sinter ai fhat parson as � consequence of pkfl'aona) and advartlelttg injury to That person n,t wham any of the etxrployrnent� rolaleck practlG©6 doscrltaaci in f'aranraph (tj, {i1) or {III} alcove is directed. "f hlg axclusEan applies whether the Injury cau5lnfd Qvont ctt�scribed In t,arugraph (i}, (it} ar (fii} aiu�ve oaCkil'8 f�elfnrr, employment, durlrty c�t7tp1<yyri7ent or kaftet' ernplaymant Qf that person. `phis axclateian applies whether the insured niay be liable as nn employer ar In any other oalaaaity, ;end to any ot7lig�atloh to share tlarrtagas with or rala�y san7eana else who murrt pay damages bacausfa of the injury, (1 r} p'rofes�lor7ai t3ervtaes Arising out of the ranctering at nr failure Efa r�e�rncier any prafesstonal service. �itls incltades but fs trot iht�lleet to: (rt) I_efyral, �zccounilnq ar tadvartisincd servinns; (ks) Preparing, captxcWng, car fa{iltacl to prepare ar k�pprnve, rnalas, shop drawings, oppinions, repot{s, surveys, fic�id orders, chanq� and©rs or drawlttgs ar epoalflogtlorts; {r} Ilaspectton, �trpc�rvi:alan, ctur�lity anntroi, �archltectural Qr pnglnaatirrc� activitles done by ar far you ot1 a prnjeot ot7 wh{ci� you servo qs cartstruclion tnr�nagQr; {�) 9 pervlsjo y or llyapc�ctionlscr►�via$ � t'ezlatod {�} Medical, eurglcpl, dental, X�t'ay nr nursirtg services treatment, advice or itaatruction; c�u tea t3'I can � {f} }any health cr fharapeufia riarvino troattrrent, ar3vlco or trtst►'uctlon; {g) Petty service, tl•eatmank, advdco ar Iniztt�uctlon for ktts purlaase taf appearance ar ricin mnhancvmant, Ptc�lr removal or raplaaentcrnt, ar parsanal grooming or therapy; (tY} Any ��?i`V(ce, treatmenk, advioa ar Inskrrrotian relo3tinq to physical tttness, Includlnc! seNlce, treatrnanf, advlcra Rr h�structlan In connection w1tl't dlt�t, 4ardigvaacular fitness, badytaulltiin� ar physical tt�a[ning prnyrarrts; {t) Optometry a►' optioal tar he:Arlrrg Bald :,ervlcas hacluding dh® proscribinp, preparntit�rt, (ittlnc� , dtatitanstratfon ' ar dlskrlbutl�n of ophthalmic Ic�nstas '�rnd tri►nllar produuis or lyo�trgag aid ctevla�a; {J) Body t7lcfraing sr:,rvicea; (l�} ur�rvfces In ttta prrafrti�e or pharnlaoy; jty lwaw atafarcoment ar tlrefighttnc� sbrvlcas, and {m) Nundllrag, arrtbalmfny, dtsl:rcrsal, burial, ci'ematien or dl�lnterment of dead badlr�s. `1"hlt� Axcluclan aplailes oven tf they claims r�gralnst r�ny Insured t�kleg® nogllt�r�nracr er afhar wronydoinr� h7 the supervision, hlrlh{t, emplaytnant, trninlnq ar trtanitoring of others by that insured, if the offatlse which oaus�i tkte "personal kind advet�tsing injuryy", Involved the rrancfering of ar falltrro ko redder any prnfesslonal sarvlorl. {16} filar f lowaver causect, arising, directly or ltadir4c�tly, out of: {n) Vriar,l►tcttdciinq undeclared or civil war; (h} U1dr�rlike action by a rnllltaly farce, including nctian in hindering ar defandinq against an actual ar expected attactc, by aay g®vernmaht, sovereign or rather autharlly ttalnt} military personnel tar other ctgenis; ar {r�} insurreatiot�, rrrbaiNon, revolutialr, u,urpad power, ar actlort taltr�n ray �oVaYtlm�tltA) auLl'tartty In trindnrin#1 or dofat�ding agalns�l any of these. f'ac)e � or 1 t3 24" of 59 241 {'i7j �ecordtrtU Antt gistrlbutic„t of Material Qr f. Pre)udcirnent interest a�vrardod agalitot the ie�t'orrnakinn Its Vtotatian t�f f.,aw htsurec# an the# prsrt of khe judgrrtont wa pa , If At'Islrtg dlrecily or intilractiy out of airy action wa rnakca an UfPor to pay fhe applloalale i(rnik of nr omission #hat vlulatos or is rallagr�d to Ittauranca, wa will net pray any projudgn7ont vlUltitc�: intorF�st l�7gad on that period rJf itmr3 after the' after'. (�} 't"Ito "TQle�rhane Cansurnor taroteatlan Act �, Ali Interest on the full arn�unt of ony judgment (i'(:f'l1), ncludlnft arty ramcndrncnt of ar that aoorues pftor ontry of rite judgrrn�rrt and r�ddltion to suai� la>M; hnfnrc� we stave paid, otfered to pay, or (r:s) 'Y'Ite CAN�Gi�AM Ask of 2003, Including deposited irr bt�ut't rite pelt of the )udyrnont rhos any amatztlt'n®nt of ar actditlan ka auola Is within thra applical�la Ilmik of insttrcance. craw; Thtasa pay+nonlr; will net rettuae the lirnito of (a) `The hair Credit t;eporting Aak {FCRA), inryurattce. anct any atrtertdmenl a4 or �radltlan to � Whon we }lava the �fght but net the duly to dotend such law, Inciudincd the Falr and Accurate the Insured attd t�lf;ot to partlalpate In the. defense, t✓redlt �f"rransantians Act (FAGi'A); ar w+� wfll pay au►' own expartsc�s riot will not ronlrlbute (ct) Any t'6tie►'al, state ar laaal statute, td k►ta oxponses at rho Insured ar the "underlying ordinance or t'ogulratlon, other ihpn the Insurer", 7Ct'A, GA�l�GF'AM Act of �t703 ar l=�}�A 3 !f we defend an insured against a "suit'' attd an att�i their an�ctndmenls and addltlatts, that ittdemritte� of the insured Is also homed as a party addresses, prohibits, or Ilntits the priNing' ko the "suit", we will defond that indomnitee If all oP dlssetttGtatlun, disposal, c�ifertlrrp, ti•tA following catlditlons are met: recording, sanding, trattsmltking, aamt�tuniontfng or diatribufinn of trtakarlol a, 71ta "suit'" against the Inciemt7ltee seeks car lntarr�atlan. damages far wYtloh thn insured has aest►med rho ta, "F�allUtion cast or expense". ilal>ility of khe Incl�tnttitc�e In a contract or agra0rnc�nt that la an "insured aanirc�ct' �lIPPi��M�iA�.Y t'AYI��IVT`� �, �oV�a�4C��S A. b. `t'his lnsurunaa rappllaa to aueit liability assut�ted Aft? � lay the insured; �!. Wra will day, with respeot to arty olalm wc� ittv�skigQtQ ar ssttic�, ar any "soli" nyulnst ran Insura�l a. '1"I'ro oi�ligatian to defend, ar lhQ cost of the we defend, when the duty ka defend oxlstst dofense of, that 9ndetnitltee, hds else bQen assumed Icy tl7a 'snsurad in the samo "Insured s. All expenses wa Incur. rantraat"; b, Ui7 to �t�,(lt)tJ far Bost of ball hand�� (including d. 'The alleeiaQont; In tiro "salt" artd lha Information hoods for ralatr�d traffic law vlolattans) roqul►'eft we Itnow about the "oaaurrr�ncQ" are t�uah that baaause of an "oaaurrc�nce" we cover. Wc� do no cot�fll4t apppears to exist between the not have try furnlflh theca bonds, jntorests of fha insuraci and the 1nlQratytu of rho o, fi he aor�t of t�c�ntis tc, relflase attaaht�renta, but it7demnitao; only for Mond arrtaunks within thc, applloal,ir� ilrr3lt a, `('Itc� Indemnitea any! the insured n9k us to of insurance. Wc� da net have io furnish these �,critduct and cenU'al ills defense of that hsf�ttcis, Indamnitee ag�~tinst auclt "soil° and ;agree fha! d. Ali raa®onalals axpansog incurred by rho inaureci we can assign kha saute counsel to defend the at our request tta assist us in the Iitvestigatian ar insured and the Indemnitee; and defense of the alallt7 or "suit", inoludhtp actual Ions of oarnings up to �2sta a day kaearauae of tittle ofi,from wank. �. All scours r:osts taxed acfaittst tiro Insursci In the ''suit", hlawaver, these payrnanty do not inaiudr� attorneys' feoq or atlorney.r' r�xpensos taxers r�gralnnf the Irrr;urmtl, C;l10t} 0� tJ�$ '13 Pagagnf"19 25" of 59 241 P, Ti7e fnctemt�itse: (3} Fl ilrrrlivd Ifahillty rnmpany, You ara t�►t �•t} Agrees in writing to: Insured. Yaur mc�t>7borca are also insureds, brat c�niy uulth respect to the cattdttct of your (a) t�aopprake with us 1n khe lnvastlgation, kaut3lnnss, Yaur r~tanaf}errs are insureds, but sattte►ttorrt nr defense ref tl3e "unit"� aniy with rnspaot to their duties us year (b} Imtrrvdlate{y trend us crrplos of any ►rranngers, demands, nokiaos, sumrnanaes ar legal (�t} an cargarrl'z�atfnn atlrar that q pn7�narshlp, papers raccaly©d In aanna4tlon wlih tl� Joint vaniure ar limited Il�biilty oampany, you °eltlt"; �tre at3 fissured, Your "exaaut(vr3 offtaers" sect (c) Notify any other Insurer whose coverage rllreators are insur4de, but only with aspect is avallatafo to the indemttitne; and to tltelr rtuttes as your nffiaera or' dlrartors, d t�oa �rf�te3 with us wilts respprt to Yoerr stecitl,otdnrs are sine Insut•ada, but only () p w(tft respect to thel►' tlr�bklity es stockhaidat•s, coordlnating ether applfcgble insurarroe avaliei5le to ttte Inderrtnitttt�; c�net (�} A trust, you arcs �n (nsurc�d, Yorir trustees ;ire � s'r'r►vldos us with written autharizallcan k4; alsa tnsureda, but nnly with reglx�ct to thsis' () dutiras as trustees, (A} C btaln regards and other informatlott U, Fach a€ lha fnliawing is also an insured, r4lal.eci ko lire "sulN', �rtd (•i) Yuur "vatttntver wor(cer$" only while (la} Conduot and oonh'nf the tlefarlse of the parforr>11ng tiutles related tra ihn canduot of Indontnttae In such "scot", your business, at' yarn' "employees", atlter �a long as than shave aanciltions are met, rattvrnoys' than oltltor your "eaeautly© off{aor� (kf you fees (naut'red by us in khn defonsc+ cif thet ara an orcdanlzaiton ralhaP titan a partnership, indemhito�, neaoseary I(li�}atlan expenses Inc�urr4d Joint vonhtre or limilnd Nabllity ac�mprany) ar by us c�rtd n�essary tltigatfan expenses incurred by Your managers (if you are a Iln�ltnd liability kh�� (ndert�n{lee ctt our rc�quesl wfl{ kaa paid as oampany}, bttt only for acts within the saopo upptementary t'aymenis, Pfatwithstandlnq the t�f tl�olr ornpiayrrrerrt by ynu r�r while iOrovigiang of Pn{'�greph 2.ta.(2} of �eotlan I �•� pnrfarming duties r®late�d to ttte conduct of Coverage As �,, l�odtly htJttry Artd f'raperty t�amagc your buwlitees. I-iov�evor, nano of these Liability, r3uch payar►anfe wild not be doatttetl tc� be "ermplayees" ar "volunteer warkar,a" ar'ca darnaftas for "badliy Injury" end "property datnac,�" insure $ ftyr: and will tsar rAduae tine limits of tnsurancser. (e} "t�odily InJury" or "l�orsonul tired Caur obllr�aiian to ctnfflnd rrn Ittsured's indet�rnitee advertisirrcd 1n}ury": and to pay far attorneys' foes aril nr�aoeoary {Ij To yott, i« your partners or members iltic�ation caxpvnses as Sukaplc�mc�ntery Payments (if yyou ar$ a partnet�sitlp ar joint meta wkac�n we have uaoct up tyre applicatate lltttit of vernttare), to your momf,ers (kf you crre Insuran+�o In the paymarrt of judgrnc�ttts or a 1lmktod Ilabifily aarmpdny), to a aa, r;ettlet�r�nis or the condttlans set t'car�th above, or thr3 "einy�inyaa" {n the onurso of hIs cr stet' terms of rite agreement ciescribc�d in laoragraph f, otttplaytxrenl ar parfearming duties shove, are n� longer met. rafatett icy fhca conduct of year' ��C'C1c7N IE ,�, VVl�C� I� Ah! tCtit�UfZ�l� buslr7Gss or ka your other "valw�tc.er workers" witlle laerfnrmlhg duties 1. imxc:capt Par liability et'isittg auk of th4 awnc�rship, rolatcad to the conduct of yatrr maintenance r�r use of "aQvercacl learns'®: kuslnesr�, a. If you are dosipnatad in tt�e gaolurallarte �=►s; �It) Ya ti7e sp�usr�, ahiid, parent, I�rother (�} �n Individual, you att�:i Yaur spausa are or sister cif that co�"employee" ai' {nsurcrds, but aniy with roapeet to the car�duat "voiuntesr wcarlcor" a;a e cansec#uence of ;� business Ut which you er® rho Bola n� I�srragraph (u)Ct) shave; or owner. (�) A; partnership or Jbint ventut�v, Yen at'e� an h�sttrc�d, Your rnemlaors, your pat'tnors, and Chelt' spouses ara also 9nsurads, lout a►tly witl� respect to the conduct of your business, GU GO (l't E3� '1 a Page '10 �5f 'I 26" of 59 241 (III) par which there is only olallgatlar7 to share dgmagca with ar repay botnc�ona ols�r wire nrrtrsf ay damat74s boaause at kite ln�irr� ttascribed in f'r�rngrQph (t�j(1) ar {I } nbavc�. (b) "I�rapet�.y darnago" to properly, (t� Ctwnsd, occupied ar u.rc�d by; ({i) {�anrod ta, lh the core, nustody ar cQntrel Ql, ar aver witictt physinal carau•al is hetng exam{$ed for arty purpose hy; you, any of Yaur "r:rnpinyGes", "volunteer warners", �tty parht��r ar rttember (It you ore a partnership ctr )Dint venture}, ur any tnember (If you are a Ihttited llabRity company}. (2} Any parson (other titan yaur "on7playoo" or "volunteer warner"}, or any orttani�atlon wtdlo eaotiny os your real estate manager, (�} Rtty persnn ar' or'gartliatlon having proper f�ntporary cuhtody of yaur property if ycru die, but only, (�j With respect to Ilebitity ariaCng out of Ih�: malrttert�nco or use of rRat property; and {�,} llnti) gout' icgAi reprosant�ttive hoe been appaintud, (�.) `your legal rrrprasentat{ve tf you dla, t�u1 only with rrtspect to duties as suolt, Titat representative will hrrva all yaur rights antt duties ttnct�sr this Coveragra Part, c. Any organi�rrtfon you nE3wly r�cqulre or form, athc�r than a p�trtn��rship, joint venture tit' llrnited (lablllty company, ttnd aver wttiah you malrtt©in nwrt�rship ar mrtjarlty Interest, wit) qualify tas a Planed lrtaurad if theta is na ether' slrnilar irtsurana® avgliatalo to that organizatlart, I-IowavQrc • (�i) average uncl4r this provision is �Nardad only until lira rar)lit ct�y Afton yew AucluD'e or farm the or�arrizatlan ar the and of the polfay tteriad, wt',ioltever is earlier; (�} �av®raga A class net apply fa "bodily injury'' or "property dalt1�le" that aarUrl'srJ i�ofore you tacqulrect or farrttod the orcJAnizarion; and {�) Cavarage � dose not apply to "personal and rldv4t�lrhtq CnJury" �trising out of Mtn offense oontntltted taoloro yotr arxlulrc�d or farm�rd Tito arg�r►tl�r�$lon. �lJ OCl �'l dh 't� �. t�niy with rox�t�ect to lirrbiliiy arisitty out of the awrtership, mainlertrtnf:o nr use of "cavei'Qd antes": a. You nro r+n insured. E�. Attyana elan whilC� using with your permisolan rr "covered Mauro" yarn owtt, hlrQ or borrow is else an irtsuror� oxaept: (1} `t'Ite owner or anyartF,� eltje tram whor�n you hire ar barr'ow a "covered auto". This bxceptlan does net applyy It ttta "aovv�rad auto" is a trailer or sramltrcallar connected to a °'covered auto" you awtt, (�} Yaw' "et;npfoyee" if rite "c:avared auto" I� awned by that "Qmpioyee" or ra member of his or her household. (�) shy rlsrtvv�nr{tn�altt a�re�u Iraivaes afrisaillncg� aetvlohtg, repairing, panning ar staring "auras" r-tnlass Utr�t business is yours. (4) Anyarte other than yaur "omplayees", partners (!P you are � p�rtnersltila}, mamkters (if you area $imitad ilrat�ifiry oontpany}, or a losscto ar hcrrowpr or' a,►y of their "ornplayee®", white moving properly tt� car treat ra "aoveraci auto". , (�} A pat�ner (it yarn at'ta � ptarrnarshlp}, or R m®rafter' (if you are �t flat{red liablttry corrrprtiy} far a "covet'gd auto" owlliad by tt(nt nr hdr ar a ntontbor of hie or her hnusQh©1d. (6} "�mpipYeea" with rasp®ct to "bodily InJury" to: (a} Any irsliow "employee'" of tYte insurart arislhc# nut of and In the Donnas of t{te te8ow "employee's" employment ar while �aeforminq duties rc�IFtled to the conduct of yaur business; ar (la} the s}�aus4, child, pareiti;, brother ar sister of that fellow "employee" its a consequence of Paragraph (st) shove, c, Artyane liEable for the conduct of ar, Insured deaaribad ehr�va is else en Insured, lout only to the r�xtertr of that IIablRty, haga'11 ot'tJ 2T of 59 241 �. Flay additlottal inaurr�d underr any policy oP "r.tndrar#ying insurance" a�ill autcarrtttt(cally f>o on Insured ut'rrlar this Inauranctr. Sulajart to �actfon itt — Llrnlls t�f (naurancrt, If covr�r'�tcdca provided trr the ntldltianal inaurcld is raquirecf fay a canlr�ct! or actt't�e►ttartt, fire moss we will pay art bohali' o� the addltlortal inscu•+�d It; rho amount crf Instrrrtnc:r�; a. I�ocfulroe3 fay rho contrast qr ac� rerotrtettt, lase; any amorants payatalo by any "undr�rlying insurance"; br tr. Avc�llablcr undor the appllcaiale t.irnits of Insur�lltca shown hti fhe C�eclaratlr�ns; whlahever is lean Addllfatl�l htsrtrad r;r�vcrage provfdod by khis irtaur�ttne will ncrt lee lartratior than o�rveracle prcrvid�d by rho "undetrlying i►tsur�tnre". No p�rao►} ar nrgenization 1s aft insured with respEUt to the flondttct df any current nr past lattrtnernhfp, juirtt venturo or Iitttifad II&blliky company lftat (s rtot ettowrt as a Namrrd htuurc:ct it khea �crclar»ticns. s��`f't�3�f 4t1 � 1,11V11'TS t�f' iN>�41fiAf�(:� �, "ifte �.Imiks of fnauranCe shown In the Daclaraklons anti ttte rubs berlaW flx the most we will pay rQgardless of kfto nurtlbar of. a. Insuretfs; b, Claims made, "suits" brot►gttt, or ttuit,har of vnhl�lcrs invalvrld; or c, Persons or organizations mrrlaing elrtimA nr i�rin�fn� "tiUils". �. T1ta Agg►trgrtte V.lmit Is iho most we will lsay for fhe surtt ai �Il "ultimata net lose" undor; a. C;ov�rat�r3 ,4, oyaerpt "ultimate nef lass" larrsFtusa of "bodily injury" or "property tiantaga" ariainc� out cal rho ownership, rnalntenan4e or r,tsrl of a "rovornd auto"; and f�, Coverage �. �. Stt�ert ka Prtra�raph 2, �bovo, ttte �dch Occurrence I_Imlt is rho roost we will pay for the. sum oaf ail "uliDr�tala fret legs" undt�r t�ovarage A beraua� of ail "laadily injury,' attd "rat'apeity damatte" arising crut of any once "veor,trrance". �, 5ub)ant tc Paragraph �. e�fa4vo, ther Worrronal Atttf />,dvertisiny Ilt)ury Limit lrs the moll w+� will pay under t;rvetrnge, � for they utt►tt of ail "uitlmrtte rt©t loss" tyraLause of all "peracrnai �tnd acJvorfic:liih In)ur�'' ;�ustttlrtect by arty ano person o►' organfzr�tign. CL? aU Q1 Q�4 'I3 �. If thoro Is "underiyl[tg Itt �uranro" with � policy porl�rd tlt�tt is [toncartcurrent with the policy porlod of t#ris Ctrmrttnrcaicti GE�tfrlilty Umhrolfa Cov�rrr�g�t ►vai•E, Itte "rcfraltted Iha�lt(s)" wiil only bc: roduced or exhausted by trayrrrents fcl'; a. "t=3nclify injury" crr "property ttfzttlagn" whlah aoaurs cJurinf► the ptrliry perl�od of ibis Covortt�tr part; or �. "Perfignai and advortlsin� injury" for offertscas tltaf are commlttar� dr.rrfncf the policy pr�ripcl of this Coverage t�o[•t. f-iswover, if any "urtrierlying fnaut'anae" is written on a cialrna-made b�tsls, ther "rotainod lirnit(s)" will ernly bo redacted qr oxltaustod fly claltna for titt�t insurance that are merle during the polt,;y pt3rlod, err any �xte�tdcrci Rsprlrtittg Period, of aria Cavr�rat3a I�arf. The Ag�rc�galo CJmlt, as d®acrlhed In Praragraph �. raheSVA, applies separately !ct 4ach conase.utivc� annual pericad end io arty rerttaining period of lase than 12 [rrnrttYrs, starting w(tfl the bfagltttting of the galley pariocl shown in ttte i7ociaratlr7ns, u[tless fh4 policy peYfod I� axtgnd®d after issuartaa ftlr an atiditlonai period ref lees tltftn '1� rrteant(ts. In ihttt cuaer, iho atitlllieanal parted w111 fra deemed parE of lher last praoedinj perlorJ for purposes of det�arrnining fho Irimifs of insurance. �Cil�h! lV -� COhit�f7lt�l�l� �. �plrsale if thfs "uttidoriying insurer" or Irtar�trcd siesta nok tc� appeal a )udgmcrnl in excess of the "rolai[tod Iimlt", wry ratty db so at our own Pxpetraca, Wa will also pay 1'nr tuMalaie cautf casts, prc�r and postjudgrnent tntet'as! and dishttrs«manta aasaclaked whit auoYr . apNN• sal. In no event will this provision Inu►'Haee cur llakrlllty boy�,ttd the applfcabi© i..imlts of htauranoe d®scl'lired In SnGtion IfC--1_imits Uf Insurertco. �. f3artkr'rtfatoy a. �ankrcttttcy C}f Irt�uroct fianlcru�fcry car Insc�ivancy of thu insured or of rite Inaur�d a eafafe will not rellevcr ua of catu' ohifgatlanrti under iitis Cpvorca�e Pert. Page 12 erf 19 28' of 59 241 }a, bankruptcy t�PlJnttorlyiztg insure�3� f�ankru�atcy ar frt�Jalvenay ai the "underlying ittecrrnt'' wilt nal rellevo ub of our ahiitia#cans under this Gvverage Pa►�. MnW�rv�3i•, 4his fntrttranca will not replace tlt� "underlying Insuranne° In khe cavc�nt of laatal<ruptay or lnsalvettr:y crf Iho "+anderiying Insurer". This Insuranoo wlll aplaly as IF the "underlying tn9uisanca" ware in 4'utl effe�rt. �F I�tliteJ In the went Af �acurrc�rrcc, Gtt'enee, �latttl fit" cult tt� Yatt Ittust sati Ica.(k that we era notified ar3 span as ParsGttcabla of en "oocurrenco" Qr �►n afivnse, ragardltras of khe arr7aunt, witlaYt tray rost.t(t In a ai�int. To Ut�t axtQnt poaslbla, notica sltoulct Inc{udc�: (�i} i-iew, when and where the "narurrdnse" ar afft�nso tvvk ttlaao; (.2) `Plte names and a.ddredyt�a of any Injured p�+'soils erit4 wltlts8G�6; and {} `i"ho nature and Ivorativtt of at►y it►luty or damafle urlslttg trot of the "ocrttrronce" nr afPense. {a. If a alairtt tt; rYtada yr "salt" is lyrattc�ht at]alnst tiny insurttct, you must: (4) Immddlataly record tlaa specifics of the claltt7 ar "suit° and the ctato received; and (�} ia�tlfy us as savrt as I]raokiaabla, You rttusk nee to it ttttat wa receive written notice of the alalm Qr "suit" Gta soon as practtrsebla, c. You and any other Involved tnsurr�d must: ��t) lrttmedlatfaly sand uc copies of any dottt�+tds, ncalic:es, su►rtmonsbs ar lecial papers rc�avivctd In connectinn with tiro tlialttt ar "cult'; (2) Authorize us to okfatn rdc�rdo and athnr lnfortttatlon; (3) Cvaiaerate whit us In the invastlgtttlon ar settlement oP silo nlalm ar' defense apalnst t1•►r� "suit"; and (d) vnfvroernant fpan► rt Itt e r sign fsa�nyy Itter�ian opt' vrdanlz�tlan wt7tch tray be liadlapit, the Insured ISOUttusa of Injury ar darnz�ge tv vdhich tttls insuranoe may also apitly. d. No insured will, exoopt at that insrrrod's awn aarsk, valuntmrily make a pnyrYu�nt, aysume any abfl��ttlon, yr incur ally oxpAttsa, ether shalt for f{rt�t �Id, witttauk Our cvnaant. cu a� a'I C4 � �. Le��zl Acktvn Agdlnnk tle Na #tersan or arctarrizetlon h�tn a r'I�ht under #ttis Cvveraga fart: a. To Jvin us as rx perky rar otherwlsa bring t.itt Into a "sulk" asking far dame�es Pram an intsul'ed; ur �. To sue its an #hls CoveYa�je tart unloss all vi lks Corms havR hcac�n sully c:arnlaligd whit, A person tn' or�atti�:atlen ntrty sue us to rt3ccaver ott art agreed sttttiotttdnk or art a final jttdc#mert# a�talnct an Insured; taut w® wlll net ba Ilahla fbt' darnaaQs that are not p�tyuiale tnutr�r lire tornta of this Gavet'ahe �'eCt fir that are Itt exaegs cif the applicable Ihtilt. of Insurahra. An syrnad sattic�rnattt rncans e. seltiement and raioase of Itah111ty s(gned by uH, the instu'c�d and thta alaintant or the slal►trant's legal repre$entetivo. �. ether fh9tlt'aliae n. This Insurance is e+xcees aver, and shall net conkt'Ibute wlklt any of the ottt€�r Insurance, wttethtar pritr�er , axoaen, cantingc�n# ar vn any ratter balls. This co+tdillan will not apply to insurancct slat�ralffr,ally tvritlen as eKoass over kills Coverage t�arL Vi4ten this 6nguroncrs is excess, wc� wlll stave no duty under C:averrtgca ,Q yr � to def€attd the Insured ngaingt tiny "sulk" If rang nihor insurer teas a ctuky to dcafend the insured agctlnst thmt °Dolt". If na other Insurer defends, wa will undarl�l�e to do sv, but we will bQ entitled kn the incur©d's rl�his a�talrtsk III these alher insurers, b. Wherr this Insttranae I;� pxco:+s truer other insurattcm, wa wi(I 17ay only nor spar© ofi the "ultirtttttta not loss" khe# excaratls site sum vf: (�t} 'The tokal �rttannt that all such other Insurance Would pity fur kite Inns In the gbsenttU ref the Insurance ftrovlded under Ihltt c�avarage 'ark; and (2) The total of ail daduc�tllale and eoifPirtaurcad rtmaunta antler all that other tnnur�tncca. taa47o 1� of 1f) 29" of 59 241 i�. I�r9/1ttUrii Aalllit a. WHO will coratputa all pramlumrr for thla covera�rt Prtrl to aocordunur� whit our rules and rags, tt. f�ratrtlum shown In this Cavc�rage I�rttE as ettiv�tirce prsn7Eum Js a depaslt prorttlamt only, At tttr� close erf Quoit audit perind wp wlll cainputa the earned prermlum far Iltat laerlod artci sand notlo� tct liter fircf Nantad Insurad, The due date for aaadit and rc�trospecllva prc�mltrma Is the date ahrtwn as the due data qn fire blfl, If the sum of fleas �dv�nea and audit t:rHmiul-rrc tall for the pai(Gy pQrintl is grc�aker khrtn �ho Darned premiuttg, wo wfli rsturn rho axe.ens to the first C�lam�d Ittsur$d. c. 'ThG first �larn4ti Insured must kc-�al> records of the infortrratiart ws Head for premium cprrtpukaklUtt, and sottcl us c¢p1o� at such #Imes as we may request. '�. RQl�rs�a�ntakfons fir' gaud t3y rrccaptin� this paifcy, you acyrae; a, iha atatamc�nls to the beclaratlons arA acx:urate anti rsomplate; h. `Chose statsmettts are basest upon i'a�progontertions you rrtade tct u:r; r„ Wo have Issued this I�ollcy In rollanoo rrpan your rrrpcc�a�rtntatlons; and d, This poling la void in t�►ty case of fraud ley y©u ae It ra{�tes to tills palfoy or eny nlraim under this pvliry. 8, �epaeatton C?f irr�sur°Qde �xoept wlttt rospeok tp the �.lntlts of lnvuranca, anti any rigi�tn or dutiaa spacl(ically aaelgnsd In this r�ctvc�t'�+yc-� laari to the #Irst fumed Insured, tltltr inour�tnco appitos; e. As if each tdemetl insured were the e�ttly f�laittad lnsrtr©c#; and h. �apr�retefy fo sash hteurad against whom claim Is made or "•salt" la Ixrougltt. r�. 'i'rart>;feo' t3P Rights Cif i�eaovary �c�alrt:tt t7titer� 'io tea If flee i►tsur�acf has rigltttt to t'+aosvor a{) rsr itnrf of any payment we have ntado under this Gvverc�;le l�etrt, Ihogo r(girts are Iransfr�rt`od to ua, Tha ittuur©d must do nothrng after ioug to Itttpalr thorn, At our request, the Insured tiaill bring "coil" ar transfer those r[�hts to ufl artrt help us enforce them, CU OQ i�1 �� -I I3 �tQ.Wltert enter �►o tat Renew if we dstsld�r not to rsn�w thla �ctveraclo Part, war wlll mall or dr;Nvwr to fits first hleamed (nsuraci �ftawr� in the t�oclaratl4ns written notic�: of the nanronewal not less than 3Q days heforo the sxpir�affon Glata. If natlor� Is ntalieei, prcnf Cif mallltttt will i>tt sufficient proof of notice. fi1,l�ae� I'nyahlo #.iabll{ly under this Gevsrst��r Park does nut apply ko a given fi[�aitn unless deed until: n, Ths gtsurect �a►` InsurQd's "urtdarlylnq insurer"' Itas became okaligettsd to lr:iy thn "rQfalnad limit"; and A. The ebligeiien of the Insured la pay qte "ultimata net !rasa" In exvess of rho 'heiained Ihttit'" Itas itself dotent7lnad by a final aaltlemsitt or jud�rnertt ar written agreemank among tI'tt� Insurad, eslethnant rend us. ' �i2,'1'rans%r Cif Ctsfertna When the underlying Ilrnita atf insurance have pecan rased uit In efts paymettf of ludc�ments or settlements, thc� duty to dofsnd will be tranaforred to us. We will cctclaerate in Cite Irwnsfor at' Zorth'at la ue of any outstanding clehtts ur "suits" s$ek{n!� dsntagss to which this ittsurarrae applfos. which tuould have brt covaYc�d i>y the "und�rriying Ensuranca" lead fete rrppllnalaia iltrilt trot k,nsn uaod up, 'i3.MaltttQnancr3 f�f1[tttNttC}es Tra I�rlderlying (lif;ur'attae Any "uncJsriyfng insurance"' moat Ian rrralntEtlnad lit fu11 effsr�t wlth�sut reduotlen of Coverage or• Omits raxcapt for ttt�r reduciican of fhe aggregate Iirrtit In acnordanca with tits prrrvialoria of such "'undarlying ittsuranr.�" that t'dsults from payment of clralrris, settlement or Judgtnent:r to which this ineuretncra applies,. Euclt exhausurn or r•sducflott la not a fall>.tro tr, rnalnt�in "underlying lnctn'anre", �nliure to mr�intaln "undorlying htsuranca" v�ill not Ittvalldala lnsi�ranae provided under this coverage fiart, but Insurance pravlded under this u""overage fart will apt�iy as It fhe "under{yinq insurance" wo�� in foil effect. If there Is an inoraase Its flee �acolte" of cov®ra o ctf eny "undsrkybty Insurance" during fhe term of feels prtllcy, ,our Il�tbflity will tea no snare tltZn It would havR (aeon if titers had been no such Ine:reas�, I'ago f�l of 99 30" or 59 241 You must notify ue irr writinc;, a5 snsn as ��CTICtN V �-� I�t frlNli'lCr�lS practicat�le, If zany "underlylrtc� inaurcmcn" lt~ � , "Adver#Isdrttont" tnoano a Italics ihak is broaduaet c,r cancallaci, no€ renewed, replaced or olhatwisc pubH�hnd to the goneral pul�ilc er spcciifr, rerarkot kerminaEad, ar ff tiro f6rtits ar f�ool5f� ctf cavorac�e of hogtYtente ai7c3trt yaur �c,ods, producig or searvioras rany''undarlying insurance" fs changers. for the purpose of ath'aatlnp customers or 'I�.�xpandrrti Coverage ierrficry eugparlgr�. Fiyr i►1e purposes afthis cleffnition: a, If a "soft" Is tirougitt In � part of the "cavAraao t�, �otioea ths�t era published includ® rrtal�rlal territory" that is autUlde the tJnitad Stales of pl�asd an the Internet of an similar electronic Atnerfra (inaluding it:� fon'Itorfc��s end mn�ans of romrnurrlcatlon; anti paasasslons), f�ttt}rto Rico or Canada, anc4 we b, V�agardfnq woo sites, only that part of a w©b slkn ire pr�svRn ftd by taw, or olhc�rwlst�, from that is about your goods, products ar setvlaen defending Etta innured, rho Irinurad will Initiate a for tt7a purttoses of ottr�toting Gttatnmc�rs ot` dfaferrso of the "soil". Wc� wfll I'c�imburse the Quppprtc�t's Is oonuiderad an advortisotn®nt, insured, under �upplamentary Payments, for any reasonable and r,bcerrsary exl5enses �. "F�uto"means; incurred tar rho ctofensa of a "soil" esaicing a, A Ietnd orator vehicle, troller cr :�cmltrailer damages to whloSt this insurance appli®s, that ctoslgnocl far travel ott Itui?Ilc roads, including we would have l7atd had wo been abic� to arty �tttaallHd nlaahlnery ar eciulptrtc�nf; at' e�ctyrctlse our rfgl�t anti fluty to defanti, b. luny other (and vehfcfo that Is subject to sa If the Instrt`od I�oaomes legally tabllc�ated to pay compulsory of flltanotni responsll�lllly law or aeons fiacausa of damAges to whtoh this other motor valticle lnauranca law wltet'e It Is insurance appltes In a }�rJl't of the "cvvaralla licensod ar principally garcatdud. larritary" tltrrt le outsldo the United �iafes csf Hawe�vttr, "autr�" dose not Include "mobile /imerlea (Including Its torrltorias and equipment". . posa�ssiona}, Puet#o i�iro or Canada, ,erns we �, "i�odR In ur " n'reans bodll In ur dlaabilit arty prevonted by Ittw, o►' athar'wina, from paying Y 1 Y Y j Y� y� such sums an the b�surt�d's �7altail, we will slcknsss or df:�neasn susEalr�c�d ray a person, refmbursa tiro Ingrrred for such sums. including death re3uliing from arty of kitaae at zany b. All �a manta at' roimbursemr�nts wa rr}aka far klmc. "�odlly injury" Inalutfos nlenta! angufslt of t Y t�ihor msnkal injury resin#ing from "bodily injury" drtma{tos laoaause ref juddnlents or yellietYrents wilt tea made in �,�. currency al the pravalifng �1� "Cavet'aye terrikory" irreans anywhorct in the world exaharlt�ie rate at rhea timo the ltlaurad becattte with tits sxceplfan at crny cavntry or Jurisdiction legally obfigakerd to pay rtuah sul��s, fill payments whlult is subject to trade or ether economic rianctitllt or rehYll�rirsemr�nte we make far nxpansas under or errthrtrga by thf� UnlYad Mates tiPAtYtat`ira. �uiiplorr�entetry payments wilt lie macro in iJ.u. �. "c;avorad auto" means only those "autos" to which raurr�ttey at ifto pravaUhtg exohangt� rate at the; ''undoriyint� fnsur�neo" aiapiles. lima the oxp©rtsc�s were incurred. �, "�nlployeo" ittcludes a "loasc�cf worker". "�'ml7loyee" e. �1►1y dlspul©s tar�tween ycu and us as to whether tipe�r t1a# inaludo n "kemporary worf�ai°', t174rf� Is caverag+r urtdar thta policy musk be filed �, "Cxecullve offlooi" means a percort holding any of in the 4nuris of tho United Slttlar3 of America ttte: offlaet` i�asltions emoted by your ohrar4er, (including ifs tc�rritorlas and po$sessiot�s), canstlfulian, bylFrws or any athc�►' sirYtllar gavcrrhing Can�lda at' fyuat'io Rlao. daocmtrJnt. d. �h ut cd rc� byrru'lnwfr'lly r�giulatlonernyorav a#her q° "hYrpaired praporty"� moans tatltiibie property, other q Than your praduc! or yaur work ,that cartttat he e�ovc�rntllenkal authority during rho pollay �arlod, usac{ pr Is leas uae;ful because: excopt for roduatlon ref the adgregata Ilm is due tc� paytllents of vlaims, judgt�nantr ar a. It tncorporakea "your produck" or "your work" that scrtli�tric�nta, is {grown or tttougt►t io be defeulive, deticicnt, F�aqure io rnainta.ln suof� anvoreage a�c�gttlrad by lnadc�quate or drinparcu a; or law, rc�qulatlan or other povoPnmr�nkal,r�ltfltorlty b. Yatr hravc� felled to fulitll the tortr►s of a cnntrttrk will not Invalidc�tc� fills fnaui'artce. I-IQwever, kits or agrac�trrent; lnsurrancn wHi apply as if lha rec{ulred vov�rdf#c� by law, regulation or otttHr gavernman#r�l authority wits In full e�ffarai, CU O(l D1 Q4 13 F'at1e � ti of 19 31' of 59 241 if suoh praparky ::art be raskared to u;�a by rho rtapah', i'®placement, �ldjusurtont ar rentavvl of "your pmduat" or "yourwark", nr your fulfilling khc� tcarms of tht� aantract yr t��rvement. �. "bisured contract" means; et, A cohtract for a laasr� vi ISrerniseas, i-iawaVar, Iftaf porfiott of khe avnitaak far � lease of premises t}tat inrfemnlfles erry person nr organization far datttr��c� by fire to prelnisas whllr� 1•vnled tip you ar ters7parnr{ly 000uplod by you with pnrrnlssivn of ttt€� awiter is nak an "insured aaEtiraaf"; h. A sidc�lractc n�rvdtnant; c. Any aasc�ntant nr Ilcencle �tjreta1t161tt, aXcn��iil. In aannvatir7n with oanstructican yr datt�oEVtlan pparatlons can of wlkitin �� teat of a raliraad; cl. An ttbliyatlan, as ratiuirect by ctrdlnancq, to indemnify a munlGipaiity, excopt in cok'rneGtfan with wont far a rnunicipaliky; o. An vl�vator matntenahce a�raamerit; P. 'i'hak park vt any aontrect ar ogroomerrl onkored inks, qs park +�f your buslnas, perk8lfhlhc� to the rants) yr tease, by you ar +xny of yaur "ctl'nplcryo®s", ctt' any "rautn". Mowavvr, such rcantract ar n>�raentant ahrall rlok l7c� ransldered an "htsuretl nantract" €o the extant Ehat it ablt�ales you ar shy at yaur "empipyaes" to ta�y Par 'property detYtago" to vny "auto" tdrttec� ar lattsed by you ar arty of yaur "smpiayeas". i3. Tttat part of any c�titc3r vvrltrant ar agreement pvliolnhtg to yaur business �Inciuding un It7derrtnlfiGallan vk a ►11unlalpaiity in oonn�ackion with wank performed far a munlgll>::tllty) unrlor which y�ut assuntE: lira tor# tiabtlily ai another perky to pay far "bodily Ic1}cry" vr' "Plrc,pai'ly dam�gca" ka ct third lacrsan ar aruaktl�vttan. Tort {lvbllity means a liability ihe�t would ken. imposed by low In the aE'bvt'ccv bf vny aantract yr EtgY��ilYt�nt. paractr�rpha i. a�ncl cJ, do not Include that part trf any rantract ar agreerYtent; �'4) �1'hak Indentnlilas a rttlirnad tar "bodily injury" sar "proporty rtumarta" arising auf of oanstruotian or t�etnafitican aparationc, wlthitt .ri0 feat of any rvtlraad prapatty and pifectinct any railroad bridge ar tre6tlt'a, tracks, raad� i�ads, lunitai, underpass ar Grosattt{�; (.�} ihak pert;�ins to k11r5 to�ata, lc�asa ar rental of an "ntgo" to you ar any Qf yaur "amplayeos", if rho "aura" Ira leaned, leased ar r®nted with � drivtar; or GU g� Ot CIS '13 (3) That hpldo v pfMrscan o►' r�rganizatlon Qngagnd In rho lausinasb of t►'�nspvrtlntt property by "auto" inr hire harmless iaY your use of a "aav+~lred sutra" ©oar a ranks ar territory that pparcaon car orflanlx�tlan !s authorized to nE�Yva by pu`nilc authority. '1 t). "t-e�eaCt wor{cHr" means a pvrsnn IDasad to yrau by � lubber laaaln� firm unciar an dgrdarnQnf belwoen yeti and the labor Ivasing firm, to pHrforrtl duties related to the aondlrat ai your business, "Legsod worker" dens nat Includa a "kQnrpvrary warkdr". ��,"ioadl►�g ar urlkradplg" means th4 handitnkl ar prnporty: u. Afler It ih moved frclYr► the Ialracv wrr�rb Il le accepted fur rntrvarnani Into or �ntv an aircraft, watararait ar "uukv"; b. Wltlic It 9s In ar on ttn aircraft, watercraft or "auto"; ar �:. Whim it is beihcd rnavatl from an atrGratt, wetarorail ar "auto" to khQ place; whranv it is flnrslly delivered; buk "taadlncd car unlacadlhg" clam hat Include llty rrtavcarnottt c>t proianrty by moans of �t rneaft�ttlnhl rlevlGa, ether thtatt .� ha►tc1 truck, that is net atkanhad to (ttca•r�irnreft, watercraft ar "ante". ��."Mobile er�tifpmvnt" moans any of the foticawln� types of lt�nd vehlal�t�, Ittrhiding ©hy attachr�d machinery gar' gctt►ipmont: a, t3uildazers, term machinery, forklifts and ath�r ventricles rtr�Al�nad far use princziprztty off pubilc: roaets; I�. Vehlcies rrtalntainat! far use eolefy en at' t�vxt to lararnlsas you awn or rant; G. VeEttola;l that trr�val nh nrewler traade; d. Vehicles, wttat}tar satf�prapcllad ar oat, rrtaintalnect prirnctriiy to laravlcica tnablltly to tx:rrrl�tnHntly mounkad: (�t] t'Uwur arenas, sltav©Is, ioaders, dl�gare ar d►'llis; ar (�J �aad cvnbtrt►G[lcart ar resurfacing equiprnank suoh as grrzdr�rs, scrraparg ar ratters; v. Vetticles trot described in paragraph a., ta., v. ar ct. attave that era net sail prapeilad and era rnaintainc�,i primarily to pravida ntakltlity to perrnanvntly atkatshed ogttlprnent of thn iailawing typr3e; Pale '18 t�f '1 p 32' of 59 241 ('fp t'<IY cotllpi'essors, pumps and ganarfttors, including spraying, weldlhg, building cloatting, f�ea}thysical Qxploratian, lightlrtg and wail sarvlcinc� c�qulpment; nr (�} C,horry plcicers and similar davk;as used to rYtl�a or lower warlcer�; f, Vehicles na( doegrit�ec# Irr Paracgruaptl a., 67., c, ar d. 4tf>ove rrtahlkninad prGt'trarlfy toi' purpose; ntltt�r than the krattspor#akion of parsons or ctargo, I-lo�lever, selP�prnpelivd vohloly$ with the following types aF parnlanontty atkached equipment are not 'h'<roblle c�cluiprraottt" Taut will Ise considered "stiles": (�f) Cqulpnlent designed primur�ily far: (a) �na�t renlavej; (h) fc�ad maintsnranoc, buk not canstrutatinn ar resurFacing; Qr (cj treat alartnfng; (�� t✓hrarry pickers and eimliat' dovh:eas Irtountad an atitatllabile nr trtaak chassis aixi asset to r�lsd or latest worlrctrc; rand (�) �,lr aatYrprp�eors, pumps and generators, Including spraying, wolding, buUdlny aie�nlny, gaopitysfcal axplarakltan, lightlny rand walk cervicincd egtllplr7enk. NaWovaC, "n�aVafl� �quipralent" do®a not btaludo land vohiolos khpk are subJect to a aatr�przlsory nr financial raspenalblllty law or ether motet v411iei4 lneuranc,a law whero it Is licensod or prihalSalEy garaged. 1_anct vaitlnles aubjoat ka q cctm}au�snry or financiral respansiF�llity iaw or ether inalcar vohicir� (hr7urrttit:q law Eirc3 uonsldarad "autos", �3,"C�ccurrance" means an acaidenf, fnciu�ilnf# cclntinuc�us ar raporltr�d oxpasurfl to subrtiClnklgily the same ffensrei hartrtful oandllions, '14, "Pcarsonai and ac�vertlsing Injury" means injury, including cgnseyuQntlrll "hadily 1itJrrry", arising auf of one or trots of the foilawin9 offonsas: n. p'taiso arre:rt, rtcttoillan ar imp►'Isnntrrent; b, kVtaliriau� pracrtcutlan; c. 'i'ita wrongful avicttian from, wrahtiCui entry Into, or irtvablon of thc� righk of prlvttko occupancy of a rnartt, dwoliinti nr pt'emis�as that a person ar;cupiea, comtrtiltsd by or• on bnitalf of ikrs yawner, Ictlldlard orleb}3ni; t#. C)ral nr written publiaatlart, ltt Cttty manner, of illErkcarla) khat slanders or libels a potash ar orc��lrtl�atlart ar dlspai`rarEert a person'e or rri'g�nizatloil's go©ds, products ar sarvicetl; o. Ureti or wrilkail pui�NCatlon, in any rnatmer, of material th;�t vial�ke� a poroon'a right of privacy; CU CtQ 01 0�4 13 i. The use of anQther's advorkising (rise it, your "advertisement"; ar g, Infrjnging upon anathor's eopyri�ht, h'�de tfreag or rringcrn in your "advartisat�•ronk' . 1d,"Pollukatlls" meran any Knlid, Ilqu(d, gaseous or 6hent�al Irrl#ant or cc�nlatninant, including srnalte, vapor, soak, f�tnt[iE3, €tolds, ailtalis, ahc�mlcals ant) wattle, Wasto includes mntoriais ko ha racyciacl, rnoenditiaried or ro�;laimazk. Ott;."t'otlu#iota castor rxpc�nse;" martns arty lass, cast or ax!?ener� arlsing ou# of any, s, f�ec{uost, dcmartd, order or statutory or regulatory rbgt�►iremont that any Insured nr othors kesk fnr, mahikc�r, Haan up, rarnavo, cr�niain, treat, datctxliy er neutralize, ar in any way losponcl kQ, or` assess the effocta of, "pailutants"; cat' h. Cl��im nr suit by ar on boitaif of sa gnvernrnentai �utharlty for dailtrtgoe ber�aUs¢ of krtrtthtg felt, moriitorind, cleaning up, rbrrtnving, cnrtkaining, tr®sting, detoxitying or neutralizing, or In any way rc;spondiirl ko, or essasslnq lira offectR af, °perllUlartts" '17."products-compleiad aperat+f7ns hazard°; a. InGlurkos all "hbt411y i►1Juty' and "prnperty dumggc�" occurring away tYan1 premises you own or rent sand ar{sing nttk of "your producE" or "year worst" r��aopt: (�) Preducte khat are skill in your phyaici�i ppsr3essictn; ai' (2) Wark khat hrxa nok yek boon completed or rabattdoned, ptawc�vnr, "your worl►" will bra denmarl trornpiatttd at fhe oarlf�st of #lta follcwine� tlrnes: (a) ,When rill of the work called for In your contract has bean oornplated. (h) Wltera ail of the work lr� ba dana ak th® Job elite has bean oornpfoteGl Ifyotli' cantrx�ot calls for Wark rtt I�tal'e than one Jab site, (c) When thak pars of litd want dana at a Jain site ilea been put to its intertdod uao by any person or ntganizatical7 olhar thatl ranntltQr cni7trarkar ar subs©ntractor wnri<itlg on iho Hama prctJeck. Warlc thak t�►ny nt�sd scarvicc�, maintenance, c:orrootlotl, rctpair or replacamvnt, but whio4t Is afhatwise camlalatt�, will bc� ireatad its , cotl•ipletcad, t�acto �17 of '1 g 33" of 59 b. (�at,s riot tnrluda "bodily InJury" ar "praparty daltt�rgb"arising out of; (9) The trartsportatiatt of proparky, uritass the inJury ar dan�rtg0 arlaes out of a �.andltlan in or on a vehiolo not owned ar operated by ytau, and Ebel raondltlon was croat�d ray the "loadlntd ar trnlaadinp" of Ebel vahtcic� by any htsurc�d; ar (2y Tho etxistanca of teals, uninstnflad equipment ar alaarrdanrsd ar unused matortafo. 'i U. "Praparfy dntnaga" means: a. f'itysfaal inJury ko trtngltale praparty, Irtcluding all rostrltirt� lass pf use at that praper'iy, Ali suah less of use shall be rteartted tc► oaaut� at k#te kinte of ttte� faftyslval inJury that G<tlrsed it; or b. Loss of u5o rtf fanc�lbla t►raperty that Is not physloaily injured. AH such loss of usQ sltall be deemed to occur at the time of thrJ "occurrence" fhnf aausad it, With respect td titer ownership, rne�lrttenanoa ar uga of "cavot'aet salsa", praparty dairtatle r�IHo Inatudc� "paNullon cost ar expense", but only to tits c�xtont that aQvarc�ge exists under Efta "underlying tnHurannc" or would have exlste�et but far• the oxhnustlan a(the underlying IEmits, �Qr the purpasas of thla insurance, with respect fa ether thin the awn©rship, rnnintenartae ar use of "covered a,utas", slac:trontc dater ie not langlblct property. A� usatf In title dnfinitfon, olectranio data tnean3 irrfarrnatiotti, feats ar pragramH stored as car an, orartted or ust3d on, ar transrnittoc� in ar from aot�rputer software r<inrlud►ttg syetcarltH and appitratlons sofiwaray, Eland or floppy disks, Gt�� RoiVis, t:ctpau, drlvas, cells, darn praerassin� daviro.; or any other madi� which ara usatl with eicotroniraiiycontroliod nqutpmottt. '1�."RotaUiect ItmfN' tttaans the available limits of "unciarlying insurance" sohaduled Irt t+ta Doclrzratians or the ''soli-Insura+:t refantton", wftlohavor �ppllea, , eta."5alf ht:lurctd rcttantlart" tYtaatts rho dollar amount (feted in fhe D�ol�trations that wit! E]a paid 17y rho Insured E7et'ore Ehiri insurance ISeoatnes applivahla only with respect to "occurrences" ar oflQnsos pat revered by the "undarlying irtsuranco". Tits "self.. insured r'etan[inn" doe; not apply tc� "Uccurrattces" ar offenses which would hnvo heart cavaract by "untiarly►ng Insuranoe" but for lfte c3xhausilan of appllcrtbte Ilrnitc. C;t] UQ Q'1 Q�t t $ 2't."suit" rt•rGr�ns rt c{vli pracc�arthtg in wltit:lt d�maf}cts i�et;�usa of "badlly InJury" "property dantogo" or "parsonttl a.nd a3dvartitring I►tJury" to whloh this insurattca zapptles era alleged. "Suit" Irtclttd+3a; a. An �trbltrattan praoeading in whlah suah damn®es area ulalmod and fo whlott ttte Insarreti must submit or does guhrnit with our consent; or 1>. Any other alterttativa dispute resalutian pracasdirtg in whlott such damages are, claimed �tnd ka whiult the Insuretrl sttbrnits with our consent ar the "uhdarlylnQ Insurer's" consent. '�2,"Tattaporary worker" means a parHort who is ftdri113hvd to you fa subsfikuta tar u perrnanottl "employee" an let�vo or to Wiest seasonal or shnrt� lens workload canditiarts. �3. "Ultimata rtet lass" preens the totrtf norm, after reduction for recovcarias or Halva,tt es aolieictibie, that the insured faPcomes leyaily obllgaled to l,�ay as damages by reason of settlement or Judatnants of any r�rf,�llratiott ar okhar sltemate dibput© mtaihad entered iota with our consrrnt or the "r.rnderlying Insurer'$" consent, ��, "tJrtderlying fttauranoe" means any policies of insurance Ilatad in the L�solar;:tfiana ands►' the Sahedule of "underlying insurance". �G, Underlying Insuretr morana any Insur'«r wire „ �, prav►das �tn~� pailoy of Insurance listed in the t3t;ltadulc� aP' urui�rrlytnc� ittsuranas". ��,"Valtinteer warlcat" rrtFaans a pat:son Whc► 18 Itbt yC7W' "employee", and who dant�tes iris ar bar wC�rk and cats at the direct[an cif ettd wllltltt the saatae ref duties determittad by you, ante{ is not paid a feje, salary or ether c�omlaattsatian by you or anyone cries for the3ir woric pgrtarmad for yatt, 27."Ybur X,rodurt"; a. MaAns; (�) Arty gaaela nt' products, ether titan real praparty, tttattufacturc�d, saint, hnnttled, dfstrlbuted ar- dlapased of fay; {nJ You; (ttJ c�tttars fraeting under your ttarno; ar (cJ A person ar organization Wh9so httslness r7t' �aacats you brava aaquh'Qd; snot (;2) �ontainera (otlt®1' ihatt veilcle}s), rnatarlals, purls or �oquiprnank ful�tishad bt cattnecttorr wifh Such goods arproduats. h"age;'ig of'(g 34' of 59 i�, h7cludes, (1 j Vltarranti�s or repres©nlakinn:� maraca �k any tlrnf� wlth resp�rl ko tha fitnasy, qut�lliy, durability, porf'Qrmar�ae �r use of "'your product"; and (2j Tl7o pravlding of a1' (allure tU provide warnings or instrucklon�, a. i.`laos nqk inalUdti vonciing rtt�aohina� or okhar iarop�rfy l'�l'rtect ka or' ioaated for tha use of okh�r� i�uk n�k �r�id. 2�. "four work"; a. {deans: ' (�t� War3t ar apcaratiar75 nerforr�►od iiY you rar on yraur I�ahalf; and (�j Maldl'lul�, ports or squlpment fur•nlshed In ��r�rmectlon with such work ar apr�r�tions, �ll UO U9 f1�1 'i3 f,, Inolrad�s� ¢�j W�rr�nfior; ut` r�prca���niatlrxns rnado al any Urne with raspaot fa fY�e fitnass, d�raiiky, durability, parf4rrrtancca ar tr:to o�''yaru' work' ; aiid (2i ih� prr�vfctli�g of: or' failure fo provide warnings nr' Jnstruntlo►�s. r� i17su�11oe SeNlres Offfc�s, lno., :�t112. I'aga � 9 bf '{ 9 t 35' of 59 Endorsement No, 6 Effective pate: OS 04 207.1 @7.2;0�, a,m, 5tandarci Time rrt li7e address of the Named Insured Polley Nurrrber: CP004S88-01-2021 Insured Name: Halt Services, Inc. Issuing Company: Axis 5ur�lus Insurance Company Additional (Return) Premium: ,� if the k'ndorsement Effectlue Dnte is blank, then the e/jectluc- date of tlrls t"ndorsement is the lnceptforr Dare of Ure: Prrltcy. � � E � - - � �; k. ,r � —..i. , � a ,�..: . 'This endorsement madlFies the: In consideration of the premium charged, it is agreed that; The persans or organizations listed below shall be considered an Additional Insured under this Policy, but only with respect tv liability arising out of the Covered operations shown in the Application ar any other Covered Operations added to the Policy by endorsement: '� Schedule of Addltiona Insureds; As recFulred by written contract in effect prior to any related Claim This endorserru�ant dogs not apply to the Addltinr-tal Insureds direct liability for Claim Expenses, Supplemental payments, Emergency Response Cysts or Loss arising cut of its awn conduct, activities, or designs. As respects the coverage afforded the Additional Insured, ibis insurance is primary and non-nontrihurory wham required by a written contract or written agreement executed prior to the eommencement of the Pollution Condition giving rise to a Claim rnadr� against the Adrlitianal Insured. When this insurance is primary and nan- contributary, our obligations are not affected by any other insuranc@ carried directly by such Additional Insured whether it is stated to be primary ar' exccsss coverage. Howrver, regardless of the provisions above: We wIH not extend any Insurance coverage to the Additional Insured person or organization: (1) That is not available to you under the terr��s of this Policy; or (2) ihat is broader than required by the written cantr7ct or written agreement referred to above, This endorsement does not increase the Company's I,Itnitw nl' Insurance as spncifilPd h7 the Declarations of the Policy, Ail other terms and conditions of thr. Policy shall apply and remain unchanged, CP Ob48 (Cd, t�4 �.6) Page 9. of :t 36" of 59 241 R R * j � *. � 1. j # 4 I. INSURING �GRELMENT ?� f II. SUPPLEMENTI�I_ P/�YMENTS � �! III, DEEINiTI(7NS `� '' i IV. LIMITS OF LIABILIT'( AND DEDUCTIpLE � V, NO'iICE and CLAIM PROVISIONS �� VI. EXCLUSIONS '!1 VII, CONDITIONS �-� ..� .�� 37` of 59 241 PLkA5E READ THIS POLICY CAR�f ULLY PROVISIONS AND RL'CLUIREMENTS CONTAINED IN HE POLICY SPECIFY WHAT 15 AND WHAT IS NOT COVEREtY RESTRICT COVERAGE, AND DESIGNATE YOUR RIGHTS ANG DUTIES, THE DETERMINATION OF WIiETHER PO®ILY 6h1lURY PROPERTY DAMAGE OR A POLLUTION Cf7NQITItiN tIAS OCCURRED DURING THE PCi�ICY PERIOD AND.O'1"HER POLICY PROVISIONS MAY_t3L bIFFC C'NT FROM OTHER POLICIES, Throughout this policy, the words "yau" and "yUut" refer to the Named Insured shaven an the Decfaratiot1s Page, and any other prrson ar organization qualifying as a Named Insured under Serkian !II aF this policy, Tlte: words "we", "us" and "our" refer to the Insarer providing this insurance, Other wards that appear in bald have special meaning. Refer to Section III, Deflnitiot�s. Your application for coverage Is the basis of this Policy and it is incorparatr:d in and constitutes a part of this Palir.y, A copy of your appllcatlan and any material provided with the applicatlan Is hereby deemed to be attached to the Policy as if physically attached. It is hrrriby agreed by all Insured thak the statements in the application are your representations, and this Palley Is issued in reliance upon the truth of such representations. in consideratlan of your payment of the premiun, charged and subject to all terms, exclusions and conditions of this Paiicy, we agree to provide coverage to yau as follows. We will pay on your behalf those sums In excess of the deductible and within the applicable Limits of Liability that you beeomP legally obligated to pay as Claim Expenses, Supplemental Payments, Emergency Response Costs or Lass because of F3adlly Injury or Property I]arnage caused by a Po{lotion Canrtitlan resulting fi-om, Coverage A. Covered Opet'etlans; Coveraie R; Composted Operatlans; Cove:r�fge C: Transportation; or Coverage D, Disposal of waste at a Non�Owned Disposal §its. The following insuring agreements apply to Coverages A thrattt;h D above:: 1. The Radily Injury or Proporty Damagw must be caused by a Pollution Condition that takes place during the Policy Period and within the caveragr: territory; 2. Progressive, Indivisible Bodily Injury ar Property Darttago over a pe;riad of days, weeks, months or longer caused by thr: satme, related, ar continuous Pollution Condition shall be deemed to have occurred only on the date of first expasuYe to such Pollution Condition. However, If the date of the first exposure Is before the inceptiotl date of the first Paiicy covering Contractors Pollution Llabllity Issued to yau by us, or if the date of the First exposure cannot be determined, but the pt'agt•ess(ve, indivisible Badi6y Injury or Property Damage continues to exist during the Paiicy Period, It will be deemed to have occurred only on the it�crptian date of the first Policy covering Contractors Pallutian (_lability Issued to you by us which is applicable to the Covered r�psratlons from which such Pattutlan Condition resulted; CP 0008 (Ed,�.11D) Includes capyr(glited tTiaterial of Insurance Services OFfice, Inc., with permission. Page 2 of 16 38" of 59 241 3. If khe same, related, or continuous Pollution Condition results in Bodily Injury or property I�arrtiage that takes place during the policy term of another l'oiicy issued by us to you providing substantially similar coverage as this Polley, then: a. All such bodily injury or Property 13amage shall he deemed to have taken place only during the first Policy in which r�ny of t,ic Bodily Injury or Property �aniage took place; and b. All damagrs arising from all such bodily Injury or Property Cramage shall be deemed to have arisen from one Poplution Condition and shall be subject to the terms and conditions of the Policy Hated above in paragraph 3.a. q, The amount that we will pay far Lass, Supptementai Pay►rents and Emergency Response Casts is limited as described in Section IV., LIMITS OC' LIAt31LITY AND IaLDUr�TIBLt?, and as stated on the t3eclaratians Page. iVotwithstandingtbe above, this insurance does not apply ea Claims based upon or arising out of any Cpaim or Lass covered, In whoir, ar in part, under any Insurance policy in farce prior to this Policy, A. We shall have the right and duty to assume the investigation, adjustment, defense, and settlement of any Claim to which this Policy applies, however: 1. Our right and duky to adjust, defend, and settle ends when the applicable Limits of Liability have been tendered into rourt ar exhausted by the payments of Loss, supple►rental Payments or Emergency Itaspanse Casts, 2. We shall lrtve no other obligation or liability to pay sums or perform e�cks ar services unless specifically described herein. B. if we defand you against a CRairn and an inderttnliee of you is also named as a party ko the Cialm due to your Covered �paerations that created a Papution Condptiart, we will defend lh�7t indernnitee only If ail of the following provisions are met; 1, The Clalrtt against the indemnitee seeks clamagc�s far whirh the named ensured has assumed the Ilabllfty of the indemnitee in a contract or agreement that is an Insured Corttrart; 2. This insurance applies to such Ipalaility assumed by khe fVamcd Insured; �. Thc� obligation to defend or the cost Uf the defense of that indemnitee has also been .assumed by the Famed Insured in the same Insured Contract; 4, The aliegatiotts in tl7e Clapr� and the Information we know about: the circumstances of the Clnprtt; are such that no canfllck appears to exist beiween your interest; and the interests of your h�dr:mnikee; atul CP 000� jEd.1� 10) Includes copyrighted material oaf Insurance Services Office, Inc., with permission. Rage 3 of 1Ei 39` of 59 241 5, The indemnitee; a, Agrees in writing to; (1) Cully cooperate with us in fire investigation, settlement ar defensc�� of the CdaErt�; (2) Immediately send us copies of any demands, notices, summonses ar legal pape►'s rereived in connection with the Cluim; (3} Notify any other Ensurer whose coverage is available to the indemnitee; (4} Cully cooperates with us with respect to coordinating other applicable insurance available to the Indemnitee; and b. Provides us with writCen authorization to: (1) Obtain all records and other information related to the Claim; (7.) Conduct and control the defense of the indernniiee in such Claim. As long as the above provisions are met, attorneys' fees incurred by us in the defense of tErat indemnitee, necessary litigation expenses incurred by us and necessary (itigatian expenses incurred by the indemnitee at our rectuest will be paid as Claim Expenses subject to the Limits of Liability and [�eductibie in Section IV, Our ahligatinn to defend your inderriniiee and to pay for attorneys' fees anti necessary litigation expF�r ryes as Claim Cxpense payments ends when a settlement has begirt reached ar the appiical�le fii'nits of Liability have heen paid, or if the conditions specified in the Insuring Agreement are no longer met. II. SUPPf.EMEf`�TP.L PAYMM;N`I'S We will pay, with respect to any Clairn against you covered uy this Policy that we inve5tlgate, adjust, defend, ar settle, the following: 1, All court costs taxed against you, These payments do not include attorneys' fees or attor'17eys' expenses taxed against the Insured ; 2, Prejudgment interest awarded against you on that part of the judgment we flay. If we make an offer to settle, ar pay the applieafale Limit of tlabiiity, we will not pay any prejudgment interest based on the period of tithe after the offer; 3. AN interest on the full amount of any judgment that accrues after entry of the judgment and befar°e we have paid, offered to pay or deposited in court the part of the judgment that Is within the applicable Limit of Liability; 4. All reasonable expenses incurred by you at our request to assist us in the invesi:lgatinn ar defense of the Claim, including actual lass of earnings up to a maximum of a500 a day. A. Autarnobile means a land motor vehic:ie, van, truck, trailer orsemi-trailer designed far tr°oval on public roads, including any machinery or' apparatus attached thereto, Encludes copyrighted material of Insurance �erviccs ©fficr., hie., with permission, CP 000� (Ed.111(?} i'agr 4 of 1fi 4D' or 59 241 �, �ociily InJury means physical in)ury, sickness or disease, sustained by any person, Induding the death resulting thcrrefrom, and including mental anguish or emotional distress, C, Ciainy means any written demand received by an insured alleging liability, ar respansiblllty, on the part of an insured due to a Pollution Conriition resulting from Covered Ciperatlons, Completed d�pe1'ations, Transportation, or disposal of waste at a Non�Owned Disposal Site. D, Claim Expense means: 9, Fees charged by any attorney designated by us In the investigation and defense of a Claim; 2. other fogs, costs and expenses resulting from the investigation, ad)ustrnent, defense and settlement of a Claim, if Incurred by us or our designees, or with our varitten consent prior to the expenditure by an Instated. Ciafrn hxpense does eat include the salaries or expenses of our regular empinyees, or officials, or expenses of our adjusters. E. Cleat7up Casts means reasonable and necessary expenses incurred, with our prier written permission, in the investigation, removal, rnmcdiation, neutralizatio►7 or immohiiixation of contaminated soli, surface water, Uraundwater, or ether contamination: �„ To the extant required by Fnviranmental Laws, or spcciflcally mandated by court order, the governrtaent ar any palikical subdivision of thca United States of America or at}y state ar any municipal(ty thereof, or Canada or any province thereof; or z. Which have been actually Incurred by the government ar any political subdivision of the United States of America nr any state thereof, or Canada or any province thereof'. Cleanup Costs include Restoration Casts. E. Completed operations means Covered Operations thak are completed. Completed Ciperations do not include Covered (3perations that have been abandoned ar• terminated. Covered Operations will be drr�nterl as Completed Ctperatlons at the earliest of the following times; 1. When all the Covered Ctperatfans called for in the contract have been completed; z. When ail the Covered Operations to bP done atone nr mare sites have been completed if the contract calls for Cav®red Operations at more than bee site; 3. When the part of the Cauered Operations p@rformed by thr, Insured has been put to its intended use by any person, car organization, other khan another contractor or subcontractor worming on the same project. Work that may need further it�alntenance, service, replacement, correotlan, ar repair, but which were otherwise contractu�711y cnmpleted, or put ko its intended use, will be treated as Completed Operations, CP U003 (kr1.1110) includes copyrighted material of Insurance Services office, inc., with perrnissian. Page 5 of 1fi 41`of59 24t G. Covered Operations means those activities or operatinrts Shawn on the Application conducted by you or on your behalf' 6y othors for whor�i you are legally responsible. Fi. Emergency fiespanse Ccssts mean the reasonable and necessary casts incurred by an Insured to avoid, prevent, or contain an imminent and substantial endangerment to the public health ar welfare ar the envlronrrcant within the first ninety-six (36j hours of the carnmencerrent of a Pollution Condition. Yau will natify us in writing and as seen as practicable of incr.+rring Emergency f~;e5yibnse Casts. I. Errviranmental laws means any federal, state, pravir7ciai ar• Iacal laws (including, but eat limited to statutes, skandards, rules, regulations, ordinances, governmental, judicial, car administrative orders and directivesj that are applicable to a Foliation Condikion. J. Insured means; 1, The Named Insured; 2, � client for whom you perform or have perfoi'meci Cav®rod dperations, but only. a. With respect to the client's vicarious liability rrrsulting fi an your Covered Operat[�ns; and b. if you are required to include the client as an Insured 6i a written contract ar agreement in effect during the Policy Period and signed by you prier to eommencement of any associaked Foliation Condition; 3, Any cun-ent ar fanner principal, partner, officer, direr,lar, or employee while acting within the Scapa of the(r employment or written agre:ernent; 4. The heirs, executors, administrators, assigns and legs) representatives of the Named insured in the event of death, incapacity, ar bankruptcy, but anlywith respect to liability arisini; o+at: of Covered ®peraiians rendered on the Named Insured's behalf prier ka death, incapacity or' bankruptcy; ,, Any Leased Worker performing Covered Operations on behalf of and under supervision of a Named Insured; 6. A joint venture to which a Named Insured is a party, but only Co the extent the joint venture's legal liability arises out of the flamed insured's perForntance of Covered Operations under any such jointventurr.; 7. Any subsidiary, assorfatrd, affiliated or allied company or corporation, including subsidiaries thereof, of which you have more than 50% ownership Intrrest at the Inception of the Policy Period, �. Any organization you newly acquire or form, otf•rer than a partnership, joint venture or limited liability company, and over which you maintain awnershlp or majority interest, will civalify as a Named Insured if fhere is no other similar insurance available to that orgarrizatian, However; CP Otap3 jEd,11 10j Includes copyrifhted rnater'lal of Insurance Services Gffice, Inr.,, with permission. Page 6 of 16 42' of 59 241 a, Coverage under this prevision is affordErd only until the 60rh day r+fter you acr�ulr� or form the organization nr the end of Policy Period, whichever is earlier; and b. Coverage under tf7is policy does not apply to Bodily Injury or Property 17arnaga that occurred before you arr{uired or formed tl�e organization; 5. Any person or organizatiart that has at feast a 50% controlling interest in you buk only with respect to Bodily Injury or IPrapr3rty Damage arising out of their financial control of you, No parson ar organization is an insured with respect to the conduet of any current or past partnership, joint venture ar limited ilabillty company that is nok shown as a named insured on the i7eclarations Paf;e. The definition of Insured can tie either singular or plural in meaning. K. insured Contract means that the part of any written contract or agrraoment In which you assume the tort liability of your client to pay for coi°rrpensatory damages for I�ad11y Injury or property Damage l'o a third person or entity, provided that you sign said written contract or written agreement prior to any associated Bodily injury or Eroperty t�amage. Tort liability means a liability that would he imposed by law in the absence of any contrart ar agreement. t, insurer means the company providinb the insurance as shown on the peclaratlans Page. M, feased ►fUarker means a person leased to you ley a lobar icasing firm undnr an agrenn`♦ent between you and the lobar leasing firm to perform dutir�s related to Covered Operations, Completed Operatirns, Transportation or disposal of waste at a Nan�Owned pi§posal Site, N. toss means monetary judgment, award or settlement of compensatory damages arfshig from Bodily injury or Prap@rty iiamage, O. Mold means any superficial growth produced on damp or decaying organic matter or on living organisms, and fungus that produces Mold. Fungus may h�clude any Form ar type of mold, mushroom, mildew, other fungal structure, mycotoxins, allergenic proteins or other subskanees, or gasses, produced by or arising out of Mold, rnushroorn, mildew, or other fungal structure. P, Narned Insured means the persons) ar entity(iesj designated on the i�eclarations Pa f;e. q. Natural Ftesaurce Damage means the physical injury Co, or- the cfastructlon of, including the resulting loss of use or loss of value of, I��nd, fish, wildlife, biota, air, water, groundwater, drinking water supplies, and ocher such resources belonging to, managed by, held in trust by, appertain(ng to, or otherwise controlled by the United States of America {including the resources of the fishery canservatlon zone established by l'he Magnuson -Stevens Fishery Conservation and Management Act (1G U.S.C. 1801 et seq,j, any state or local government, any Indian Lrlbe, ar if such resources are subjer:k to a trust restriction on alienation, any member of an Indian fir{be, R. Non Owned Disposal Site moans a site that has not at any thee, bec•�I7 owned or operated in whale or in part by any Insurod, and that accept-s, or has accepted durinf; tho Policy Pnrtad waste derived from the Insured's Covered Operations; provided that the Non -Owned f�isposai 51te. CP 0003 (kd."t110} Includes copyrighted material of Insurance Services Office, hie,, with permission. Page 7 of 16 43' of 59 'L41 1, Is properly permitted ar7d licensed by applicable agencies or regulatory bodies to accept the fnssared's waste at thr> lime it is or was consigned or dc:llvered to said facility; 2. Is not, ar was not, owned nr operated by any parson, corporation, or un(ncorporated assoclatlnn that was in bankruptcy at lire time of its receipt of waste for dlspnsal; 3. Has not, at any time prior to the inception date of this Policy, been Identified on the USEPIt NPI. list or functional equivalent of those listings by any other agencies nr regulatory bodies, S. Nuclear Facility means a situ where a nuclear reactor is or was located, or where nuclear or radioactive materials or na►clear waste is or was used, disposed of, stored, nr processed. Nuclear Facility shall also include locations a#higher than ambient levels of radioactive activity including naturally occurrint; materials, T, Policy Pentad means the period set i'arth on the Declarations Page, or any shorter period arising as a rcasult of termination ar cancellation of this Policy. LI, Pollutant means any solid, liquid, i;aseous or thermal Irritant or contaminant, Including smoke, soot, vapors, furraes, acids, alkalis, chemicalsF hazardous substances, hazardous materials, waste materials, at levels in excess of those naturally accurrh�g. Pollutant Includes I'�old. V, Pollution [nndition irarans the discharge, dispersal, release, or escape of any Pollutant into or upar► land, or any structaare on land, the atmosphere, or any watercourse or water body, provided such conditions are not naturally present in the environment in the concentrations or amounts discovered. W. Property C7�anage.►neans; :l. Physical injury to nr dest.ruction of tangible property, including the resatltini; lass of use thereof; 2. Loss of use of tangible property that has net been physically Injured or destroyed; 3. Cleanup Cnsts; and 4. Natural Resource tiamage(s). Property i�arraagaa door not Include dar�nage to Covered Operations by you. X. Restoration Casts mean reasanahl+? and necessary costs incurred by you with our prior written consent, which consent shall not be unreasonab{y withheld, to repair, replace, or restore real ur personal property to substantially the same condition as it was prior to being damaged during work performed in the course of incurring Cleanup costs or Cmergency Response Casts, Restoration Costs shall not exceed the value of the property and da not include irnpa'ovements ar betterments. Y, Supplerraenta4 Payments means those payments defined in Suction II of this Policy. Z. Transportation means movema�nt via automobile or watercraft, by ar on behalf of an Insured, af' waste derived Exam Covert'd Operations ar materials relatcci to Covered Operations, including t17e loading anti unloading of such waste ar�d traaterial, provided that such movement is; 1. Within the boundaries ai' the locations when. hovered Operatinns are being performed; or Includes copyrighted material of Ensrarance Services Office, Inc., with permission, CP 000� (Ed,1'11Q) Page 8 of 16 44' of 59 241 2. Ta or from locations where Covered Qperati�prts arF being performed; or 3. From a location where Cavererl Operations are being performed directly to a IVon-Owned Disposal Site, lV. 1,IiVi1TS Oh LIAf31LITY AND DE67UCi'IRLE 'I"he Limits of Liability shown an thr Declarations Page, item 3, and described itereln, are fihe maximum amount of coverage provided by this Polley, regardless of the number of the insured, Claims, or individuals or entities submitting Claims. One or more Clairrts arising out of a single Pollution Condition, ar from a series of related Pollution Conditions, shall be treated as a slrtgle Claim, and shall be subJect to the Limits of Liability as described below and shall have only one deductible. A. Aggregate Limit df Liability —Each Policy Period The Agfregate Limit of Liability spawn on the Declarations Page, item 3, Is the moll that we will pay forthe sum of al! Loss, Supplemental Payments and Emergency Response Costs for ail Coverages A through D, t7nce the Aggregate Limit of Liability has been exhausted, we shall it�ve no responsibility to continue to defend any Claims, or incur or pay any Claim Expenses, Supplemental Payr»enls, Emergency Respaise Casts or Loss, 6. Each Clalrrt Limit of Liability Subject to Paragraph A above, our Miablllty shown on the ieclarations Page, Item 3, as the Each Claim i_imit of Liability Is the mast that we will pay For the sum of all Loss, Supplemental Payments and Ertitergency Response Crrsts far cdaverages A through D arising from the same, cant(r7uaus, repeated, ar rel�rled Pollution Crsndltions, t7ncc� the Each Claim Limit of Liability Itas been exhausted, we shall have no responsibility to continue l'a defend the Claim, or incur or pay any ClalrYr Expenses, Supplemental Payrvtents, Emergency Response Costs or Loss related to that Clairrr. C. deductible T'he Each Claim Deductlbfe amount shaven on the Declarations Page, Item 4, shall bW paid by tl7e iVamed Insured and shall be applicable for each Loss, Supplemental Payments and Emergency Response Cost arising from the same, continuous, repeatrd, or relatt?d Pollution Gondltian. The Each Claire Lirrrit caf i_iabiilly shall apply in excess of thc� Deductible. We may from time to tit»e and at our sale discretion advance payment for Lass, Supplemental Payments and Emergency Response Cost within tits Deduetlblr,. You shalt promptly reirnhurse us for advancing any portion that we pay within your DeclucLlhle. Ci. Claim Expense Claim Expenses da nal reduce the Limit of Liability and are not subjc�rl to the feductible. Includes copyrighted material of insurance Services Office, lnc., with permission. CP C1p03 (Ed.11 10j Page � of 1G 45` of 59 241 Any insurance afforded your client or indernnitee under the terms and conditions of this Policy will be limited to the lesser of the amount of liability required by an Insured Contract, ar the I -units of Liability under this Poiic;y. In no evenC will we be liable for any amounts in excess of the Limits of Liability shown on the peclrarations Page• V. NC3TICE and CLAIM PRC►VI�It�NS No costs, charges or related exper�rse(s) for which the Insured Is seeking reimbursement under this Policy shall be Incurred by the insured wlthout notice to us as requlrnd fly this section and without our written consent, which shall net be unreasonably wit}theld or dented. All Notices under this Policy $hall be sent to us at the address set Earth in Item 8 of the I]eclaratlans Page, A. �atice of Clalrn In the event of a Claint, you 5ltall glue written notice to us as soon as possible, Your written notice shall furnish reasonably obtainable particulars with respect to: 1. The time, place and explanation of thc� f'oliutian Conditian including how and when you first became aware of the Pollution Condition and any associated Clalm; 2. The names and addresses of any injured parties, and of available wEtn�ses; 3. Any and al! investigative ar engineering reports, data nr information about the pollution Condition or Loss; r�, Copies of any relevant contracts between you and your client relative to your Covered C`per�tions; S. Any and all other relevant information about the Claim; 6, Any notice, scrmmons, complaint, order or other derrranrl received by you ar your representatives. s3, iVatice of grnergency Response Costs You sha11 notify us, in writing, as soon as practicable but no later Phan 7 days after incurring Errtergertcy Response Costs, All inforrnatian related to the cause and location of the Pollutian Conditian involved and a detailed desa-iptian of the circumstances that triggered the need for your perforrrrance of ernergenGy response activities shall be submitted to us. Your documentation of the Prnergency Response Costs you incur and the associated Pviltatlon Condition shall include as much detail es may br, available, Including field notes, laboratory data, expert reports, technical reports, invoices, regr.datary communications, and any other related documents or information. Yau shall E�rovide us witfr all documentation described here(n, as soon as practicable from tine commencement of a Pollution Condition for which the Emergency Responses Casts have been ineurred. CP UUU3 (Ed,1:t 10) includes copyrighted ntaterlal of insurance Services Office, Inc„ with permission, Page 1,0 of 1fi 4G' of 59 241 C. 5electlon of pefense Counsel 1, We shah have the right t;a select Icg,,l cnunsrl to represent the Insured far the investigation, adjustment, defense, and settlement of any Claim covered under this Paiicy. 2. In thr� event an Insured is entitled, bylaw, to select independent counsel to oversee thr, defense of a CSalm at the Insurer's expense, the attorneys fees and all other litigation expenses we must pay to that counsel are limped to the rates actually paid to counsel retained in the ardinary course of business In the defens,: of sirnllar Cia}nts in the community where the Claim arose or is being defended. fecal defense expenses for an independent counsel shall redure the Limits of Liablilty identified on the declarations Page. 3. Additionally, we may r�xorcise the right to require that such counsel have certain minimum quaiif ications w{th respect to their legal competency including expr;rlence in defending Claims similar to the one pending against an Insured and to requh•e such counse! to have errors and omissions insurance coverage. The Insured agrees that such counsel will respond to our request for Information regarding the Claim In a timely manner. Furti7ermare, an Insured may at any time, by its signed consent, waive its right to select independent counsel, The Insured shall eat admit liability, negotiate ar settle any Claim without nur written consent. If wa. recommend a reasonable settf�ment of a Claim, the insured sha11 have the apportunity to corteur; such concurrence wIH not be unreasonably withheld. if we recommend a reasonable settlement of a Glaln� for an amount that is acceptable to the claimant, and: 1. for an amount within the Deductlbla and you refuse to concur with such reasonable settlement then, we shall eat be liable for any Loss, Supplemental Payments or Emergency Response Costs In excess of the Deductible; or 2. the Insured refuses to consent to such reasonable settlement within the Limits of Liatailiry of this Policy recommended by us and acceptabie to the claimant, our duty to defend and incur Claim Expense on behalf of the Insured sha11 then curia, and the Insured shall thereafter have the duty to defend such Claim r,t its own expense, and our liability for' i,o9s, Supplemental Payments and Emergency Response Costs shall not exceed the amount, less the remaining Deductible, for which the Claim could have been settled if the Insured had consr:nted to the recommended settlement. M "Phis Polley does not apply to Loss, Claire Expenses, Supplemental Payments ar Emergency Response Costs based upon ar arishig out af: P,. A E�nllution Condition existing prior to the inception data of the Policy causal by Covered Cyperatlons, �Gompleted Operatlnns, Transportation or disposal of waste at a Ilan -Owned pisposaE Site performed by or' on brahalf of the Insured, ur arising out of any resumption, chance, or continuatlan of such Pollution Condition, if any responsible Insured (induding principal, parhter, director, officer, or employee with responslbllity for environmental affairs, legal affairs or risk management) knew, or reasonably r:ould have foreseen, prior to the Policy Period that such Pollution Condition could give rise to a Claim; CP QQD� (Ed.11 1�) Inaiudes copyrighted rnaterfal of Insurance Services Crf�fice, Inc„ tivith perrttission. Page 11 of 9.6 47" of 59 241 R, Any dishonest, fraudulent, criminal, or rnaliciaus act, attar or omission, or those of a Knowingly wrongful nature, or thr, intentional, willful or de►iterate non-compliance with any statute, regulation, ardlr�ance, administrative corlfplaint, notice of violation, notice letter, executive order, or instructlan of any governmental agency or body at the direction of fire Insured, except that this exclusion will eat apply to an Insured who did eat commit, parl'icipaCe in, or have I<nawledge of any of thr. acts described; C. A Claim made by an Insured against any other Insured, however, this excluslon does not apply for those whom you have agreed to indemnify under an insured Contract or agreemert; q, Any obligation of the insured which could have been brought in whole ar In part under a worker's compensation, disability beneflts, or unemployment compensation law, or any similar law; E. Liatility of others assumed by an insured under any contract or agrrernent; however this excluslon shall not apply to an Insured Contract or liability that would have attached to an insured by operation of law in the absence or such contract or agreement; F. Fines, penalties, punitive damages, multiple damages; this exclusion shall not apply to punitive damages where such coverage (s allowable ty law; G. Goods ar products designed, manufactured, sold, handled, distributed, o:• suppiled by the Insured or by others trading under its name, ar under license from an insured, unless Installed as part of Covered Operations; H. Employers liatility due to an injury to any empinyec, contract employee a' Leased Worker of an 6nsurad if such Injury or:curs during, and in the course of employment, ar due: to an injury to the spouse, child, parent, brother or sister of any employee, contract employee or Leased Worker of an Insured as a ransequence of employment, ar tb any abligatlon of an i'nsrrred I'ar indc�rnnity or contribution to another tecause of Eiodily injury arising out of injury in the course of employment. This axe►usion does not apply to IIa1.7ilEty assumed by an Insured under an Insured Contract provided that the bodily injury arisr�s out of a Pollution Condition, and the. Rodfly Injury does not arise due to any negligence of the client; 1. Any consequence, whether direct ar indirect, of war, invasion, act of foreign enemy, hostilities (whether war be declared or notj, civil war, rebellion, revolution, insurrectlan or military or usurprsd power, strike, riot or civ{I oommatlon; 1. The ownership, entrustment, maintenance, use, operation, loading or unloading of any Automobile, aircraft, watercraft, vessel or rvflir'rg stack toyond the boundaries of the site at which the Covered i]perat{ens are being conducted except this exclusion shall not, apply as provided for under Coverage Part C, Transportation; li. Any loc�atlan owned, leased, rented, used or occupied by an Insured; howevr�r, this exclusion does not apply to Emergency Response Costs for anon -owned property used during the course of Covered C7peratlons; L. fVuCiear reaction, radiation or c;ontarnination, render any circumstances and regardless of cause within or originating from a IVuafear facility; M. The rendering af, or the failure to render professional services ty an Insured, including, but not limited to. Includes copyrighted material of insurance Services Office, Inc., with permission, CP 0003 (Ed.1110) page 12 of 1.6 A8" of 59 241 i. The preparation or approval of maps, drawings, opinions, reports, surveys, change orders, designs, or specifications; assessment work, remedy selection, site maintenance, nquipn7c?nt selection; 2. Supervisory, construction management, inspection ar' engineering services; 3. Recommendations, opinions, and st10 Vr,les rendered for architectural, consulting, design, and engineering work, A. Action Against the company; 1, No action will lie against us unless, as a condition precedent thereto, there has been fu11 compliance with all of the terms of this Policy by all the Insured, nor until the amount of the insured's obligation to pay has been fully determined either by judgment or award against the Insured after actual trial or arbitration or by written agreement among the Insured, the claimant and us, Any person or Organization, or the legal representative thereof, who has secured such judgment or written agreement, will thereafter be entitled to recover under this Policy to the extent of the insurance afforded by this Policy. Z. No person or organization wiN have any right under this policy to jnin us as a party to any action against the Insured to determine the insured's liability, nor will we be impeaded by the Insured or the insured's legal representative. �. Assignment: Th(s Policy may not be assigned without our prior written consent. Assignment of Interest under this Policy shall not Who us until written consent is endorsed hereon. �. Audbt and Inspection; Solely for our benefit, we may examine, audit, monitor or inspect your bunks, records and operations at any time during the Policy Period or within three years after the termination of this Policy as far as they relate to the subject matter of this Policy. Neither our right to Inspect your operations, nor the actual undertaking thereof, nor any report thereon shall constitute an undertaking designed to determine or warrant that your operations or any associated properties are safe, healthful or in conformance with any applicable regulations. �. Authorization; The Named Insured is responsible: for assurance Of payment Of all premiums and deductibles, The IUartaed Insured will have exclusive authority to act on behalf of all the other Insured with respect to providing and receiving notices of cancellation or nonrenewal and receiving any return premium. in the event of a disagreement between any of the Insured, the Named Insured will have exclusive authority to act on behalf of all other Insured with respect to negotlation of settlements and the decision to appeal or not to appeal any judgment. E, Bankruptcy: The bankruptcy or insolvency of the Insured or insured's estate will not relieve us of our obHgatian under this insurance, However, this insurance will eat apply tO liability directly or Indirectly due to such bankruptcy, Insolvency, receivership or subsequent liquidation Includes copyrighted material of Insurance 5c�rvices office, Inc., with permission. Page 13 of 16 49' of 59 241 F. Cancellation and Ngnrenewa{; 1. Cancellation a. The Named insured may r.ancel this Policy by rYtailint; or delivering written notice of car►collation to us or our authorized representative, at the address shown on Item 8 of the Declarations Page of this Policy. Such notice of cancellation will state the effective date of cancellation or, if no effective date is stated, the effective date of cancellation shall be thirty (30) days after receipt of notice. The Policy Period will end on that date. may cancel this Policy by mailing or delivering to the Named Insured wriiCen notice of cancellation at least: (�.) 'Con (�.0) days before the effective date of cancellatfan if we cancel for nonpayment of premium; (Z] Thirty (30) days before the effective date of eancellatfon if we cancel far any ether mason. c. If this Policy is cancelled, we will send the Named Insures# any premium refund due. If we cancel, the refund will be the pro rate unearned a►mount of the annual premium. If the Na►ned Insured caneels, tt�e refund, if any, will be the pro rate unearned amount of the annual premium calculated at the customary short rate. Return of premium to the Named Insured is not a condEClan precedent to cancellation. d. We will mail ar deliver the notice to tl7e address stated in Item �., qn the Declarations Page. e. if the notice of cancellation is r•nailed, proof of mailing will he sufficient proof of notice, Delivery of the notice will be the same as mailing. 2. NonrQnewal We may elect not to renew this Policy by mailing or delivering written notice of nonrenewai to the Named Insured at the address shown on the Declarations Page of this Policy. We wEll mall or deliver the notice at feast thirty (30) days before the expiration of the Policy. If notice of nonrenewai fs mailed, proof of mailing will be sufficient proof of notice, Delivery of the notice wit! bey the same as mailfnf;. G, Changes: Notice to any laroker, or knowledge possessed by any broker, ar by any other person, shall nut affect a waiver or change in any part of this Policy, or stop us from asserting any right under the terms of Ibis Policy. The tcarms of this Paiicy shall not be walvc:d or changed, except by Frtdarsement. H. Choice of I.aw: If a dispute arises over the meaning, irzterpretatlan or operation of any term, condition, definition or provision of this Policy, you and we agree that the substantive law of the State of New York shall apply, ret;ardiess of the choice of law ar• canfiiets of law principles. in thc� event that an Insured and wr. ogres to resolve a dispute by arbitration, the Commercial Arbitration rules of Cho American Arhitrakion Association shall apply. I. Cooperation: The Insured agrees to assist and cooperate in Che fulfillntient of the Policy's Corms, including the investigation, adjusfmc:nt, defense or seCClement of Clainti(s). Includes copyrighted material of►nsurance Servlres Clffice, Inc., with pern�isslon. CP 0003 (C:d.1J.:t0) Page 14 of 1G 50" of 59 241 J, dither Instaranca: Where other Insurance maybe available for a Claim, Claim Expense, boss, ar Emergency Response Cost covered under this PoIIGy, the Insured shall prorvrgtly upon our request, provide us with copies of all such policies. if ether valid and collectible insurance is available to the insured or your indemniters far a Claim, Clafm Expense, Loss, or Emergency Response Cost covered by this Policy, our ab{Igatlons are limited as follows: 1, Except as set forth in Paragraph 3 below, tills h7suranre Is primary, and our obligat:lons are eat affected unless any of the csther insurances is also primary. In that case, we will share with all such other insurance by the method described in Paragraph 2 below. 2. If all of tl7e other Insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes oqual amounts until it has paid its applicable Limit of Liability or no Claim Expense, Loss, or Emergency Response Costs rernain, whichever comes first. If any of the other Insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable Limit of Liability to the total applicable limits of liability of all Insurers, 3, This insurance is excess where an insured ar your indemnitee is an insured an a pollution or other liability policy for any Covered Operations, Completed Operations, Transportation or disposal In a NowOwned Disposal Site and the policy applies to a specific project or Job site. We will pay only the: share of the amount of Claim, Claim Expense, loss, or Emergency Response Cost, If any, that exceeds the total amount of all such other valid insurance, IG Represeritatlans: By accepting this Policy, tfre Named Insured agrees; J.. The statements made and informatior contained in the application for this insurance furnished to us ere true, accurate and eor7ipleto; 2. Thasc3 statements furnished are representations the Nomad insured made to us on behalf of ail thr.lnsured; 3. 't'hase representations are a rnaterial Inducer-nent to us to Issue i:his Policy; 4, Wa hour? Issued this Policy in reliance upon those representatior•fs; 5. This Policy embodies all agr'eor•rtenes exist€ng betwLen the Insured and us or any of its agents relating to this insurarce; G, Tf10 Insurer) has and will provide true, accurate and complete Information with regard to auclils, Clahrrs, and assessments as required by us; 7, The application, including any attachments, and ail other information and materials submitted by or on behalf of the insured to us in connection with our underwriting this Policy, will be kept an file by us, deemed attached to this Palley as If physically attached to it and shall become Incorporated In and constitute a part aF this Policy; 8. If your reprt�sontattons or such information are not true, accurate: and complete, the coverage provided to you by i:his Policy shall be null and void €n Its entirety and we shall have na liability hereunder. Includes ropyrighted material of Insurance Services Office, Inc,, with permission. CP CIOCl3 (C:d,].:t J0) Page 35 of't(� 51"of59 241 I.. SQparatian of the Insured; Except with respect to the Lirnits of Liability, and any rights or duties specifically assigned to the tirsc IVarred Insured, this insurance applies; i. As 1F car:h blamed insured were the only Named tnsured; and 2. 5eparatefy to each Insured against wham a Maim is made. Misrepresentaklon, concealment, breach of condition or violation of any duly under this Policy by one Insured shall eat preJudiee the interest of coverage of another Insured under this Paifey. M. Subrogation: if we make a payment under this Policy, we shall be subragated to all the Insureds' rights of recovery agalnsk any person ar organization, Tire Insured shall cooperate with us and do whatever is necessary to secure these rights. The insured shall do nothing ak any time to waive or prejudlca sueh rights. We shalt not exercise any such right against any persons or entities described as an Insut'ed In Section 111, DCf�iNITlONS of this Policy If and to the extent you hove agreed to valve your right of recovery of subrogation agah�st such person or entity in a written contract you have signed prior to the first commenrement of a Pollution Cartditlon out of which an associated Claim arises. All recoveries obtained ti7rough subrogation shall be applied equally towards your Deductible and our costs with any rPmalning balance payable* to us. N, territory; 7'he Insurance afforded icy this Policy applies wariciwide, Where Claims are brought ar made outside of the United States of America and its territories and possessions, P�rerto Rico, or Canada, the following additional provisions apply; 1. We shall have the right but not the duty to investigate, defend or sFStkle any such Claims brought against an insured; �" If we elect not to Investigate, defend or settle any such Claim, the: insured shall, under our supervision, arrange far such investigation and defense thereof as is reasonably necessary and subjert to our prior authcirization, shall effect suet► settlement thereof as we and an Insured deem expedient; 3, We will reimburse the Insured far the reasonak7le cost of such investigation and defense and the amount of any settlement or judgment in excess of the Deductible amount stated on tire. Declarations Pale, all subject to and within the Limits of Liability stated on the Cteclarallons Page; and 4, Such r'ehnbursement shall be made in United States currency at the rate of exchange prevailing on the date the judgment is rendared or the data that khe amount of the settlement is agreed upon or the date expenditure is made. Dnce our Lirnit of Liability is reached at the: United States currency exchan(;e rate, we will have no duty to further investigate, defend, ar settle any such Claim, END OF 5k:CTtC]N Includes copyrighked material of Insurance Services Office, Inc., with perndssion. RagP.16 of th 52" of 59 241 Endorsc�mrnt Na. 5 Effective Date: oil U�4�?0?:lCua12:01 a.m. Standard'I ime at the address of the Narned Insured Policy Number: CP0045�R-01�202� Insured Narne;Holl Services, Inr.. Issuing Company; AXIS Sur'plu5_Insurance Com�anV Additional (Return) Premium: Ij the Endorsement Effective Date !s blank, then the efjective date of this Endnrsel»enr Is fhe. Inception t)ate of fire Polley. 1 y _ III j w� �� r This endorsement madiFles the: C01VTRdtC`€FRS POLLUTIt�N L[ADILi'Tl' PtJL1CY PRi]fES510NAL LIABILITY COVERAGE SCMEDUE.E a Each Cla%rn Limit of Liability®Coverage E ,�,2,000,000 Aggregate Sub -Limit of I_lablilty— Coverage E $2,Q{70,000 -� Each Claim Deductible —Coverage E � $25,000 �� �� t�etroactivo Late — Coverage E Ot�J04J202�. It Is agreed that: The fallowing Native is added to the Policy: NOTICE: "f1-lE; PROFESSIONAL LIABII.I'iY COVERAGE ADDED TO THI5 POLICY C3Y COVERAGE E PROVIDES "CLAIMS -MADE -AND -REPORTED" COVERAGI�, WHICH ONLY COVERS CLAIMS FIRST MADE AGAINST YOU AND REPORTED TO US IN WRITING gURING'1'I�IE POLICY PL:RiOD OR OPTIONAL'1'AIL COVERAGE (IF PURCI�IASED), OR FIRST MAgr AGAINST YOU DURING THE POLICY PERIOD ANq REPORTEq TO US IN WRITING DURING THE EXTENDED REPORTING PERIOq (IF APPLICABLE). IN ADDITION, THE PAYMENT OF CLAIM EXPENSES FOR CLAIMS COVERED UNgER COVERAGE E REDUCES TFIE APPLiCAf3LE LIMITS CIF INSUf3RNCE, THIS ENDORSEMENT MODIFIES '1"I.1E POLICY FOR THE COVERAGE PROVIDED f1EREIN. THE COVERAGE TE(iM5 ANC> CONDITIONS, DEFiNIl'ION5 ANq OTHER REQUIREMENTS PROVIDED iN THI5 ENDORSEMENT ARE UNIQUE TO THIS ENDORSEMENT, II. The SE�ction entitled INSURING AGREEMENT is amended by the addition of the faAawing Cavr�rage; Coverage E: f?rofessional Liability We will pay on your hehaif Lass, in excess of the Deductible and within the applicable Limits of Liability, that you become legally obligs,tc:d to pay as ;� result of Claims arising out of actual or alleged UUrangFuE Acts that take Mace on or after fhe Retroacl:lva Date :end prior to the end of the Policy Periot#, pravlded that: a, the Claim Is first made against you and reported to us in writing during the Policy Period ar durint; the Optional Tail Coverage (if purchased); or Page 1 of 7 53' of 59 241 ___ --- b, the Claim is first made against you during the Policy Period and reported to us fn writing during; the Extended Reporting Period (if applirable). Natwlthstanding the above, this insurance does not apply to any Claim or Lass based upon or arising out of any Claim or Loss covered, in whole ar in part, by another Coverage under Ibis Policy ar by any valid insurance in force prior to this Policy. IIL Solely with respect to Coverage E, the Sect(an entitled DEFENSE, subsection /�, is deleted and replaced with the following: A. We shalt have the right and dutyta assume the investigation, adjustment, defense, and Settlernent of any Claim to which this Policy applies, hawever: �.. Our right and duty to r,dJust, defend, and settle ends when the applicable Limits of l.ial�illty have been tendered into caurt or exhausted by the payments aF Loss or CBalm Expense. �. We shall have no other ohHgatian or liability to pay sums or I�er'form acts or services unless specifically described herrlh7. IV, Solely with respect to Coverate E, the Section entitled [�EFIN I'1"IONS (s amcr�ded as follows; A. The Definitions of Claim, Claim Expense, Insured and Loss ar'e deleted In their entirety and r�eplacet# wil:h the following: Claim means any written demand received by an Insured alleging !lability or responslblllty on the part of an Instated for Loss arising from a Wrongful Act. Claim Expense means; i. I"ees charged by any attorney designated by us ar mutually agreed to in writinf; by you and us its the investigation and defense of a Claim; 2, Other fees, costs and expenses resulting from the investigation, adjustment, defense and settlement of a Claim, if incurred by us or our designees, or with our written consent prior to the expenditure by an insured; and �, premiums for appeal bonds or bonds to release attachments; however, we have no obligation to Furnish such bonds. Claim Expense shall not include; i. The salaries ar expenses of any employed of ours; 2. Fees and expenses of any Independent adjusters retained kr� us; and 3, Casts, chargNs or other expenses incurred by you for goads supplied ar services perforrnrd by or an behalf t�F your staff or salaried emplayeaos or your parent, subsidiary or affiliate, unless such costs, charges or other expenses are incurred witl-s the prior written al�praval of us at our sole discretion, Insured means; 1. Named Insured; and 2. The Named Insured's current ar former printapals, partners, officers, directors, stockholders ar employers, but only while rent#eying Professional Services on the Narnod Insurecl's behalf. cn oogo (�d. o�. �.7) Page � cif 7 54" of 59 241 !neared shall not include any other parties, includin€;, but not limited to, indemnitees, subcontractors, or joint venture partners, or utlier individuals or entities far whom you are cnntraetualiy obligated to provide insurance. Loss means monetary Judgments, awards ar settiemrnts of campensatary damages, and Claim Expense. Loss does not include: 1. The restitution, return, withdrawal or reduction of fens, profits or charges for services rendered or offered by the Insured: or any other expenses paid to the Insured for services or goods,, 2, Judgments or awards deemed uninsurable by law; 3. Fines and penalties assessed against the Insured; and 4. Exemplary dama#;es, including, but not limited to, punitive, multiple or treble damages. t3. Solely with respect to Goverage E, tl7e following definitions are added: Interrelated Wrongful Acts means Wrongful Acts that have as a common nexus any fack, elrcumstance, situation, transaction, or cause, or series of causally or logically connected facts, circumstances, situations. Events, transactions ar causes. Professional Services means services that the Insured ar others acting on the Ir7sured's behalf, for wham tlto Insured Is legally responsible, are qualified to perfoYm by licensing or specialized training, as applicable, in connection with the fumed Insured's Covered Operations as a cor'rstruciian manager, engineer, or' designer. f8etr4aetive bate means the date on or` after which any Wrong#ul Act must have taken place in order to he considered for coverage under Coverage E. If no lietroactive mate is shown in the Professional I..iabllity Coverage Schedule, then the Retroactive Date is the inception date of this Policy. Wrongful Act means any negligent act, error or omfsslon committed by tf7e Insured h7 the performance of Professional Services. V. Solely with respect to Goverage i?, the Section cantiHcd LIMII"S FtF LIAQILIi'( AN{� DEDUGTI[3LE is deleted in its entirely and Is replaced with thr. following: Subject to the Aggregate Limit of Llability For the Policy Period set forth in Item � of the Deelaratians Pale, the Limits of Liability shown In the Professional L'sabilfty Caveragc Schedule ar�d ciescrfbed herein are the maximum amount of caverale provided Under Cover-aKe E, regardless of the number of Insureds, Claims, or individuals or entities subrrritting Claims, A. Aggregate Lirrrit of LiabiNty •- Each Polley Period The Coverage E Lif-nits of Liability shown in the professional Llability Goverage Schedule are part of, and not in addltian ta, the Aggregate Limit of I.iahiiity for the policy Perlad set forth In Item 3 of the beclarations Page of the Policy, Accordingly, any payments made under Coverage E reduce, and may exhaust, the Af;k;regate Limit of Liability far the E'olicy period. Onto the Aggregate Lfmlt of Liability for the Polley Period has bean exhausked, we will have no responsibility to continue to defend any Glairns or hacur or pay any Glairn Expense or Loss. Under nc] circurrtstances shall we he liahle to pay any amormt h� excess of the Aggregate Limit of I.iabiiity far the Policy Period shown on the C�eclarations P7ge. 55` of 59 291 B. Aggregate Sub -Limit o€ Liability --Coverage E Subject to Paragraph A above, the Aggregate. Sub -Limit of Liability �- Coverage E shown in the Professional Llal�iilty Coverage Schedule is the most we will pay for Lass aced Claim Expanse combined for all rClaims urtider Coverage E made during the Wolicy PerEr�d ar Optional Tall Cnvri•aRe (if purchased). C. Each Claim Limit of LiaE�ility—Coverage E Subject to paragraphs A and B above, the Each Claim Limit of Liability Coverage E shown h� the Professional Liability Coverage Schedule Is the most we will pay for Loss and Claim Expense combined for any one Claim under Coverage E made during the Policy Period or Optional Tall Coverage (if purchased). D. [ieductEble —Coverage E The Each Claim peductiUle � Coverage E shown In the Professional Liability Coverage Schedule shall be paid by the IUamed Insured and :applies to each Claim. The Each Claim Limit of LiaUlllty — Caverage E shall apply in excess of such DeductlUle. You shall pratnptly reimburse us for advanchag any amounts we pay within your Deductible. E, Claim Expense Claim Expense is subject to Che l7eductible and reduces the appllcaUle limits of Liability. VI. Solely with respect to Coverage E, the Section entitled NOTICE and MAIM PRC�VISIQNS Es amended as faSlaws: A, Suhsec:tion A, Notice of Claim is deleted In its entirety and replaced with the falSowing; A. Notice of Claim In the event of a Claim a€;ainst any insured, you r�aust: 1. immediately record the specifics of such Claim and the date received; 2, Rsport such Clalrn to us in writing as soon as practicaUle after you fuse Uecome aware of such Ciaim; 3. Immediately send us copies of any demands, notices, summonses or legal papers received hi connection with such Claim; �. Authorize us to oUeaira records and other information; 5. Cooperate with us in the h�vestfgation, defense or settlement of such Claim; and 6. Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the Insured bet�ause of injury or damage to which this insurance may also apply. No insureds vdill, except at thralr own cost, voluntarily make a paymetrt, assume any oUligaelon, or incur any expense, other than far first aid, without our consr�nt, wl�icl� shall eat Ue unreasanahly withheld. All Cialms are to be reported by you or your designated representative in accordance with the Clalnns reporting; recguirernents of this policy. CP' OQ4Q (Cd, 01 i7� Page � of ? ssorss zat 13, Subsection C, Selection of Defense Counsel, paragraph 1, is deleted in its entirety and replaced with the following; 1. We siaall have the right to seieet counsel to represent the insured for the investigation, adjustment, defense and settlement of any Claim covered under this Policy. Notwithstanding the foregoing, we may mutually agree with you in wrg an the selection of counsel to defend such Claim, provided that the attorney's fees and all other litigation expense we must pay to such counsel are limited to the rates we actually pay to counsel we retain in the ordinary rourse of business in the defense of similar Claims In the community where the Claim arose or is being defended, Additionally, we may exercise the, right to require that such counsel have certain minimum qualifications with respect to their legal competency, including but not limited to experience in defending Claims similar to the one pending against you, and to require such counsel to have errors and omissions insurance coverage. Vil, Solely respect to Coverage E, khe Section entikled EXCLUSIONS is amended as follows; A, The inkroductary sentence is deleted and r�:apiaced with the following: This Pa(Icy does not apply to any loss aY Claim Expenses based upon or aYIS(ng ouk of: B, Exclusion F is amended by delethag the wards "this exclus(on shall eat apply to punitive damaf,es where such coverage is allowable by law." C, Cxclusia� Pli is deleted. f�, The following exclusions are addedt � A Claim by any Individual or business enterprise. or its subragees ar assignees; (1} that wholly or partially owns, operates or manages tile. Insured; or j2) in which the Insured has an ownersh(p Interest in excess of twenty-five percent (25%), or (3) that is controlled, operated or managed by the Insured; � The actual ar' alleged wrongful termination or discrimination on any basis by the insured against any part or present amplayee, officer or applicant far employment; The advising, requiring, obtaining or maintaining of any farm of Insurance, suretyship or bond, or the failure to do saI � Any express warranty or guarantee, except that this exclusion shall not apply to a Clair» wherry legal IlaBiilty exists In the absence of such warranty or guarantee and arises fron7 tl7e tnsured's Wrongful Act; e Liability of others assumed by the Insured under any oral or written contract or agreement, including but eat limited to hold harrninss and indemnity agreements, agreements to defend others rand liquidated damages clauses, except that this exclusion shall not apply to a Claim where legal liability exists In the absence of such contract or agreement and arises from the Insured's Wrongful Act; Any Covered Operations that are or have been insured under a projcac:t••speclfic professional liability (nsurance policy; The design or manufacture of any goods or products that are Bald or supplied by the insured, or by others under license from the Insured; z1f' OO�fb (Cri. O:i 17) Page 5 of 7 57' of 59 241 The cost to repair or replace faulty construction workmanship you perform on any construction, erection, fabrication, installation, assembly or remedlation process, including materials, parts or equipment furnished in connection therewith; Any real property, facilities or personal property awned, leased ar rented by an Insured; Any actual or alleged Wrongful act of which the insured had knowledge prior to the inception daft. of this Policy and which could reasonably be expected to give rise to a Claim; Vill. Solely respeck to Coverage E, the Section entitled. COIUDITIONS is amended as follows: A. Condition J, Other insurance is deleted in its entirety and 'is rrplaced by the fallowing: J. Other Insurance If other collectible insurance alyplles, the other insurance must pay first and this Policy is excess aunt such other insurance, However, this Policy will not be excess over other insurance that is specifically written to apply in excess of this Policy. l3. The fallowing Condition is added: All Claims arising out of ehe same '�trongful Aet or Interrelated Wrongful Ants shall be deemed one CWill, whether brought by one: or more claimants, and such Claim shall be deemed to be first made on the earliest date on which the first of any such Claims is deemed to be first made agalnst the Insured pursuant to this Policy, whether such date is before or during the Policy Period. IX. Solely with respect to Coverage E, the following new Section is added: A. Extended Reporting Period If this Policy is canceled or non -renewed for any reason other than nonpayment of premium or deductible, the failure to comply with any term or condition, fraud, or material misrepresentation, you shall be entitled to an Extended Reporting Period of sixty (60) days from the effective date of such cancellation or non -renewal to report Claims first made during the Policy Period. This Extended Reporting Period may not be canceled by us, does not require payment of an additional premium and shall be included within the Optional Tail Coverage, if purchased. Coverage for Claims first reported during the Extended Reporting Period shall be excess over any other valid Insurance. R. rlptional Tall Coverage if you do not renew this i'alicy or if we cancel or refuse to renew this Policy for reasons atfrer than tl7e nonpayment of premium or deductible, the failure to comply with any term ar condition, fraud, or material misrepresentation, and you do not replace this insurance with other insurance that provides professional liability coverage, you shall have the option upon the payment of an additional premium to purchase Optional Tail Coverage, thereby extending the period during which a Claim can be made and reported to us, Iie premium for the Optional Tali Coverage shall be (1) 100% of the annual premium for twelve (12) months of coverage, (2) 175% (or twenty -faun (M) months of coverage, or (3) 200% for thirty-six (36) months of coverage. The purchase of Optional Tall Coverage must be endorsed on to this Policy. Your option to purchase the Optional 'rail Coverage shall lapse unless written notice= that you are exercising the option, along with payment of the additional premium, is postmarked and malted within (Ed. 01. 17) Page 6 of 7 5II" of 59 241 thirty (3tt) days after the effective date? of cancellalian or non-renewaE. If such notice and the premium are not ma(led to us within thirty {3Uj days, Che option to purcklase the Optional Tail Coverage lapses and you shr711 net .�t a later data be entitled to purchase Qptionrrl Tail Coverage, The premium for the Crptianal Tail Caverape period shall tee deemed Fully e r�rnrcl at its inception and is not refundable, "lakms first made during the Optional Tail Coverage shall be deemed to have been made during the Polkcy Period. Optional Tail Coverage shall apply only to WrongFul �4cts that occurred an ar after the Retraactkve date and prior to the effective cl:�te of canceliatian ar nonrenewal of tf�e Policy, C, Extended Reporting Period and iptional Tap Coverage Llenit of I.kabilkty 1`here is no additional Limit of Liability available for the Extended Repor•thig Period and t]ptianal Tail Coverage. The Limit of Liability for the Extended Reporting Period and Optional T<ril Covarage is the samcl I_Irnit of tiability described in the Professional Liability Coverage Schedule and the Suction of tl�e Po11cy entitled LIMITS OF UAIiIt,ITY AND DEDUCT'iBLE. All ether terms and conditions of the Policy remain unchanged. CI' ODAO (Fd. 0:1 :i.7) Page 7 of 7 59` of 59 241